Software · head to head
Hippo vs PolicyGenius
The short version
- Only PolicyGenius has a free tier, so it costs nothing to try first.
- Each has a real cost: Hippo no premium figures are published; the site names only Basic and Enhanced coverage tiers and routes every quote through comparing personalized rates from over 70 carrier partners rather than Hippo's own underwriting; PolicyGenius pricing is quote only; the site states the final insurance policy premium for any policy is determined by the underwriting insurance company following application, with no rates published on site.
- They diverge on capability: Hippo covers Personalized quotes, PolicyGenius covers Quote comparison.
Where they differ
Only the attributes on which Hippo and PolicyGenius actually diverge.
| Attribute | Hippo | PolicyGenius |
|---|---|---|
| Starting price | On request | Free |
| Pricing model | quote | freemium |
| Free tier | No | Yes |
| Founded | 2015 | 2014 |
Identical on both: platforms (Web, Ios, Android), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Hippo
- Personalized quotes
- Digital policy management
- 24/7 customer support
- Smart home integrations
- Claims support
- Customizable coverage
- Instant policy changes
- Smart home devices
Only in PolicyGenius
- Quote comparison
- Policy application
- Digital underwriting
- Policy management
- Claims filing
- Document storage
- Expert advisors
- Multiple carriers
Both cover
- Mobile app
- Mobile app
- Cloud deployment
- Web support
- Ios support
- Android support
What people use each for
The jobs each tool is most often brought in to do.
Hippo
- Comparing home insurance quotes across multiple carrier partnersnot PolicyGenius
- Bundling home coverage with auto, flood, pet or landlord add on policiesnot PolicyGenius
PolicyGenius
- Life insurance shoppingnot Hippo
- Home insurance comparisonnot Hippo
- Policy managementnot Hippo
- Financial protectionnot Hippo
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Hippo
- No premium figures are published; the site names only Basic and Enhanced coverage tiers and routes every quote through comparing personalized rates from over 70 carrier partners rather than Hippo's own underwriting
PolicyGenius
- Pricing is quote only; the site states the final insurance policy premium for any policy is determined by the underwriting insurance company following application, with no rates published on site.
Pricing, plan by plan
Hippo
On request- Essential$undefined/month
- Dwelling coverage
- Personal property
- Liability protection
PolicyGenius
Free- Free Quote ToolFree
- Compare life insurance quotes
- Home insurance quotes
- Auto insurance quotes
- Premium Support$undefined/month
- Expert advisor consultation
- Personalized recommendations
- Policy comparison
Which should you pick?
Choose Hippo if
- You need personalized quotes.
- You work on Web, Ios, Android.
- You also want digital policy management.
Choose PolicyGenius if
- You need quote comparison.
- You want to start without paying.
- You work on Web, Ios, Android.
- You also want policy application.
Questions people ask
- Is Hippo or PolicyGenius better?
- Neither clearly leads. Hippo starts at On request and PolicyGenius at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Hippo or PolicyGenius?
- PolicyGenius has a free tier; the other does not. Paid plans start at On request for Hippo and Free for PolicyGenius.
- Does Hippo or PolicyGenius run on more platforms?
- Both run on Web, Ios, Android, so platform support will not decide this one for you.
- Can I use PolicyGenius for free?
- Yes. PolicyGenius has a free tier, so you can try it without paying. Hippo starts at On request.
- What is Hippo best used for?
- Hippo is most often used for comparing home insurance quotes across multiple carrier partners, bundling home coverage with auto, flood, pet or landlord add on policies. Of those, comparing home insurance quotes across multiple carrier partners and bundling home coverage with auto, flood, pet or landlord add on policies are not what PolicyGenius is typically brought in for.
- What can Hippo do that PolicyGenius cannot?
- Hippo covers Personalized quotes, Digital policy management, 24/7 customer support, Smart home integrations. PolicyGenius covers Quote comparison, Policy application, Digital underwriting, Policy management. Both handle Mobile app, Mobile app, Cloud deployment, Web support.
Related pages
More on PolicyGenius
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