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Software · head to head

Razorpay vs Square

R

Razorpay

Software

Accept, process and disburse payments with India's leading payments platform

From
On request
Rated
-
Full reviewWebsite
Square logo

Square

Software

Powering the economy

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Square has a free tier, so it costs nothing to try first.
  • Each has a real cost: Razorpay international card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee; Square plus plan pricing not specified in documentation

Where they differ

Only the attributes on which Razorpay and Square actually diverge.

Attributes where Razorpay and Square differ
AttributeRazorpaySquare
Starting priceOn requestFree
Pricing modeltransactionfreemium
Free tierNoYes
PlatformsWebPOS (Mobile app), Web
FoundedUnknown2009

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Razorpay

Nothing recorded that Square does not also cover.

Only in Square

  • Payment processing
  • Point of sale
  • Invoicing
  • Payroll
  • Banking
  • QuickBooks
  • WooCommerce
  • Wix

What people use each for

The jobs each tool is most often brought in to do.

Razorpay

No use cases recorded yet. See the Razorpay review.

Square

  • Accept payments with all-in-one POS applicationnot Razorpay
  • Online ordering and basic website creationnot Razorpay
  • Invoicing and appointment bookingnot Razorpay
  • Staff scheduling and loyalty programmesnot Razorpay

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Razorpay

  • International card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee
  • Instant refunds cost between Rs. 7.99 and Rs. 14.99 per refund on top of the transaction fee, per Razorpay's own pricing page; standard refunds are free but instant ones are not

Square

  • Plus plan pricing not specified in documentation
  • Processing fees differ by tier but exact rates not detailed
  • Free plan pricing mentioned but specific features for Plus unclear
  • Text marketing charged at 3¢ per message after first 500 included

Pricing, plan by plan

Razorpay

On request

No published plan breakdown. See the Razorpay review.

Square

Free

No published plan breakdown. See the Square review.

Which should you pick?

Choose Razorpay if

Nothing in the data separates Razorpay from Square on the points above - pick on price and on how each one feels to use.

Razorpay review

Choose Square if

  • You need payment processing.
  • You want to start without paying.
  • You work on POS (Mobile app), Web.
  • You also want point of sale.
Square review

Questions people ask

Is Razorpay or Square better?
Neither clearly leads. Razorpay starts at On request and Square at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Razorpay or Square?
Square has a free tier; the other does not. Paid plans start at On request for Razorpay and Free for Square.
Does Razorpay or Square run on more platforms?
Razorpay runs on Web. Square runs on POS (Mobile app), Web.
Can I use Square for free?
Yes. Square has a free tier, so you can try it without paying. Razorpay starts at On request.
What can Razorpay do that Square cannot?
Square covers Payment processing, Point of sale, Invoicing, Payroll.
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