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Oracle Commerce vs Razorpay

Oracle Commerce logo

Oracle Commerce

E-Commerce

Cloud-based commerce platform by Oracle

From
$100000/year
Rated
-
Full reviewWebsite
Razorpay logo

Razorpay

E-Commerce

Indian payment gateway for domestic and international card, UPI and wallet acceptance

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Oracle Commerce enterprise-only pricing model with no transparent public pricing (custom quotes required); Razorpay it requires an Indian legal entity and settles only to Indian bank accounts, so it is not an option for a business incorporated elsewhere no matter how many Indian customers it has.
  • They diverge on capability: Oracle Commerce covers Storefront builder, Razorpay covers Domestic payment methods.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Oracle Commerce and Razorpay actually diverge.

Attributes where Oracle Commerce and Razorpay differ
AttributeOracle CommerceRazorpay
Starting price$100000/yearOn request
Pricing modelsubscriptiontransaction
PlatformsCloud/WebWeb
Founded1991Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (E-Commerce).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Oracle Commerce

  • Storefront builder
  • Product management
  • Order management
  • Inventory management
  • Personalization engine
  • Analytics
  • B2B capabilities
  • Mobile commerce

Only in Razorpay

  • Domestic payment methods
  • International cards
  • Payment links and pages
  • Route
  • RazorpayX
  • Subscriptions
  • Smart Collect
  • Dashboard and reporting

What people use each for

The jobs each tool is most often brought in to do.

Oracle Commerce

No use cases recorded yet. See the Oracle Commerce review.

Razorpay

  • An Indian D2C brand needing UPI acceptance alongside cards in a single checkoutnot Oracle Commerce
  • An Indian SaaS business billing domestic customers on recurring mandatesnot Oracle Commerce
  • A marketplace that must split each payment between the platform and its sellersnot Oracle Commerce
  • A business that needs to take payment without building a website, using links and pagesnot Oracle Commerce

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Oracle Commerce

  • Enterprise-only pricing model with no transparent public pricing (custom quotes required)
  • Requires significant implementation costs and consulting services
  • Complex setup and configuration compared to simpler SaaS e-commerce platforms
  • Extensive product catalog and workflow management configuration required without pre-built templates

Razorpay

  • It requires an Indian legal entity and settles only to Indian bank accounts, so it is not an option for a business incorporated elsewhere no matter how many Indian customers it has.
  • The transaction percentage applies to the full order value including shipping and tax rather than to the product price, so low margin categories with heavy shipping give up more of their margin than the quoted rate suggests.
  • Payment aggregator authorisation sits with the Reserve Bank of India and has been withheld from aggregators before while applications were reviewed, so a dependency exists that no commercial contract term protects you from.
  • Default settlement runs on a delayed cycle with faster settlement sold as a paid add-on, so a business that buys stock from its takings either waits for cash or pays extra for it, and that cost belongs in the effective rate.
  • International card acceptance is priced higher and requires separate approval rather than being a configuration change, so cross-border revenue takes longer to switch on and earns less per order than a domestic sale.

Pricing, plan by plan

Oracle Commerce

$100000/year
  • Commerce$100000/year
    • Storefront management
    • Product catalog
    • Order management
  • Commerce Premium$500000/year
    • All Commerce features
    • Advanced personalization
    • B2B capabilities

Razorpay

On request
  • Domestic Payments$undefined/mo
    • 2% platform fee per successful transaction across all payment instruments
    • GST: 18% applies on the platform fee
    • No setup fees, annual maintenance charges, or refund fees
  • Corporate Cards$undefined/mo
    • 2.15% platform fee per transaction
  • International Payments - Cards$undefined/mo
    • Up to 3% per successful transaction
  • International Payments - Bank Transfers$undefined/mo
    • 1% per transaction with zero forex markup

Which should you pick?

Choose Oracle Commerce if

  • You need storefront builder.
  • You work on Cloud/Web.
  • You also want product management.
Oracle Commerce review

Choose Razorpay if

  • You need domestic payment methods.
  • You also want international cards.
Razorpay review

Questions people ask

Is Oracle Commerce or Razorpay better?
Neither clearly leads. Oracle Commerce starts at $100000/year and Razorpay at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Oracle Commerce or Razorpay?
Oracle Commerce starts at $100000/year and Razorpay at On request.
Does Oracle Commerce or Razorpay run on more platforms?
Oracle Commerce runs on Cloud/Web. Razorpay runs on Web.
What can Oracle Commerce do that Razorpay cannot?
Oracle Commerce covers Storefront builder, Product management, Order management, Inventory management. Razorpay covers Domestic payment methods, International cards, Payment links and pages, Route.

Answered from the vendors’ own pages

Oracle Commerce: What platform flexibility does Oracle Commerce provide for customization?

Oracle Commerce provides an API-first architecture that gives full control over storefront customization, integrations, and workflows without being limited by templates. It includes 20+ out-of-the-box page layouts and 70+ prebuilt widgets that merchants can customize or extend.

Source
Razorpay: Can I use Razorpay if my company is not in India?

No. It requires an Indian entity and an Indian bank account for settlement. Overseas businesses selling into India need a different arrangement.

Oracle Commerce: Does Oracle Commerce support complex product configurations?

Yes. Oracle Commerce supports configurable products, including complex configured items in self-service channels. It leverages CPQ's guided selling, rules, and constraints to sell complex products error-free.

Source
Razorpay: What is the real effective rate?

The domestic percentage on the full order value including shipping and tax, plus higher international rates, plus any charge for faster settlement and dispute handling. Compute it from a month of settlement reports, not the pricing page.

Oracle Commerce: What payment and order management capabilities does Oracle Commerce offer?

Oracle Commerce includes shopping cart, mobile access, multi-store support, dynamic catalog management, pricing, promotions, and order management. The platform is built on a subscription model with usage-based metrics for page views and orders.

Source
Razorpay: How quickly do I get paid?

On a delayed settlement cycle by default, with faster settlement available as a paid feature. Plan working capital around the default, not the add-on.

Oracle Commerce: Can customer service representatives use Oracle Commerce for order assistance?

Yes. Oracle Commerce features an integrated call center application (Agent Console) that enables service representatives to deliver informed, consistent experiences to shoppers with access to complete order information.

Source
Razorpay: What is the main structural risk?

Regulatory. Indian payment aggregators operate under RBI authorisation and have previously been barred from onboarding new merchants. Keep a second processor integrated if payments are business-critical.

Oracle Commerce: What pricing model does Oracle Commerce use?

Oracle Commerce operates on a subscription-based SaaS model with usage-based pricing. Standard and Premium tiers are available, with costs calculated by page views or orders (starting at $800 for the first 1,000, then $3 per additional 1,000).

Source
Razorpay: Does it support recurring billing?

Yes, built on India's mandate and e-mandate framework, which has its own rules on authentication and notification that differ from card-on-file recurring elsewhere.

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