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Rocket Money

Cancel subscriptions and save money automatically

As of 30 August 2026, Rocket Money is free to use. Rocket Money (formerly Truebill) is a personal finance app that helps users track spending, manage subscriptions, and negotiate bills. Softwr lists it under Personal Finance. Rocket Money is made by Rocket Companies, Inc, launched in 2015, available on Web, iOS, Android.

Overview

What Rocket Money does

Rocket Money (formerly Truebill) is a personal finance app that helps users track spending, manage subscriptions, and negotiate bills. It automatically identifies recurring charges and helps cancel unwanted subscriptions.

What people use it for

  • Finding and cancelling unwanted subscriptions
  • Tracking bills and spending in one app
  • Having a third party negotiate down recurring bills

The honest half

Where it falls short

Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Rocket Money.

  • Successful bill negotiation costs a one time fee of 35% to 60% of the first year's savings
  • Premium is priced on a sliding scale and the help centre publishes no fixed monthly or annual amount, stating rates vary across platforms
  • Custom budget categories, financial goal plans, credit score tracking and real time account syncing are Premium only
  • The Premium free trial is 7 days

Cross-shopped

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Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.

Pricing

What Rocket Money costs

Taken from the vendor's own pricing page. Prices move, so check before you buy.

Free

Free

  • Subscription tracking
  • Spending insights
  • Bill reminders

Premium

$12 /mo

  • Bill negotiation
  • Subscription cancellation
  • Smart savings
  • Priority support

Capabilities

Features

  • Subscription tracking

  • Bill negotiation

  • Automatic savings

  • Spending insights

  • Credit score monitoring

  • Bank accounts

    Integration with Bank accounts

  • Credit cards

    Integration with Credit cards

  • Utility providers

    Integration with Utility providers

  • Web support

    Available on Web

  • IOS support

    Available on iOS

  • Android support

    Available on Android

Answered, with sources

Questions people ask

Each answer names the page it came from, so you can check it rather than take our word for it.

Does Rocket Money charge for its basic features?

No. The free tier includes account linking, balance alerts, subscription management, and spend tracking across linked accounts.

Source
What additional features does the premium tier offer?

The premium plan adds subscription cancellation assistance, an automated savings plan, net worth tracking, shared accounts, unlimited budgets, and human support for subscription cancellation and bill negotiation.

Source
What does Rocket Money charge for premium features?

The specific dollar amount and billing cycle for the premium tier are not disclosed on the homepage. Pricing details appear only when signing up in the app.

Source

Behind it

Who makes Rocket Money

Company
Rocket Companies, Inc
Based in
Silver Spring, Maryland, USA
Founders
Yahya Mokhtarzada, Idris Mokhtarzada, Haroon Mokhtarzada

Timeline

Rocket Money over time

  1. Acquisition2021-12-20$1.3bn

    Rocket Companies to acquire Truebill

    Source
  2. Funding2021-06-01$45m

    Truebill raises 45 million USD

    Source
  3. Funding2019-10-23$15m

    Truebill Series B

    Source
  4. Funding2016-03-22$350,000

    Truebill launches with seed funding

    Source
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Softwr does not host reviews and shows no star rating for Rocket Money, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.

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