Is Conta or Payoneer better?

Neither clearly leads. Conta starts at Free and Payoneer at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Conta or Payoneer?

Conta has a free tier; the other does not. Paid plans start at Free for Conta and $29/month for Payoneer.

Does Conta or Payoneer run on more platforms?

Conta runs on Web. Payoneer runs on Web, Ios, Android.

Can I use Conta for free?

Yes. Conta has a free tier, so you can try it without paying. Payoneer starts at $29/month.

What is Conta best used for?

Conta is most often used for norwegian small business accounting and invoicing, project and department cost tracking, ehf/einvoice generation for norwegian regulatory compliance. Of those, norwegian small business accounting and invoicing and project and department cost tracking are not what Payoneer is typically brought in for.

What can Conta do that Payoneer cannot?

Payoneer covers Receive payments, Multi-currency accounts, Working capital, Mass payouts.

Accounting · head to head

Conta vs Payoneer

Conta

Accounting

Norwegian accounting software for small and growing businesses

From: Free
Rated: -

Full review Website

Payoneer

Accounting

One account. Infinite opportunities.

From: $29/month
Rated: -

Full review Website

The short version

Only Conta has a free tier, so it costs nothing to try first.
Each has a real cost: Conta norwegian pricing only: displayed in NOK without multi-currency support for international comparisons; Payoneer an annual account fee of $29.95 USD applies if the account receives less than $6,000 USD in any 12 consecutive months
Prices and features above were last checked on 2 September 2026.

Where they differ

Only the attributes on which Conta and Payoneer actually diverge.

Attributes where Conta and Payoneer differ
Attribute	Conta	Payoneer
Starting price	Free	$29/month
Pricing model	subscription	usage-based
Free tier	Yes	No
Platforms	Web	Web, Ios, Android
Founded	Unknown	2005

Identical on both: user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Conta

Nothing recorded that Payoneer does not also cover.

Only in Payoneer

Receive payments
Multi-currency accounts
Working capital
Mass payouts
Marketplace integrations
Amazon
Fiverr
Upwork

What people use each for

The jobs each tool is most often brought in to do.

Conta

Norwegian small business accounting and invoicingnot Payoneer
Project and department cost trackingnot Payoneer
EHF/eInvoice generation for Norwegian regulatory compliancenot Payoneer

Payoneer

Freelancer payment collection from Upwork, Fiverr, and global marketplacesnot Conta
Multi-currency account management with 70+ currencies supportednot Conta
International wire transfers to 190+ countries and territoriesnot Conta
Business contractor payments and global workforce managementnot Conta
Marketplace mass payouts for seller platforms and gig economynot Conta

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Conta

Norwegian pricing only: displayed in NOK without multi-currency support for international comparisons
Annual billing required: no monthly-pay option for either tier, forcing yearly commitment
Pro tier vaporware: listed as 'coming soon' with no pricing or feature roadmap provided
Limited feature differentiation: Smart tier is 'most selected' by customers but does not clearly explain what additional business value justifies 62% price premium over Standard

Payoneer

An annual account fee of $29.95 USD applies if the account receives less than $6,000 USD in any 12 consecutive months
The Payoneer card carries a $29.95 USD annual fee and $12.95 USD for a replacement
Converting between Payoneer balances in different currencies costs 0.50%
Receiving into a non local currency receiving account costs 1%, minimum $1.00 USD
Receiving by credit card costs up to 3.99% plus $0.49 USD
Withdrawing to a bank in the recipient's local currency costs 1.2% to 4%
ATM withdrawals cost $3.15 USD plus up to 1.8%, rising to 3.5% when currency is converted
Card purchases requiring conversion cost up to 3.5%

Pricing, plan by plan

Conta

Free

Conta Regnskap Standard$209/month (billed annually)
Conta Regnskap Smart$339/month (billed annually)
Conta Regnskap Pro$undefined/mo

Payoneer

$29/month

StandardFree
- Receive payments
- Multi-currency
- Marketplace connections

Which should you pick?

Choose Conta if

You want to start without paying.

Conta review

Choose Payoneer if

You need receive payments.
You work on Web, Ios, Android.
You also want multi-currency accounts.

Payoneer review

Questions people ask

Is Conta or Payoneer better?: Neither clearly leads. Conta starts at Free and Payoneer at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Conta or Payoneer?: Conta has a free tier; the other does not. Paid plans start at Free for Conta and $29/month for Payoneer.
Does Conta or Payoneer run on more platforms?: Conta runs on Web. Payoneer runs on Web, Ios, Android.
Can I use Conta for free?: Yes. Conta has a free tier, so you can try it without paying. Payoneer starts at $29/month.
What is Conta best used for?: Conta is most often used for norwegian small business accounting and invoicing, project and department cost tracking, ehf/einvoice generation for norwegian regulatory compliance. Of those, norwegian small business accounting and invoicing and project and department cost tracking are not what Payoneer is typically brought in for.
What can Conta do that Payoneer cannot?: Payoneer covers Receive payments, Multi-currency accounts, Working capital, Mass payouts.

Answered from the vendors’ own pages

Conta: How much does Conta cost per month?

Conta Regnskap Standard costs 209 NOK/month and Smart costs 339 NOK/month, billed annually. Both exclude VAT and include a 30-day free trial option.

Source

Payoneer: What are Payoneer's withdrawal fees?

Payoneer states its mission is to simplify international payments, but specific withdrawal fees are not published on the homepage. Fee details are accessed via the pricing section.

Source

Conta: Can I pay monthly instead of annually?

No. Both Standard and Smart tiers require annual billing at a fixed monthly rate. Monthly-payment options are not available.

Source

Payoneer: How much does Payoneer charge for currency conversion?

Payoneer manages multi-currency transactions but does not display conversion rates or fee percentages on the main website.

Source

Conta: What is included in the Standard vs. Smart plan?

Standard includes accounting, invoicing, unlimited receipts, mobile app, and EHF/eInvoice. Smart adds KID numbers, unlimited EHF, project/department management, free chat/phone support, and exclusive equipment discounts.

Source

Payoneer: Is there a monthly fee to keep a Payoneer account?

Payoneer does not list account maintenance fees on its homepage. Specific pricing for account types (freelancer, business, marketplace) requires accessing the pricing page.

Source

Conta: When will the Pro plan be available and what will it cost?

The Pro tier is listed as 'coming soon' on the pricing page with no published pricing or launch date provided.

Source

Conta vs Payoneer

Conta

Payoneer

The short version

Where they differ

What each one covers

Only in Conta

Only in Payoneer

What people use each for

Conta

Payoneer

Where each one falls short

Conta

Payoneer

Pricing, plan by plan

Conta

Payoneer

Which should you pick?

Choose Conta if

Choose Payoneer if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Conta

More on Payoneer

Keep looking

Other head to heads