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Acorns

Invest your spare change

Overview

What Acorns does

Acorns makes investing easy by rounding up your purchases and investing the spare change. A great way to start investing for beginners with low account minimums.

What people use it for

  • Automated investing of spare change from everyday purchases
  • Retirement saving through Acorns Later IRA accounts
  • Checking and high-yield savings alongside investing
  • Custodial investing and debit cards for children through Acorns Early
  • Earning cashback that is invested rather than banked

The honest half

Where it falls short

Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Acorns.

  • A flat monthly subscription regardless of balance, so $3 a month on Bronze is a heavy percentage on a small account
  • The emergency savings account and the 1 percent IRA match need Silver at $6 a month
  • Custom portfolios, Acorns Early for children and Money Manager are Gold tier only at $12 a month
  • There is no free tier

Cross-shopped

What people choose instead of Acorns

Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.

Pricing

What Acorns costs

Taken from the vendor's own pricing page. Prices move, so check before you buy.

Lite

$4.99 /mo

  • Round-up investing
  • Automated portfolio

Plus

$9.99 /mo

  • All Lite features
  • Checking account
  • Dollar-based investing

Premier

$19.99 /mo

  • All Plus features
  • Premium investing

Capabilities

Features

  • Round-up investing

    Round-up investing capability

  • Automated investing

    Automated investing capability

  • Portfolio management

    Portfolio management capability

  • Recurring investments

    Recurring investments capability

  • Bank accounts

    Integration with Bank accounts

  • Credit cards

    Integration with Credit cards

  • Debit cards

    Integration with Debit cards

  • Web support

    Available on Web

  • IOS support

    Available on iOS

  • Android support

    Available on Android

Behind it

Who makes Acorns

Company
Acorns Advisers, Inc.
Based in
Irvine, California

Keep looking

Where to go from Acorns

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Softwr does not host reviews and shows no star rating for Acorns, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.

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