Personal Finance · pricing
Simplifi pricing
Simplifi publishes 2 tiers. Below is each one, what it adds over the tier beneath it, and where the ladder stops being worth climbing for most people.
- Entry price
- On request
- Model
- Subscription
- Tiers
- 2
- Free tier
- Not on record
Simplifi plans, side by side
Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.
| Plan | Price | Features listed | Step up from the tier below |
|---|---|---|---|
| Monthly | $5.99/month | 3 | Entry tier |
| Annual | $59.99/month | 2 | +$54/month, 2 more features |
What each tier adds
The set difference between each tier's feature list and the one beneath it. Where a tier lists nothing new, the vendor has either stopped repeating the inherited list or the tier raises limits rather than adding capability, the record does not distinguish the two, so this page does not either.
Monthly
$5.99/monthThe entry tier. It covers budget tracking, spending insights, goal setting.
Annual
$59.99/monthOver Monthly, this tier adds:
- All monthly features
- Discounted rate
What the product covers
The full Simplifi feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.
Core
- Budget tracking
- Spending analysis
- Goal tracking
- Cash flow insights
Integrations
- Bank accounts
- Credit cards
Platform
- Web support
- IOS support
- Android support
People bring Simplifi in for personal budgeting with automatic bank transaction import, tracking spending, savings goals and net worth in one place. If that is not the job you are buying for, the alternatives to Simplifi are worth a look before you commit to a tier.
How that compares in Personal Finance
Too few personal finance tools in this directory publish a starting price to quote a meaningful median, so the table below is a like-for-like list rather than a ranking.
| Tool | Entry price | Model | Rated | Head to head |
|---|---|---|---|---|
| Simplifi (this page) | On request | subscription | - | |
| Copilot Money | Free | freemium | - | vs Simplifi |
| Cash App | Free | free | - | vs Simplifi |
| Apple Pay | Free | free | - | vs Simplifi |
| Betterment | $5/month | subscription | - | vs Simplifi |
| Charles Schwab | On request | transaction | - | vs Simplifi |
| Acorns | On request | subscription | - | vs Simplifi |
Ratings are aggregated from third-party sources and imported with each catalogue entry, they are not reviews hosted on Softwr. How each figure is used is set out on the Simplifi badges page.
Before you pay for Simplifi
Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.
What it can tell you is the shape of the ladder: 2 tiers between $5.99/month and $59.99/month, with the jump itemised above. With no free tier on record, the cheapest way to answer the rest is to compare Simplifi against the tools that do have one before committing.
Simplifi runs on web, ios, android, and is published by Quicken, Inc. of Willoughby, Ohio. The full record is on the Simplifi review, and the rest of the category is under best personal finance tools.
Simplifi pricing questions
- How much does Simplifi cost?
- Simplifi publishes 2 tiers, from $5.99/month for Monthly up to $59.99/month for Annual. The cheapest paid tier is $5.99/month.
- Does Simplifi have a free plan?
- Not on the record we hold: Simplifi is listed as subscription. Whether a free trial is offered is not something this record captures, so check the vendor's site.
- What is the difference between Monthly and Annual on Simplifi?
- Annual costs $59.99/month against $5.99/month, and adds all monthly features, discounted rate.
- Is the Annual plan on Simplifi worth it?
- That depends entirely on whether you need what it adds, which on the published record is all monthly features, discounted rate. It costs $59.99/month against $5.99/month for Monthly. Softwr has not used either tier, so this page can tell you what changes, not whether it is worth the difference to you.
- Which personal finance tools can I use without paying?
- 4 of the 8 personal finance tools listed alongside Simplifi have a free tier: Copilot Money, Cash App, Apple Pay, Coinbase.
- What am I actually paying for with Simplifi?
- The record lists 9 features across 3 areas: core, integrations, platform. In practice it is brought in for personal budgeting with automatic bank transaction import, tracking spending, savings goals and net worth in one place.
- Does Simplifi charge per user?
- The record carries a price and a billing period for each of its 2 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
- Are these Simplifi prices current?
- They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
- What should I compare Simplifi against before paying?
- The closest personal finance tools in this directory are Copilot Money, Cash App, Apple Pay, Betterment. Each has a side-by-side comparison with Simplifi covering price, platforms and features.