Softwr

Insurance · head to head

Ivans vs Tarmika

Ivans logo

Ivans

Insurance

Carrier to agency data exchange infrastructure that sits under most US insurance agency management systems

From
On request
Rated
-
Full reviewWebsite
Tarmika logo

Tarmika

Insurance

Smart insurance management platform

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Ivans applied Systems owns both Ivans and competing agency management systems, so the neutral infrastructure that every AMS depends on is controlled by one of the AMS vendors, a conflict that rival vendors have complained about for years.; Tarmika no pricing published on website; requires contacting sales
  • They diverge on capability: Ivans covers Ivans Download, Tarmika covers Policy administration.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Ivans and Tarmika actually diverge.

Attributes where Ivans and Tarmika differ
AttributeIvansTarmika
Pricing modelquotesubscription
PlatformsWebWeb, Ios, Android
FoundedUnknown2017

Identical on both: starting price (On request), free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Ivans

  • Ivans Download
  • Ivans Exchange
  • Ivans Distribution
  • Market Appetite
  • Download analytics for carriers
  • Commission download

Only in Tarmika

  • Policy administration
  • Claims management
  • AI-powered analytics
  • Real-time reporting
  • Document management
  • Customer portal
  • Mobile app
  • Integration support

What people use each for

The jobs each tool is most often brought in to do.

Ivans

  • An agency evaluating a new management system that needs to confirm, carrier by carrier and line by line, which data will actually download before it signsnot Tarmika
  • A carrier launching a new line that wants agency systems to receive policy data automatically rather than by rekeying from a portalnot Tarmika
  • An MGA that wants its book visible to retail agencies in the same download flow as admitted carriersnot Tarmika
  • An agency operations lead auditing why commission reconciliation keeps failing, which usually turns out to be a missing or misconfigured download connectionnot Tarmika

Tarmika

  • Business software solutionsnot Ivans
  • Enterprise platform servicesnot Ivans

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Ivans

  • Applied Systems owns both Ivans and competing agency management systems, so the neutral infrastructure that every AMS depends on is controlled by one of the AMS vendors, a conflict that rival vendors have complained about for years.
  • Download coverage is decided by carriers, not by Ivans or your AMS, so a carrier that does not publish a line simply does not download it and no amount of configuration in your system will fix it.
  • Eligibility requires that you are appointed and writing the line in that state, meaning newly appointed agencies wait on carrier-side setup with little visibility into where the request sits.
  • Data quality varies sharply by carrier, and agencies routinely find that some carriers send incomplete or oddly mapped policy data that then has to be cleaned inside the AMS, undermining the point of automating it.
  • Pricing is opaque and largely invisible to agencies because it is bundled into AMS and carrier agreements, which makes it impossible to judge what the network actually costs your business or to negotiate it.

Tarmika

  • No pricing published on website; requires contacting sales

Pricing, plan by plan

Ivans

On request
  • Ivans$undefined/year
    • Ivans Exchange is provided to agencies at no additional charge, with a possible fee for Citizens of Florida business
    • Carrier and MGA participation, Ivans Distribution and appetite products are quoted
    • Pricing is generally embedded in the agency management system or carrier agreement rather than billed separately to the agency

Tarmika

On request
  • Professional$undefined/month
    • Policy management
    • Claims processing
    • AI analytics

Which should you pick?

Choose Ivans if

  • You need ivans download.
  • You also want ivans exchange.
Ivans review

Choose Tarmika if

  • You need policy administration.
  • You work on Web, Ios, Android.
  • You also want claims management.
Tarmika review

Questions people ask

Is Ivans or Tarmika better?
Neither clearly leads. Ivans starts at On request and Tarmika at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Ivans or Tarmika?
Ivans starts at On request and Tarmika at On request.
Does Ivans or Tarmika run on more platforms?
Ivans runs on Web. Tarmika runs on Web, Ios, Android.
What is Ivans best used for?
Ivans is most often used for an agency evaluating a new management system that needs to confirm, carrier by carrier and line by line, which data will actually download before it signs, a carrier launching a new line that wants agency systems to receive policy data automatically rather than by rekeying from a portal, an mga that wants its book visible to retail agencies in the same download flow as admitted carriers, an agency operations lead auditing why commission reconciliation keeps failing, which usually turns out to be a missing or misconfigured download connection. Of those, an agency evaluating a new management system that needs to confirm, carrier by carrier and line by line, which data will actually download before it signs and a carrier launching a new line that wants agency systems to receive policy data automatically rather than by rekeying from a portal are not what Tarmika is typically brought in for.
What can Ivans do that Tarmika cannot?
Ivans covers Ivans Download, Ivans Exchange, Ivans Distribution, Market Appetite. Tarmika covers Policy administration, Claims management, AI-powered analytics, Real-time reporting.

Answered from the vendors’ own pages

Ivans: Do agencies pay for Ivans?

Ivans Exchange is provided to agencies at no additional cost, with a noted exception for business written with Citizens of Florida. The economics sit with carriers and with the agency management system vendors.

Tarmika: How much does Tarmika cost?

Tarmika does not publish pricing on its website. Customers are directed to schedule a demo or contact the sales team directly to discuss pricing.

Source
Ivans: Why is a carrier not downloading?

Almost always eligibility or carrier-side publication: you must be appointed and writing that line in that state, and the carrier must publish that line for download. Check the connection status in Ivans Exchange first.

Tarmika: Does Tarmika offer a free trial or demo?

Tarmika offers the option to schedule a demo with the company to learn more about features and discuss pricing.

Source
Ivans: Is Ivans owned by Applied Systems?

Yes. That matters because Applied also sells Applied Epic and EZLynx, so a competing AMS depends on infrastructure run by a competitor.

Ivans: Can you switch AMS and keep your downloads?

Connections have to be re-pointed to the new system, which is a per-carrier request through Ivans Exchange and is a common source of migration delay.

Share

Related pages

More on Ivans

More on Tarmika

Keep looking

Other head to heads