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Accounting & Finance · head to head

Adyen vs Fiken

Adyen logo

Adyen

Accounting & Finance

The payments platform built for growth

From
$29/month
Rated
-
Full reviewWebsite
Fiken logo

Fiken

Accounting & Finance

Norwegian accounting software for sole proprietors and small companies

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Fiken core functions beyond basic bookkeeping are unbundled add-ons billed separately, including bank connection, API access and payroll at 69-99 kr/month each on top of the 219 kr/month base plan (NOK)

Where they differ

Only the attributes on which Adyen and Fiken actually diverge.

Attributes where Adyen and Fiken differ
AttributeAdyenFiken
Starting price$29/monthOn request
Pricing modelusage-basedsubscription
PlatformsWeb, Api, PosWeb
Founded2006Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (Accounting & Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Adyen

  • Payment processing
  • Risk management
  • Unified commerce
  • Issuing
  • Platform payments
  • SAP
  • Salesforce
  • Oracle

Only in Fiken

Nothing recorded that Adyen does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Adyen

  • Card acquiring with interchange plus pricing for larger merchantsnot Fiken
  • Accepting local payment methods across multiple countriesnot Fiken
  • Settling in several currencies through linked bank accountsnot Fiken
  • Unified online and in-person paymentsnot Fiken

Fiken

No use cases recorded yet. See the Fiken review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Adyen

  • There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
  • Published fees are indicative rather than a rate card, with real pricing negotiated
  • Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
  • Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America

Fiken

  • Core functions beyond basic bookkeeping are unbundled add-ons billed separately, including bank connection, API access and payroll at 69-99 kr/month each on top of the 219 kr/month base plan (NOK)
  • Tax filing is a separate annual add-on costing 1,290 kr for sole proprietors or 1,590 kr for AS companies, not included in the monthly subscription (NOK)

Pricing, plan by plan

Adyen

$29/month
  • CustomFree
    • Payment processing
    • Risk management
    • Unified commerce

Fiken

On request

No published plan breakdown. See the Fiken review.

Which should you pick?

Choose Adyen if

  • You need payment processing.
  • You work on Web, Api, Pos.
  • You also want risk management.
Adyen review

Choose Fiken if

Nothing in the data separates Fiken from Adyen on the points above - pick on price and on how each one feels to use.

Fiken review

Questions people ask

Is Adyen or Fiken better?
Neither clearly leads. Adyen starts at $29/month and Fiken at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Adyen or Fiken?
Adyen starts at $29/month and Fiken at On request.
Does Adyen or Fiken run on more platforms?
Adyen runs on Web, Api, Pos. Fiken runs on Web.
What is Adyen best used for?
Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Fiken is typically brought in for.
What can Adyen do that Fiken cannot?
Adyen covers Payment processing, Risk management, Unified commerce, Issuing.
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