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Software · head to head

Bold Penguin vs Embroker

Bold Penguin logo

Bold Penguin

Software

Business insurance marketplace for brokers

From
Free
Rated
-
Full reviewWebsite
Embroker logo

Embroker

Software

Enterprise insurance platform for teams

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Bold Penguin has a free tier, so it costs nothing to try first.
  • Each has a real cost: Bold Penguin sold to brokers, carriers and MGAs rather than to the businesses buying insurance; Embroker pricing is not published; the site states "Services and pricing may vary by state, and are subject to application and underwriting requirements" and pricing is obtained only through a quote application.
  • They diverge on capability: Bold Penguin covers Multi-carrier quoting, Embroker covers Benefits management.

Where they differ

Only the attributes on which Bold Penguin and Embroker actually diverge.

Attributes where Bold Penguin and Embroker differ
AttributeBold PenguinEmbroker
Starting priceFreeOn request
Pricing modeltransactionsubscription
Free tierYesNo
Founded20192017

Identical on both: platforms (Web, Ios, Android), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Bold Penguin

  • Multi-carrier quoting
  • Instant quotes
  • Online binding
  • Customer portal
  • Commission tracking
  • API access
  • Reporting
  • Multiple carriers

Only in Embroker

  • Benefits management
  • Policy administration
  • Employee portal
  • Analytics and reporting
  • Claims management
  • Compliance tools
  • Integration support
  • HR systems

Both cover

  • Mobile app
  • Data encryption
  • Cloud deployment
  • Web support
  • Ios support
  • Android support
  • English language support

What people use each for

The jobs each tool is most often brought in to do.

Bold Penguin

  • Routing and triaging commercial insurance submissionsnot Embroker
  • Automating submission to bind through the Terminal platformnot Embroker
  • Handling complex middle market submissions with SubmissionLinknot Embroker
  • Policy checking with ClauseLinknot Embroker

Embroker

  • Employee benefits managementnot Bold Penguin

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Bold Penguin

  • Sold to brokers, carriers and MGAs rather than to the businesses buying insurance
  • Pricing is not published

Embroker

  • Pricing is not published; the site states "Services and pricing may vary by state, and are subject to application and underwriting requirements" and pricing is obtained only through a quote application.

Pricing, plan by plan

Bold Penguin

Free
  • Broker AccessFree
    • Multi-carrier quotes
    • Instant quoting
    • Commission tracking

Embroker

On request
  • Professional$undefined/month
    • Benefits management
    • Policy administration
    • Employee portal

Which should you pick?

Choose Bold Penguin if

  • You need multi-carrier quoting.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want instant quotes.
Bold Penguin review

Choose Embroker if

  • You need benefits management.
  • You work on Web, Ios, Android.
  • You also want policy administration.
Embroker review

Questions people ask

Is Bold Penguin or Embroker better?
Neither clearly leads. Bold Penguin starts at Free and Embroker at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Bold Penguin or Embroker?
Bold Penguin has a free tier; the other does not. Paid plans start at Free for Bold Penguin and On request for Embroker.
Does Bold Penguin or Embroker run on more platforms?
Both run on Web, Ios, Android, so platform support will not decide this one for you.
Can I use Bold Penguin for free?
Yes. Bold Penguin has a free tier, so you can try it without paying. Embroker starts at On request.
What is Bold Penguin best used for?
Bold Penguin is most often used for routing and triaging commercial insurance submissions, automating submission to bind through the terminal platform, handling complex middle market submissions with submissionlink, policy checking with clauselink. Of those, routing and triaging commercial insurance submissions and automating submission to bind through the terminal platform are not what Embroker is typically brought in for.
What can Bold Penguin do that Embroker cannot?
Bold Penguin covers Multi-carrier quoting, Instant quotes, Online binding, Customer portal. Embroker covers Benefits management, Policy administration, Employee portal, Analytics and reporting. Both handle Mobile app, Data encryption, Cloud deployment, Web support.
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Related pages

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