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E-Commerce · head to head

3dcart vs Razorpay

3dcart logo

3dcart

E-Commerce

All-in-one ecommerce platform for online retailers

From
$19/month
Rated
-
Full reviewWebsite
Razorpay logo

Razorpay

E-Commerce

Indian payment gateway for domestic and international card, UPI and wallet acceptance

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: 3dcart limited scalability compared to enterprise e-commerce platforms; Razorpay it requires an Indian legal entity and settles only to Indian bank accounts, so it is not an option for a business incorporated elsewhere no matter how many Indian customers it has.
  • They diverge on capability: 3dcart covers Store builder, Razorpay covers Domestic payment methods.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which 3dcart and Razorpay actually diverge.

Attributes where 3dcart and Razorpay differ
Attribute3dcartRazorpay
Starting price$19/monthOn request
Pricing modelUnknowntransaction
Founded1997Unknown

Identical on both: free tier (No), platforms (Web), user rating (Not yet rated), category (E-Commerce).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in 3dcart

  • Store builder
  • Unlimited products
  • Shopping cart
  • Payment processing
  • Inventory management
  • Email marketing
  • SEO optimization
  • Mobile responsive

Only in Razorpay

  • Domestic payment methods
  • International cards
  • Payment links and pages
  • Route
  • RazorpayX
  • Subscriptions
  • Smart Collect
  • Dashboard and reporting

What people use each for

The jobs each tool is most often brought in to do.

3dcart

  • Building multi-channel stores across Facebook, eBay, Amazon in parallelnot Razorpay
  • Recovering abandoned shopping carts with automated email sequencesnot Razorpay
  • Calculating real-time shipping costs and integrating carrier APIsnot Razorpay
  • Protecting payment processing with VISA PCI certificationnot Razorpay

Razorpay

  • An Indian D2C brand needing UPI acceptance alongside cards in a single checkoutnot 3dcart
  • An Indian SaaS business billing domestic customers on recurring mandatesnot 3dcart
  • A marketplace that must split each payment between the platform and its sellersnot 3dcart
  • A business that needs to take payment without building a website, using links and pagesnot 3dcart

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

3dcart

  • Limited scalability compared to enterprise e-commerce platforms
  • Payment processing tied to Shift4 Payments after acquisition
  • Fewer advanced marketing and analytics features than competitors

Razorpay

  • It requires an Indian legal entity and settles only to Indian bank accounts, so it is not an option for a business incorporated elsewhere no matter how many Indian customers it has.
  • The transaction percentage applies to the full order value including shipping and tax rather than to the product price, so low margin categories with heavy shipping give up more of their margin than the quoted rate suggests.
  • Payment aggregator authorisation sits with the Reserve Bank of India and has been withheld from aggregators before while applications were reviewed, so a dependency exists that no commercial contract term protects you from.
  • Default settlement runs on a delayed cycle with faster settlement sold as a paid add-on, so a business that buys stock from its takings either waits for cash or pays extra for it, and that cost belongs in the effective rate.
  • International card acceptance is priced higher and requires separate approval rather than being a configuration change, so cross-border revenue takes longer to switch on and earns less per order than a domestic sale.

Pricing, plan by plan

3dcart

$19/month
  • Starter$19/month
    • Unlimited products
    • Basic templates
    • Email support

Razorpay

On request
  • Domestic Payments$undefined/mo
    • 2% platform fee per successful transaction across all payment instruments
    • GST: 18% applies on the platform fee
    • No setup fees, annual maintenance charges, or refund fees
  • Corporate Cards$undefined/mo
    • 2.15% platform fee per transaction
  • International Payments - Cards$undefined/mo
    • Up to 3% per successful transaction
  • International Payments - Bank Transfers$undefined/mo
    • 1% per transaction with zero forex markup

Which should you pick?

Choose 3dcart if

  • You need store builder.
  • You also want unlimited products.
3dcart review

Choose Razorpay if

  • You need domestic payment methods.
  • You also want international cards.
Razorpay review

Questions people ask

Is 3dcart or Razorpay better?
Neither clearly leads. 3dcart starts at $19/month and Razorpay at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, 3dcart or Razorpay?
3dcart starts at $19/month and Razorpay at On request.
Does 3dcart or Razorpay run on more platforms?
Both run on Web, so platform support will not decide this one for you.
What is 3dcart best used for?
3dcart is most often used for building multi-channel stores across facebook, ebay, amazon in parallel, recovering abandoned shopping carts with automated email sequences, calculating real-time shipping costs and integrating carrier apis, protecting payment processing with visa pci certification. Of those, building multi-channel stores across facebook, ebay, amazon in parallel and recovering abandoned shopping carts with automated email sequences are not what Razorpay is typically brought in for.
What can 3dcart do that Razorpay cannot?
3dcart covers Store builder, Unlimited products, Shopping cart, Payment processing. Razorpay covers Domestic payment methods, International cards, Payment links and pages, Route.

Answered from the vendors’ own pages

3dcart: What is the starting price for 3dcart?

3dcart (now Shift4Shop) starts at $19/month with no setup fees, transaction fees, or hidden fees.

Source
Razorpay: Can I use Razorpay if my company is not in India?

No. It requires an Indian entity and an Indian bank account for settlement. Overseas businesses selling into India need a different arrangement.

3dcart: Does 3dcart include hosting?

Yes. 3dcart includes web hosting, domain support, and built-in website building tools with no separate hosting costs.

Source
Razorpay: What is the real effective rate?

The domestic percentage on the full order value including shipping and tax, plus higher international rates, plus any charge for faster settlement and dispute handling. Compute it from a month of settlement reports, not the pricing page.

3dcart: What happened to 3dcart?

Shift4 Payments acquired 3dcart in November 2020. The platform is now operated under the name Shift4Shop but maintains the same core functionality and pricing.

Source
Razorpay: How quickly do I get paid?

On a delayed settlement cycle by default, with faster settlement available as a paid feature. Plan working capital around the default, not the add-on.

3dcart: Does 3dcart offer free templates?

Yes. 3dcart provides dozens of professionally designed, industry-specific templates that are mobile-friendly, SEO optimized, and highly customizable.

Source
Razorpay: What is the main structural risk?

Regulatory. Indian payment aggregators operate under RBI authorisation and have previously been barred from onboarding new merchants. Keep a second processor integrated if payments are business-critical.

3dcart: What payment methods does 3dcart support?

3dcart integrates with multiple payment gateways including Shift4 Payments, Stripe, PayPal, and other major payment processors.

Source
Razorpay: Does it support recurring billing?

Yes, built on India's mandate and e-mandate framework, which has its own rules on authentication and notification that differ from card-on-file recurring elsewhere.

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