Insurance · head to head
Bold Penguin vs TurboRater
The short version
- Only Bold Penguin has a free tier, so it costs nothing to try first.
- They diverge on capability: Bold Penguin covers Multi-carrier quoting, TurboRater covers Comparative rating.
Where they differ
Only the attributes on which Bold Penguin and TurboRater actually diverge.
| Attribute | Bold Penguin | TurboRater |
|---|---|---|
| Starting price | Free | $99/month |
| Pricing model | transaction | subscription |
| Free tier | Yes | No |
| Platforms | Web, Ios, Android | Web, Windows |
| Founded | 2019 | 1983 |
Identical on both: user rating (Not yet rated), category (Insurance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Bold Penguin
- Multi-carrier quoting
- Instant quotes
- Online binding
- Customer portal
- Commission tracking
- Mobile app
- API access
- Reporting
Only in TurboRater
- Comparative rating
- Auto insurance quoting
- Home insurance quoting
- Real-time carrier rates
- Side-by-side comparison
- E-signature
- Document generation
- Mobile quoting
Both cover
- Data encryption
- Cloud deployment
- Web support
What people use each for
The jobs each tool is most often brought in to do.
Bold Penguin
- Routing and triaging commercial insurance submissionsnot TurboRater
- Automating submission to bind through the Terminal platformnot TurboRater
- Handling complex middle market submissions with SubmissionLinknot TurboRater
- Policy checking with ClauseLinknot TurboRater
TurboRater
- Auto quotingnot Bold Penguin
- Home quotingnot Bold Penguin
- Rate comparisonnot Bold Penguin
- New businessnot Bold Penguin
- Remarketingnot Bold Penguin
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Bold Penguin
- Sold to brokers, carriers and MGAs rather than to the businesses buying insurance
- Pricing is not published
TurboRater
Nothing recorded yet. See the TurboRater review.
Pricing, plan by plan
Bold Penguin
Free- Broker AccessFree
- Multi-carrier quotes
- Instant quoting
- Commission tracking
TurboRater
$99/month- Basic$99/month
- Personal auto rating
- Real-time quotes
- Rate comparison
- Professional$199/month
- Auto & home rating
- Multi-carrier access
- E-signature
- Enterprise$undefined/month
- All Professional features
- Commercial lines
- API access
Which should you pick?
Choose Bold Penguin if
- You need multi-carrier quoting.
- You want to start without paying.
- You work on Web, Ios, Android.
- You also want instant quotes.
Choose TurboRater if
- You need comparative rating.
- You work on Web, Windows.
- You also want auto insurance quoting.
Questions people ask
- Is Bold Penguin or TurboRater better?
- Neither clearly leads. Bold Penguin starts at Free and TurboRater at $99/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Bold Penguin or TurboRater?
- Bold Penguin has a free tier; the other does not. Paid plans start at Free for Bold Penguin and $99/month for TurboRater.
- Does Bold Penguin or TurboRater run on more platforms?
- Bold Penguin runs on Web, Ios, Android. TurboRater runs on Web, Windows.
- Can I use Bold Penguin for free?
- Yes. Bold Penguin has a free tier, so you can try it without paying. TurboRater starts at $99/month.
- What is Bold Penguin best used for?
- Bold Penguin is most often used for routing and triaging commercial insurance submissions, automating submission to bind through the terminal platform, handling complex middle market submissions with submissionlink, policy checking with clauselink. Of those, routing and triaging commercial insurance submissions and automating submission to bind through the terminal platform are not what TurboRater is typically brought in for.
- What can Bold Penguin do that TurboRater cannot?
- Bold Penguin covers Multi-carrier quoting, Instant quotes, Online binding, Customer portal. TurboRater covers Comparative rating, Auto insurance quoting, Home insurance quoting, Real-time carrier rates. Both handle Data encryption, Cloud deployment, Web support.
Related pages
More on Bold Penguin
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