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Simplifi
Smart budgeting and spending tracker
As of 30 August 2026, Simplifi starts at $3.99/month. Simplifi by Quicken is a modern budgeting app that provides spending insights, cash flow analysis, and goal tracking with an intuitive user interface. Softwr lists it under Personal Finance. Simplifi is made by Quicken, Inc., launched in 2020, available on Web, iOS, Android.
Overview
What Simplifi does
Simplifi by Quicken is a modern budgeting app that provides spending insights, cash flow analysis, and goal tracking with an intuitive user interface.
What people use it for
- Personal budgeting with automatic bank transaction import
- Tracking spending, savings goals and net worth in one place
Related searches
The honest half
Where it falls short
Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Simplifi.
- There is no free tier at all
- The advertised $3.99 a month requires annual billing, against $6.99 paying monthly
- The subscription auto renews yearly at the then current price, which the terms state is subject to change rather than fixed
Cross-shopped
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Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.
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Pricing
What Simplifi costs
Taken from the vendor's own pricing page. Prices move, so check before you buy.
Annual
$3.99 /mo
- Financial aggregation across 14,000+ institutions
- Spending plan and budgeting tools
- Savings goals tracking
- Investment portfolio management
- Reports and spending insights
- Projected cash flow analysis
Monthly
$6.99 /mo
- Financial aggregation across 14,000+ institutions
- Spending plan and budgeting tools
- Savings goals tracking
- Investment portfolio management
- Reports and spending insights
- Projected cash flow analysis
Capabilities
Features
Budget tracking
Spending analysis
Goal tracking
Cash flow insights
Bank accounts
Integration with Bank accounts
Credit cards
Integration with Credit cards
Web support
Available on Web
IOS support
Available on iOS
Android support
Available on Android
Answered, with sources
Questions people ask
Each answer names the page it came from, so you can check it rather than take our word for it.
How much does Quicken Simplifi cost?
Quicken Simplifi costs $3.99 per month when billed annually, or $6.99 per month if billed monthly. The annual plan provides a 43% discount compared to monthly billing.
SourceDoes Quicken Simplifi offer a free trial?
No free trial is mentioned on the Quicken Simplifi pricing page. The service operates as a cloud-based subscription requiring payment to access personal finance management features including budgeting, spending tracking, and investment portfolio management.
SourceWhat payment options are available for Simplifi?
Simplifi requires annual or monthly billing at checkout with automatic renewal. Cancellation is permitted before renewal without penalty.
SourceBehind it
Who makes Simplifi
- Company
- Quicken, Inc.
- Based in
- Willoughby, Ohio
Keep looking
Where to go from Simplifi
- Simplifi alternativesEvery product people weigh against it
- Simplifi pricingPlans, floors and what the tiers exclude
- Simplifi badgesWhich rules it meets, and the figure behind each
- All Personal Finance softwareThe full category
- Best Personal Finance softwareThe shortlist, and how it was cut
Best Personal Finance software for
Compare Simplifi with
- Cash App
- Kraken
- Coinbase
- PayPal
- PocketGuard
- Tiller Money
- Money Manager
- Spendee
- Wallet
- Wally
- Monarch Money
- Banktivity
- Expense Manager
- GnuCash
- Goodbudget
- Google Pay
- Investopedia Stock Simulator
- IRS2Go
Other Personal Finance software
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Free plan8 researched notes
Softwr does not host reviews and shows no star rating for Simplifi, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.
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