Softwr

Accounting & Finance · head to head

Adyen vs Conta

Adyen logo

Adyen

Accounting & Finance

The payments platform built for growth

From
$29/month
Rated
-
Conta logo

Conta

Accounting & Finance

Norwegian accounting software for small and growing businesses

From
On request
Rated
-

The short version

  • Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Conta project management, KID numbers on invoices and unlimited e-invoicing are reserved for the higher Smart plan at 339 NOK/month, not included in the 209 NOK/month Standard plan

Where they differ

Only the attributes on which Adyen and Conta actually diverge.

Attributes where Adyen and Conta differ
AttributeAdyenConta
Starting price$29/monthOn request
Pricing modelusage-basedsubscription
PlatformsWeb, Api, PosWeb
Founded2006Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (Accounting & Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Adyen

  • Payment processing
  • Risk management
  • Unified commerce
  • Issuing
  • Platform payments
  • SAP
  • Salesforce
  • Oracle

Only in Conta

Nothing recorded that Adyen does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Adyen

  • Card acquiring with interchange plus pricing for larger merchantsnot Conta
  • Accepting local payment methods across multiple countriesnot Conta
  • Settling in several currencies through linked bank accountsnot Conta
  • Unified online and in-person paymentsnot Conta

Conta

No use cases recorded yet. See the Conta review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Adyen

  • There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
  • Published fees are indicative rather than a rate card, with real pricing negotiated
  • Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
  • Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America

Conta

  • Project management, KID numbers on invoices and unlimited e-invoicing are reserved for the higher Smart plan at 339 NOK/month, not included in the 209 NOK/month Standard plan
  • Payroll and annual settlement services are not included in either plan and must be purchased as separate add-ons

Pricing, plan by plan

Adyen

$29/month
  • CustomFree
    • Payment processing
    • Risk management
    • Unified commerce

Conta

On request

No published plan breakdown. See the Conta review.

Which should you pick?

Choose Adyen if

  • You need payment processing.
  • You work on Web, Api, Pos.
  • You also want risk management.

Choose Conta if

Nothing in the data separates Conta from Adyen on the points above - pick on price and on how each one feels to use.

Questions people ask

Is Adyen or Conta better?
Neither clearly leads. Adyen starts at $29/month and Conta at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Adyen or Conta?
Adyen starts at $29/month and Conta at On request.
Does Adyen or Conta run on more platforms?
Adyen runs on Web, Api, Pos. Conta runs on Web.
What is Adyen best used for?
Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Conta is typically brought in for.
What can Adyen do that Conta cannot?
Adyen covers Payment processing, Risk management, Unified commerce, Issuing.

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