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PocketGuard
In Your Pocket personal finance
As of 30 August 2026, PocketGuard starts at $6.25/month. PocketGuard helps you track spending, create budgets, and understand your financial health with an easy-to-use mobile interface and real-time spending insights. Softwr lists it under Personal Finance. PocketGuard is made by PocketGuard Inc., launched in 2012, available on Web, iOS, Android.
Overview
What PocketGuard does
PocketGuard helps you track spending, create budgets, and understand your financial health with an easy-to-use mobile interface and real-time spending insights.
What people use it for
- Tracking spending and bills against a personal budget
- Finding and cancelling recurring subscriptions
Related searches
The honest half
Where it falls short
Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about PocketGuard.
- No free plan, only 7-day free trial
- Monthly subscription at $12.99/month costs $155.88 annually if not switched to annual billing
- Lifetime plan at $149.99 is relatively expensive for personal finance software
Cross-shopped
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Pricing
What PocketGuard costs
Taken from the vendor's own pricing page. Prices move, so check before you buy.
Premium - Monthly
$12.99 /mo
- Budgeting tools
- Expense tracking
- Unlimited bank accounts
- AI chat support
Premium - Annual
$6.25 /mo
- Same as monthly
- $74.99 annual charge saves $81/year
Lifetime
$149.99 /one-time
- All features
- No recurring fees
- Lifetime access
Capabilities
Features
Real-time spending alerts
Budget tracking
Goal setting
Spending insights
Bank accounts
Integration with Bank accounts
Credit cards
Integration with Credit cards
Web support
Available on Web
IOS support
Available on iOS
Android support
Available on Android
Answered, with sources
Questions people ask
Each answer names the page it came from, so you can check it rather than take our word for it.
How much does PocketGuard cost?
PocketGuard Premium costs $12.99/month for monthly billing or $6.25/month when billed annually ($74.99/year). A one-time Lifetime plan is also available for $149.99.
SourceDoes PocketGuard offer a free trial?
Yes, PocketGuard offers a 7-day free trial with full access to all features. No credit card is required to start the trial.
SourceWhat is the annual savings with PocketGuard's yearly plan?
PocketGuard's annual plan costs $74.99/year ($6.25/month), saving $81 per year compared to paying $12.99 monthly ($155.88/year).
SourceBehind it
Who makes PocketGuard
- Company
- PocketGuard Inc.
- Based in
- San Francisco, California
Keep looking
Where to go from PocketGuard
- PocketGuard alternativesEvery product people weigh against it
- PocketGuard pricingPlans, floors and what the tiers exclude
- PocketGuard badgesWhich rules it meets, and the figure behind each
- All Personal Finance softwareThe full category
- Best Personal Finance softwareThe shortlist, and how it was cut
Best Personal Finance software for
Compare PocketGuard with
- Cash App
- Kraken
- Coinbase
- PayPal
- MoneyWiz
- Wallet
- Simplifi
- Spendee
- Expense Manager
- Splitwise
- Wally
- Copilot Money
- Vanguard
- Wealthfront
- Zelle
- Venmo
- Wallet
- Wally
Other Personal Finance software
Softwr does not host reviews and shows no star rating for PocketGuard, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.
More on PocketGuard
PocketGuard alternatives
What people switch to, and what they give up
PocketGuard pricing
Every tier, and where the cost actually lands
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