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Credit Karma

Free credit scores, reports, and more

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Overview

What Credit Karma does

Credit Karma provides free credit score monitoring, credit reports, and personalized recommendations. Offers credit card recommendations and debt management tools.

What people use it for

  • Monitoring a credit score and the factors affecting it for free
  • Comparing credit card and loan offers with Approval Odds
  • Filing federal tax returns at no charge

Related searches

The honest half

Where it falls short

Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Credit Karma.

  • State tax filing costs 15 USD even though federal filing is 0 USD
  • Credit Spark builds score history against TransUnion, and the site states that not all lenders use TransUnion credit reports or scores
  • Card and loan listings are advertising placements, disclosed on the site as compensation from third party advertisers
  • Send and score update frequency limits are not published on the site

Cross-shopped

What people choose instead of Credit Karma

Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.

Pricing

What Credit Karma costs

Taken from the vendor's own pricing page. Prices move, so check before you buy.

Free

Free

  • Credit score monitoring
  • Credit reports
  • Personalized recommendations

Capabilities

Features

  • Free credit score

    Free credit score capability

  • Credit report monitoring

    Credit report monitoring capability

  • Credit card recommendations

    Credit card recommendations capability

  • Tax filing

    Tax filing capability

  • Credit bureaus

    Integration with Credit bureaus

  • Financial institutions

    Integration with Financial institutions

  • Web support

    Available on Web

  • IOS support

    Available on iOS

  • Android support

    Available on Android

Behind it

Who makes Credit Karma

Company
Intuit
Based in
San Jose, California
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Softwr does not host reviews and shows no star rating for Credit Karma, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.

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