Personal Finance · head to head
Simplifi vs Tiller Money
The short version
- Each has a real cost: Simplifi there is no free tier at all; Tiller Money no native mobile app means mobile access limited to Google Sheets or Excel apps
- They diverge on capability: Simplifi covers Spending analysis, Tiller Money covers Auto-populates financial data.
Where they differ
Only the attributes on which Simplifi and Tiller Money actually diverge.
| Attribute | Simplifi | Tiller Money |
|---|---|---|
| Starting price | On request | $79/year |
| Pricing model | subscription | Unknown |
| Platforms | Web, IOS, Android | Web, Google Sheets, Microsoft Excel |
| Founded | 2020 | 2015 |
Identical on both: free tier (No), user rating (Not yet rated), category (Personal Finance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Simplifi
- Spending analysis
- Goal tracking
- Cash flow insights
- Credit cards
- IOS support
- Android support
Only in Tiller Money
- Auto-populates financial data
- Customizable spreadsheets
- Financial templates
- Google Sheets
- Excel
Both cover
- Budget tracking
- Bank accounts
- Web support
What people use each for
The jobs each tool is most often brought in to do.
Simplifi
- Personal budgeting with automatic bank transaction importnot Tiller Money
- Tracking spending, savings goals and net worth in one placenot Tiller Money
Tiller Money
- Budget Managementnot Simplifi
- Expense Trackingnot Simplifi
- Investment Trackingnot Simplifi
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Simplifi
- There is no free tier at all
- The advertised $3.99 a month requires annual billing, against $6.99 paying monthly
- The subscription auto renews yearly at the then current price, which the terms state is subject to change rather than fixed
Tiller Money
- No native mobile app means mobile access limited to Google Sheets or Excel apps
- Spreadsheet-based interface can be intimidating for non-technical users unfamiliar with formulas
- Requires manual customization and setup of templates and formulas for advanced features
- No built-in investment performance tracking or analysis at the depth some competitors offer
- Customer support is email and community-based, not real-time chat or phone support
Pricing, plan by plan
Simplifi
On request- Monthly$5.99/month
- Budget tracking
- Spending insights
- Goal setting
- Annual$59.99/month
- All monthly features
- Discounted rate
Tiller Money
$79/year- Annual Subscription$79/year
- Unlimited transaction import
- Up to 5 connected spreadsheets
- AutoCat categorization
Which should you pick?
Choose Simplifi if
- You need spending analysis.
- You work on Web, IOS, Android.
- You also want goal tracking.
Choose Tiller Money if
- You need auto-populates financial data.
- You work on Web, Google Sheets, Microsoft Excel.
- You also want customizable spreadsheets.
Questions people ask
- Is Simplifi or Tiller Money better?
- Neither clearly leads. Simplifi starts at On request and Tiller Money at $79/year, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Simplifi or Tiller Money?
- Simplifi starts at On request and Tiller Money at $79/year.
- Does Simplifi or Tiller Money run on more platforms?
- Simplifi runs on Web, IOS, Android. Tiller Money runs on Web, Google Sheets, Microsoft Excel.
- What is Simplifi best used for?
- Simplifi is most often used for personal budgeting with automatic bank transaction import, tracking spending, savings goals and net worth in one place. Of those, personal budgeting with automatic bank transaction import and tracking spending, savings goals and net worth in one place are not what Tiller Money is typically brought in for.
- What can Simplifi do that Tiller Money cannot?
- Simplifi covers Spending analysis, Goal tracking, Cash flow insights, Credit cards. Tiller Money covers Auto-populates financial data, Customizable spreadsheets, Financial templates, Google Sheets. Both handle Budget tracking, Bank accounts, Web support.
Answered from the vendors’ own pages
Tiller Money: How much does Tiller Money cost?
Tiller Money costs $79 per year with no free tier. A 30-day free trial is available. The annual subscription includes 5 connected spreadsheets and unlimited categories.
SourceTiller Money: Does Tiller work with Google Sheets and Excel?
Yes. Tiller automatically feeds daily bank transactions and account balances to Google Sheets or Microsoft Excel spreadsheets you own. Your data remains yours permanently.
SourceTiller Money: How many banks and financial institutions does Tiller connect to?
Tiller connects to 21,000+ US banks, credit card accounts, brokerages, and loan servicers via Yodlee and MX data providers. New banks are added weekly.
SourceTiller Money: What is AutoCat in Tiller?
AutoCat is Tiller's 100% customizable automatic categorization feature that learns your spending patterns. You can set rules like 'file all grocery store transactions above $10 as groceries and below $10 as snacks.'
SourceTiller Money: Does Tiller have a mobile app?
Tiller does not have a dedicated mobile app. Instead, it uses Google Sheets and Excel apps on mobile devices to access your spreadsheets. Mobile access is primarily for viewing, not transaction entry.
Source