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Insurance · head to head

Pie Insurance vs Verisk

Pie Insurance logo

Pie Insurance

Insurance

Small business workers compensation and commercial insurance sold by online quote

From
On request
Rated
-
Full reviewWebsite
Verisk logo

Verisk

Insurance

Insurance data, ISO forms and rating content that most American P&C products are built on

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Pie Insurance no pricing published on website; custom quotes required based on coverage needs; Verisk the ISO content has no real substitute for a carrier writing standard lines, so renewal negotiations start from a position where walking away is not credible.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Pie Insurance and Verisk actually diverge.

Attributes where Pie Insurance and Verisk differ
AttributePie InsuranceVerisk
PlatformsWebWeb, API, Windows

Identical on both: starting price (On request), pricing model (quote), free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Pie Insurance

Nothing recorded that Verisk does not also cover.

Only in Verisk

  • ISO forms and rating content
  • ClaimSearch
  • Extreme event models
  • Property data
  • Xactimate
  • Underwriting analytics

What people use each for

The jobs each tool is most often brought in to do.

Pie Insurance

  • Workers compensation insurancenot Verisk
  • Business liability coveragenot Verisk
  • Commercial property insurancenot Verisk

Verisk

  • A carrier filing standard commercial lines products that must use recognised forms and loss costsnot Pie Insurance
  • A claims organisation checking submitted claims against the industry database for prior activitynot Pie Insurance
  • A property insurer pricing catastrophe exposure for reinsurance placementnot Pie Insurance
  • An MGA that needs bureau content without building and filing proprietary forms in every statenot Pie Insurance

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Pie Insurance

  • No pricing published on website; custom quotes required based on coverage needs
  • Savings claims (up to 30%) vary by individual quote and are unavailable for Workers' Compensation policies in Wisconsin
  • Discounts and pricing vary among insurers underwriting specific policy types

Verisk

  • The ISO content has no real substitute for a carrier writing standard lines, so renewal negotiations start from a position where walking away is not credible.
  • Pricing is negotiated separately per product and per line, and large insurers routinely find overlapping agreements across underwriting, claims and actuarial that nobody had counted together.
  • Circular updates to forms and loss costs must be loaded into your policy system on a schedule, which is recurring work that carriers with older platforms do partly by hand.
  • The breadth of the portfolio means account management is spread across product teams, so a problem in one service does not necessarily get attention from the people selling you another.
  • Usage-based components such as data prefill and claims searches make annual spend hard to forecast, and the variance lands in the year you grow fastest.

Pricing, plan by plan

Pie Insurance

On request

No published plan breakdown. See the Pie Insurance review.

Verisk

On request
  • Verisk Insurance Solutions$undefined/year
    • ISO forms and loss cost licensing
    • Data and analytics services by line
    • API access

Which should you pick?

Choose Pie Insurance if

Nothing in the data separates Pie Insurance from Verisk on the points above - pick on price and on how each one feels to use.

Pie Insurance review

Choose Verisk if

  • You need iso forms and rating content.
  • You work on Web, API, Windows.
  • You also want claimsearch.
Verisk review

Questions people ask

Is Pie Insurance or Verisk better?
Neither clearly leads. Pie Insurance starts at On request and Verisk at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Pie Insurance or Verisk?
Pie Insurance starts at On request and Verisk at On request.
Does Pie Insurance or Verisk run on more platforms?
Pie Insurance runs on Web. Verisk runs on Web, API, Windows.
What is Pie Insurance best used for?
Pie Insurance is most often used for workers compensation insurance, business liability coverage, commercial property insurance. Of those, workers compensation insurance and business liability coverage are not what Verisk is typically brought in for.
What can Pie Insurance do that Verisk cannot?
Verisk covers ISO forms and rating content, ClaimSearch, Extreme event models, Property data.

Answered from the vendors’ own pages

Pie Insurance: How much does Pie insurance cost?

Pie Insurance does not publish specific pricing on its website. Customers must request a personalized quote through their online portal to receive pricing, which takes approximately 3 minutes.

Source
Verisk: Can a carrier avoid ISO content entirely?

Only by developing and filing proprietary forms and rates, which a handful of large insurers do. For everyone else the filing and legal cost of independence exceeds the licence.

Pie Insurance: How does Pie Insurance determine pricing?

Pie uses data-driven insurance technology to ensure competitive pricing. Individual quotes and coverage determinations are made on a case-by-case basis after customers provide business information.

Source
Verisk: Is Xactimate part of Verisk?

Yes. It came with the Xactware acquisition and is the dominant property claims estimating tool in North America, used by carriers and by the contractors they pay.

Verisk: Did Verisk sell off businesses?

Yes. It divested non-insurance units including its energy research business in 2023 and refocused on insurance data and analytics.

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