Softwr

Insurance · head to head

Bold Penguin vs Guidewire InsuranceNow

Bold Penguin logo

Bold Penguin

Insurance

Business insurance marketplace for brokers

From
Free
Rated
-
Guidewire InsuranceNow logo

Guidewire InsuranceNow

Insurance

Cloud platform for modern insurance operations

From
On request
Rated
-

The short version

  • Only Bold Penguin has a free tier, so it costs nothing to try first.
  • Each has a real cost: Bold Penguin sold to brokers, carriers and MGAs rather than to the businesses buying insurance; Guidewire InsuranceNow pricing is not published; sold by quote through a sales process
  • They diverge on capability: Bold Penguin covers Multi-carrier quoting, Guidewire InsuranceNow covers Policy administration.

Where they differ

Only the attributes on which Bold Penguin and Guidewire InsuranceNow actually diverge.

Attributes where Bold Penguin and Guidewire InsuranceNow differ
AttributeBold PenguinGuidewire InsuranceNow
Starting priceFreeOn request
Pricing modeltransactionquote
Free tierYesNo
PlatformsWeb, Ios, AndroidWeb
Founded20192003

Identical on both: user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Bold Penguin

  • Multi-carrier quoting
  • Instant quotes
  • Online binding
  • Commission tracking
  • Mobile app
  • API access
  • Reporting
  • Multiple carriers

Only in Guidewire InsuranceNow

  • Policy administration
  • Claims management
  • Billing
  • Digital underwriting
  • Mobile capabilities
  • Real-time analytics
  • Document management
  • Salesforce

Both cover

  • Customer portal
  • Data encryption
  • Cloud deployment
  • Web support

What people use each for

The jobs each tool is most often brought in to do.

Bold Penguin

  • Routing and triaging commercial insurance submissionsnot Guidewire InsuranceNow
  • Automating submission to bind through the Terminal platformnot Guidewire InsuranceNow
  • Handling complex middle market submissions with SubmissionLinknot Guidewire InsuranceNow
  • Policy checking with ClauseLinknot Guidewire InsuranceNow

Guidewire InsuranceNow

  • Policy administrationnot Bold Penguin
  • Claims managementnot Bold Penguin
  • Rapid implementation for regional and super-regional insurersnot Bold Penguin
  • Cost reduction and operational efficiencynot Bold Penguin

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Bold Penguin

  • Sold to brokers, carriers and MGAs rather than to the businesses buying insurance
  • Pricing is not published

Guidewire InsuranceNow

  • Pricing is not published; sold by quote through a sales process
  • Cloud-only deployment; no on-premises option

Pricing, plan by plan

Bold Penguin

Free
  • Broker AccessFree
    • Multi-carrier quotes
    • Instant quoting
    • Commission tracking

Guidewire InsuranceNow

On request

No published plan breakdown. See the Guidewire InsuranceNow review.

Which should you pick?

Choose Bold Penguin if

  • You need multi-carrier quoting.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want instant quotes.

Choose Guidewire InsuranceNow if

  • You need policy administration.
  • You also want claims management.

Questions people ask

Is Bold Penguin or Guidewire InsuranceNow better?
Neither clearly leads. Bold Penguin starts at Free and Guidewire InsuranceNow at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Bold Penguin or Guidewire InsuranceNow?
Bold Penguin has a free tier; the other does not. Paid plans start at Free for Bold Penguin and On request for Guidewire InsuranceNow.
Does Bold Penguin or Guidewire InsuranceNow run on more platforms?
Bold Penguin runs on Web, Ios, Android. Guidewire InsuranceNow runs on Web.
Can I use Bold Penguin for free?
Yes. Bold Penguin has a free tier, so you can try it without paying. Guidewire InsuranceNow starts at On request.
What is Bold Penguin best used for?
Bold Penguin is most often used for routing and triaging commercial insurance submissions, automating submission to bind through the terminal platform, handling complex middle market submissions with submissionlink, policy checking with clauselink. Of those, routing and triaging commercial insurance submissions and automating submission to bind through the terminal platform are not what Guidewire InsuranceNow is typically brought in for.
What can Bold Penguin do that Guidewire InsuranceNow cannot?
Bold Penguin covers Multi-carrier quoting, Instant quotes, Online binding, Commission tracking. Guidewire InsuranceNow covers Policy administration, Claims management, Billing, Digital underwriting. Both handle Customer portal, Data encryption, Cloud deployment, Web support.

Related pages

Other head to heads