APIs · alternatives
Alternatives to Ozone API
21 apis tools sit alongside Ozone API in this directory. Below is what separates each from Ozone API on the figures we hold, price, model, tier count and rating, and a direct comparison for every one.
- Alternatives listed
- 21
- With a free tier
- 1
- Cheaper to start
- -
- Ozone API starts at
- On request
Why people look past Ozone API
Only what the record supports. Each point below is a figure on the Ozone API entry measured against the tools listed beside it.
There is no free tier
The record for Ozone API carries no free tier, so evaluating it means paying first. 1 of the 21 alternatives below can be used without paying.
There is only one tier
Ozone API publishes a single plan, Ozone API at On request. There is no smaller tier to drop to if the fit is wrong or the budget moves.
What each alternative does differently
Ordered by the aggregated rating on each catalogue entry. Differences are drawn from price, pricing model, tier count and rating, the fields the category listing carries. For a feature-level difference, follow the head-to-head link on each card: those pages read both full records.
Open banking payments and data across the UK and Europe, with the largest share of UK variable recurring payments
Priced and rated the same as Ozone API on the figures we hold. The difference, if there is one, is in the feature records.
Independent open banking aggregator covering Europe by PSD2 API and other markets by direct connection
Priced and rated the same as Ozone API on the figures we hold. The difference, if there is one, is in the feature records.
European bank API aggregation with a free restricted production tier for your own accounts
- Can be used without paying; Ozone API cannot.
- Sold on a Per connected account per month model rather than quote.
- 2 tiers to Ozone API's 1.
UK banking-as-a-service from a company that holds its own full banking licence
- Publishes an entry price of £100/month, where Ozone API does not.
- Sold on a Per month with usage drawdown model rather than quote.
- 3 tiers to Ozone API's 1.
"Neobank in a box" for banks in emerging markets, paid on a performance basis
Priced and rated the same as Ozone API on the figures we hold. The difference, if there is one, is in the feature records.
Contextual personalisation and decisioning platform for financial institutions
Priced and rated the same as Ozone API on the figures we hold. The difference, if there is one, is in the feature records.
Every Ozone API alternative at a glance
A dash means the catalogue entry carries no figure, not that the answer is nothing.
| Tool | Entry price | Model | Tiers | Head to head |
|---|---|---|---|---|
| Ozone API (this page) | On request | Quote | 1 | |
| TrueLayerIf you are a third party consuming bank APIs rather than a bank publishing them | On request | Quote | 1 | vs Ozone API |
| Salt EdgeIf you want an aggregator that also offers compliance connectivity for banks | On request | Quote | 1 | vs Ozone API |
| Enable BankingIf you need access to bank APIs across Europe rather than to publish your own | Free | Per connected account per month | 2 | vs Ozone API |
| Griffin | £100/month | Per month with usage drawdown | 3 | vs Ozone API |
| Fintech Farm | On request | Quote | 1 | vs Ozone API |
| Flybits | On request | Quote | 1 | vs Ozone API |
| Lithic | On request | Quote | 1 | vs Ozone API |
| Brite Payments | On request | Quote | 1 | vs Ozone API |
| i2c | On request | Quote | 1 | vs Ozone API |
| Fintecture | On request | Quote | 1 | vs Ozone API |
| Neonomics | On request | Quote | 1 | vs Ozone API |
| Enfuce | On request | Quote | 1 | vs Ozone API |
| Mambu | On request | Quote | 1 | vs Ozone API |
| Aiia | On request | Quote | 1 | vs Ozone API |
| Marqeta | On request | Quote | 1 | vs Ozone API |
| Highnote | On request | Quote | 1 | vs Ozone API |
| Meniga | On request | Quote | 1 | vs Ozone API |
| Paymentology | On request | Quote | 1 | vs Ozone API |
| Episode Six | On request | Quote | 1 | vs Ozone API |
| Backbase | On request | Quote | 1 | vs Ozone API |
| 10x Banking | On request | Quote | 1 | vs Ozone API |
Ratings are aggregated from third-party sources and imported with each catalogue entry; Softwr hosts no reviews of these products. How each figure is used is set out on the Ozone API badges page.
Cheaper ways to solve the same problem
Free to start (1)
These publish a tier that costs nothing, so they can be evaluated before any money changes hands.
- Enable Banking , Free
What you would be giving up
Ozone API is most often brought in for a building society facing an open banking compliance deadline with no api team of its own, a bank operating in several jurisdictions that must satisfy different open banking standards at once, a regulator or standards body building national open finance infrastructure, a bank wanting to sell premium apis beyond the regulatory minimum without building entitlement plumbing. Anything replacing it has to cover the ones you actually depend on, and a cheaper tool that misses one of them is not cheaper.
Two things this page cannot settle. It compares on price, model, tier count and rating, because those are the fields the category listing carries, feature-level differences need both full records, which is what the head-to-head pages load. And the ratings are third-party aggregates imported with each entry rather than reviews written here, so a 0.2 difference between two tools is noise rather than a finding.
If Ozone API is broadly right and the question is cost, the Ozone API pricing breakdown covers every tier and what each one adds. If you want the whole field rather than a shortlist, the APIs category lists everything the directory holds, and best apis tools ranks them.
Ozone API runs on web, rest api, linux. Platform coverage is not carried on the category listing for the alternatives, so it is one more thing to check on each head-to-head page rather than here.
Questions about Ozone API alternatives
- What are the main alternatives to Ozone API?
- 21 other apis tools are listed in this directory, led by TrueLayer, Salt Edge, Enable Banking, Griffin. They are ordered by the aggregated rating on each catalogue entry, not by any Softwr ranking.
- What is the best free alternative to Ozone API?
- 1 of the alternatives listed here can be used without paying: Enable Banking.
- Why do people look for an alternative to Ozone API?
- On the figures on record, 2 things stand out: there is no free tier; there is only one tier. Each is set out with the numbers behind it above.
- What would I give up by switching from Ozone API?
- Ozone API is most often brought in for a building society facing an open banking compliance deadline with no api team of its own, a bank operating in several jurisdictions that must satisfy different open banking standards at once, a regulator or standards body building national open finance infrastructure, a bank wanting to sell premium apis beyond the regulatory minimum without building entitlement plumbing. Anything you replace it with has to cover the ones you actually rely on, the side-by-side comparisons linked from each alternative below put the two feature records against each other.
- Is there an open-source alternative to Ozone API?
- None of the apis tools listed here are recorded as open source. That is what the licence field on each entry says, and the field is not always filled in, so it is worth checking directly for any tool you are serious about.
- How were these Ozone API alternatives chosen?
- They are the tools filed in the same category, APIs, ordered by the aggregated rating on each entry. There is no editorial shortlist, and nothing on this page is paid: no sponsored placement runs on alternatives pages and the order cannot be bought. Softwr has not used these products.
- Where can I compare Ozone API against one of these directly?
- Every alternative below has a side-by-side page against Ozone API covering price, platforms, features and what each one is used for. Those pages read the full record for both products rather than the summary shown here.
- Does this list cover every apis tool?
- No. It covers what this directory holds in the APIs category, 21 tools beside Ozone API. The category page lists the rest of the catalogue as it grows.