Insurance · head to head
Bold Penguin vs Guidewire PolicyCenter
Guidewire PolicyCenter
Insurance
Core system for policy administration
- From
- On request
- Rated
- -
The short version
- Only Bold Penguin has a free tier, so it costs nothing to try first.
- Each has a real cost: Bold Penguin sold to brokers, carriers and MGAs rather than to the businesses buying insurance; Guidewire PolicyCenter pricing is not published; sold by quote through a sales process
- They diverge on capability: Bold Penguin covers Multi-carrier quoting, Guidewire PolicyCenter covers Policy lifecycle management.
Where they differ
Only the attributes on which Bold Penguin and Guidewire PolicyCenter actually diverge.
| Attribute | Bold Penguin | Guidewire PolicyCenter |
|---|---|---|
| Starting price | Free | On request |
| Pricing model | transaction | quote |
| Free tier | Yes | No |
| Platforms | Web, Ios, Android | Web |
| Founded | 2019 | 2001 |
Identical on both: user rating (Not yet rated), category (Insurance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Bold Penguin
- Multi-carrier quoting
- Instant quotes
- Online binding
- Customer portal
- Commission tracking
- Mobile app
- API access
- Reporting
Only in Guidewire PolicyCenter
- Policy lifecycle management
- Underwriting workbench
- Rating engine
- Product model framework
- Forms management
- Reinsurance management
- Multi-line support
- Real-time quoting
Both cover
- Data encryption
- Cloud deployment
What people use each for
The jobs each tool is most often brought in to do.
Bold Penguin
- Routing and triaging commercial insurance submissionsnot Guidewire PolicyCenter
- Automating submission to bind through the Terminal platformnot Guidewire PolicyCenter
- Handling complex middle market submissions with SubmissionLinknot Guidewire PolicyCenter
- Policy checking with ClauseLinknot Guidewire PolicyCenter
Guidewire PolicyCenter
- Policy administrationnot Bold Penguin
- Underwritingnot Bold Penguin
- Product configurationnot Bold Penguin
- Rate managementnot Bold Penguin
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Bold Penguin
- Sold to brokers, carriers and MGAs rather than to the businesses buying insurance
- Pricing is not published
Guidewire PolicyCenter
- Pricing is not published; sold by quote through a sales process
Pricing, plan by plan
Bold Penguin
Free- Broker AccessFree
- Multi-carrier quotes
- Instant quoting
- Commission tracking
Guidewire PolicyCenter
On requestNo published plan breakdown. See the Guidewire PolicyCenter review.
Which should you pick?
Choose Bold Penguin if
- You need multi-carrier quoting.
- You want to start without paying.
- You work on Web, Ios, Android.
- You also want instant quotes.
Choose Guidewire PolicyCenter if
- You need policy lifecycle management.
- You also want underwriting workbench.
Questions people ask
- Is Bold Penguin or Guidewire PolicyCenter better?
- Neither clearly leads. Bold Penguin starts at Free and Guidewire PolicyCenter at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Bold Penguin or Guidewire PolicyCenter?
- Bold Penguin has a free tier; the other does not. Paid plans start at Free for Bold Penguin and On request for Guidewire PolicyCenter.
- Does Bold Penguin or Guidewire PolicyCenter run on more platforms?
- Bold Penguin runs on Web, Ios, Android. Guidewire PolicyCenter runs on Web.
- Can I use Bold Penguin for free?
- Yes. Bold Penguin has a free tier, so you can try it without paying. Guidewire PolicyCenter starts at On request.
- What is Bold Penguin best used for?
- Bold Penguin is most often used for routing and triaging commercial insurance submissions, automating submission to bind through the terminal platform, handling complex middle market submissions with submissionlink, policy checking with clauselink. Of those, routing and triaging commercial insurance submissions and automating submission to bind through the terminal platform are not what Guidewire PolicyCenter is typically brought in for.
- What can Bold Penguin do that Guidewire PolicyCenter cannot?
- Bold Penguin covers Multi-carrier quoting, Instant quotes, Online binding, Customer portal. Guidewire PolicyCenter covers Policy lifecycle management, Underwriting workbench, Rating engine, Product model framework. Both handle Data encryption, Cloud deployment.