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Copilot Money
AI-powered personal finance assistant
As of 30 August 2026, Copilot Money has a free plan and paid plans start at $95/year. Copilot Money is an AI-driven financial assistant that helps with budgeting, spending analysis, and financial planning using advanced algorithms and natural lan. Softwr lists it under Personal Finance. Copilot Money is made by Copilot Money Inc., launched in 2020, available on Web, iOS, Android.
Overview
What Copilot Money does
Copilot Money is an AI-driven financial assistant that helps with budgeting, spending analysis, and financial planning using advanced algorithms and natural language processing.
What people use it for
- Tracking spending across connected accounts
- Budgeting by category with automatic transaction tagging
- Investment and net worth tracking
- Reviewing recurring subscriptions
Related searches
The honest half
Where it falls short
Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Copilot Money.
- Apple only: web, iPhone, iPad and Mac, with no Android app
- No free tier; $95 a year billed annually, which works out at $7.92 a month
- The trial only starts once accounts are connected
Cross-shopped
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Pricing
What Copilot Money costs
Taken from the vendor's own pricing page. Prices move, so check before you buy.
Free Trial
Free
- No credit card required
- Limited access to test the app
Paid Subscription
$95 /yr
- No ads
- No hidden fees
- Private data handling
- Full feature access
Capabilities
Features
AI-powered insights
Spending analysis
Budget optimization
Financial planning
Bank accounts
Integration with Bank accounts
Credit cards
Integration with Credit cards
Web support
Available on Web
IOS support
Available on iOS
Android support
Available on Android
Answered, with sources
Questions people ask
Each answer names the page it came from, so you can check it rather than take our word for it.
How much does Copilot Money cost?
Copilot Money costs $95 per year when billed annually, which equals $7.92 per month. A free trial is available with no credit card required. A monthly subscription option exists but the specific monthly price is not listed on the website.
SourceDoes Copilot Money have any hidden fees?
No, Copilot Money explicitly states there are no ads, no hidden fees, and your data stays private with the company focused on building the product.
SourceBehind it
Who makes Copilot Money
- Company
- Copilot Money Inc.
- Based in
- San Francisco, California
Keep looking
Where to go from Copilot Money
- Copilot Money alternativesEvery product people weigh against it
- Copilot Money pricingPlans, floors and what the tiers exclude
- Copilot Money badgesWhich rules it meets, and the figure behind each
- All Personal Finance softwareThe full category
- Best Personal Finance softwareThe shortlist, and how it was cut
Best Personal Finance software for
Compare Copilot Money with
- Kraken
- Coinbase
- PayPal
- Cash App
- EveryDollar
- MoneyWiz
- PocketGuard
- Wallet
- Expense Manager
- Goodbudget
- Spendee
- Splitwise
- Vanguard
- Wally
- Wealthfront
- Zelle
- Venmo
- Wallet
Other Personal Finance software
Softwr does not host reviews and shows no star rating for Copilot Money, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.
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