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Insurance · head to head

Tarmika vs Verisk

Tarmika logo

Tarmika

Insurance

Smart insurance management platform

From
On request
Rated
-
Verisk logo

Verisk

Insurance

Insurance data, ISO forms and rating content that most American P&C products are built on

From
On request
Rated
-

The short version

  • Each has a real cost: Tarmika no pricing published on website; requires contacting sales; Verisk the ISO content has no real substitute for a carrier writing standard lines, so renewal negotiations start from a position where walking away is not credible.
  • They diverge on capability: Tarmika covers Policy administration, Verisk covers ISO forms and rating content.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Tarmika and Verisk actually diverge.

Attributes where Tarmika and Verisk differ
AttributeTarmikaVerisk
Pricing modelsubscriptionquote
PlatformsWeb, Ios, AndroidWeb, API, Windows
Founded2017Unknown

Identical on both: starting price (On request), free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Tarmika

  • Policy administration
  • Claims management
  • AI-powered analytics
  • Real-time reporting
  • Document management
  • Customer portal
  • Mobile app
  • Integration support

Only in Verisk

  • ISO forms and rating content
  • ClaimSearch
  • Extreme event models
  • Property data
  • Xactimate
  • Underwriting analytics

What people use each for

The jobs each tool is most often brought in to do.

Tarmika

  • Business software solutionsnot Verisk
  • Enterprise platform servicesnot Verisk

Verisk

  • A carrier filing standard commercial lines products that must use recognised forms and loss costsnot Tarmika
  • A claims organisation checking submitted claims against the industry database for prior activitynot Tarmika
  • A property insurer pricing catastrophe exposure for reinsurance placementnot Tarmika
  • An MGA that needs bureau content without building and filing proprietary forms in every statenot Tarmika

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Tarmika

  • No pricing published on website; requires contacting sales

Verisk

  • The ISO content has no real substitute for a carrier writing standard lines, so renewal negotiations start from a position where walking away is not credible.
  • Pricing is negotiated separately per product and per line, and large insurers routinely find overlapping agreements across underwriting, claims and actuarial that nobody had counted together.
  • Circular updates to forms and loss costs must be loaded into your policy system on a schedule, which is recurring work that carriers with older platforms do partly by hand.
  • The breadth of the portfolio means account management is spread across product teams, so a problem in one service does not necessarily get attention from the people selling you another.
  • Usage-based components such as data prefill and claims searches make annual spend hard to forecast, and the variance lands in the year you grow fastest.

Pricing, plan by plan

Tarmika

On request
  • Professional$undefined/month
    • Policy management
    • Claims processing
    • AI analytics

Verisk

On request
  • Verisk Insurance Solutions$undefined/year
    • ISO forms and loss cost licensing
    • Data and analytics services by line
    • API access

Which should you pick?

Choose Tarmika if

  • You need policy administration.
  • You work on Web, Ios, Android.
  • You also want claims management.

Choose Verisk if

  • You need iso forms and rating content.
  • You work on Web, API, Windows.
  • You also want claimsearch.

Questions people ask

Is Tarmika or Verisk better?
Neither clearly leads. Tarmika starts at On request and Verisk at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Tarmika or Verisk?
Tarmika starts at On request and Verisk at On request.
Does Tarmika or Verisk run on more platforms?
Tarmika runs on Web, Ios, Android. Verisk runs on Web, API, Windows.
What is Tarmika best used for?
Tarmika is most often used for business software solutions, enterprise platform services. Of those, business software solutions and enterprise platform services are not what Verisk is typically brought in for.
What can Tarmika do that Verisk cannot?
Tarmika covers Policy administration, Claims management, AI-powered analytics, Real-time reporting. Verisk covers ISO forms and rating content, ClaimSearch, Extreme event models, Property data.

Answered from the vendors’ own pages

Tarmika: How much does Tarmika cost?

Tarmika does not publish pricing on its website. Customers are directed to schedule a demo or contact the sales team directly to discuss pricing.

Source
Verisk: Can a carrier avoid ISO content entirely?

Only by developing and filing proprietary forms and rates, which a handful of large insurers do. For everyone else the filing and legal cost of independence exceeds the licence.

Tarmika: Does Tarmika offer a free trial or demo?

Tarmika offers the option to schedule a demo with the company to learn more about features and discuss pricing.

Source
Verisk: Is Xactimate part of Verisk?

Yes. It came with the Xactware acquisition and is the dominant property claims estimating tool in North America, used by carriers and by the contractors they pay.

Verisk: Did Verisk sell off businesses?

Yes. It divested non-insurance units including its energy research business in 2023 and refocused on insurance data and analytics.

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