Clairvs
DailyPay
DailyPay: If you are a large enterprise employer needing deep ADP, UKG or Workday integration
Clair
On demand pay advances funded by a partner bank with no fee to the employee
As of 1 September 2026, Clair's pricing is not published; the vendor quotes on request. Earned wage access delivered through payroll and scheduling partners such as Gusto, QuickBooks Payroll and 7shifts. Softwr lists it under Payroll. Clair is available on Web, iOS, Android.
Overview
What Clair does
Clair provides earned wage advances embedded inside payroll and workforce management products rather than sold as a standalone HR purchase. Employees enrol through the payroll or scheduling app they already use, receive a Clair spending account and debit card, and can draw against hours already worked. Advances are issued by Pathward, N.A., an FDIC insured bank, which matters because it puts the advance under a bank rather than a non bank lender structure. The distinguishing commercial fact is the fee position. Advances delivered in one to three business days carry no fee, and instant delivery to an external bank account costs $4.99. Employees who take their pay into the Clair spending account get instant access without that fee, and Clair earns interchange when they spend from it. Advance limits are conservative: typically up to $100 per advance and around $200 between paydays to start, rising with repayment history. That cap makes it a shift level cash flow tool, not an emergency fund. Buyers are usually the payroll and scheduling platforms themselves, with employers switching it on inside the tool they already run. Intuit added Clair on demand pay to QuickBooks Online Payroll and Intuit Enterprise Suite in September 2025. The trade off for an employer is control: you are enabling a third party financial product for your staff inside your payroll system, with a deposit account relationship you do not administer and a fee structure you cannot change.
What people use it for
- A restaurant group already on 7shifts wanting on demand pay without adding another vendor contract
- A small business on QuickBooks Payroll enabling early wage access inside its existing payroll product
- An employer that wants a fee free option to be the default rather than a paid upgrade
- A shift based operator using early pay access as a shift fill incentive without changing payroll timing
Related searches
The honest half
Where it falls short
Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Clair.
- Advance limits start around $100 per advance and roughly $200 between paydays, so it covers a shift level cash gap and not a genuine emergency.
- Instant delivery to an existing bank account costs the employee $4.99, so the free path in practice means opening a Clair account and card that the employee did not previously want.
- The business depends on interchange from the Clair spending account, which means the design nudges workers to move their pay to a new account rather than keep their existing bank.
- Availability is tied to payroll and scheduling partners, so an employer on an unsupported payroll system cannot buy Clair directly.
- Advances are issued by Pathward, N.A. rather than Clair, so the terms and eligibility rules for the product ultimately sit with a bank that the employer has no contract with.
Cross-shopped
What people choose instead of Clair
Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.
- ClairvsRefyne
Refyne: If your workforce is in India
- ClairvsHastee
Hastee: If you operate in the United Kingdom
Pricing
What Clair costs
Taken from the vendor's own pricing page. Prices move, so check before you buy.
Clair on demand pay
On request
- No published employer cost; delivered through payroll and scheduling partners
- Standard one to three business day advances are free to the employee
- Instant transfer to an external bank account costs $4.99
- Instant access is free into the Clair spending account
- No interest and no late fees on advances
- Revenue comes from interchange on the Clair debit card
Capabilities
Features
Embedded enrolment
Employees sign up inside the payroll or scheduling app they already use
Bank issued advances
Advances issued by Pathward, N.A., an FDIC insured institution
Clair spending account and card
Deposit account and debit card giving instant fee free access
Free standard delivery
One to three business day advances at no cost to the employee
Instant delivery option
$4.99 for immediate transfer to an external bank account
Progressive limits
Advance ceilings that rise with consistent repayment history
Automatic repayment
Advances recovered from the next payroll deposit
No interest or late fees
Advance product carries neither interest nor penalty charges
Answered, with sources
Questions people ask
Each answer names the page it came from, so you can check it rather than take our word for it.
Does the employee pay a fee?
Not for standard one to three business day advances, and not for instant access into the Clair spending account. Instant transfer to an outside bank account costs $4.99.
How much can an employee advance?
Up to about $100 per advance and roughly $200 between paydays to start, with limits rising after consistent repayment.
Can I buy Clair if I do not use a partner payroll system?
Generally no. It is distributed through payroll and scheduling platforms such as Gusto, QuickBooks Payroll and 7shifts.
Keep looking
Where to go from Clair
- Clair alternativesEvery product people weigh against it
- Clair pricingPlans, floors and what the tiers exclude
- Clair badgesWhich rules it meets, and the figure behind each
- All Payroll softwareThe full category
- Best Payroll softwareThe shortlist, and how it was cut
Best Payroll software for
Compare Clair with
- DailyPay
- Hastee
- Refyne
- Rain Instant Pay
- Immediate
- Payactiv
- Branch App
- Jify
- Wagestream
- Openwage
- SalaryFits
- EnKash
- RemoFirst
- Remote
- Refyne
- Wagestream
- Openwage
- SalaryFits
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Softwr does not host reviews and shows no star rating for Clair, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.
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