Softwr

Software · head to head

Gumroad vs Razorpay

G

Gumroad

Software

Sell your stuff, see what sticks

From
On request
Rated
-
Full reviewWebsite
R

Razorpay

Software

Accept, process and disburse payments with India's leading payments platform

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Gumroad charges a 10 percent plus $0.50 transaction fee on direct sales, rising to 30 percent on sales made through its Discover marketplace; Razorpay international card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee

Where they differ

Only the attributes on which Gumroad and Razorpay actually diverge.

Attributes where Gumroad and Razorpay differ
AttributeGumroadRazorpay
Pricing modelsubscriptiontransaction

Identical on both: starting price (On request), free tier (No), platforms (Web), user rating (Not yet rated), category (Unknown).

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Gumroad

  • Charges a 10 percent plus $0.50 transaction fee on direct sales, rising to 30 percent on sales made through its Discover marketplace

Razorpay

  • International card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee
  • Instant refunds cost between Rs. 7.99 and Rs. 14.99 per refund on top of the transaction fee, per Razorpay's own pricing page; standard refunds are free but instant ones are not

Pricing, plan by plan

Gumroad

On request

No published plan breakdown. See the Gumroad review.

Razorpay

On request

No published plan breakdown. See the Razorpay review.

Which should you pick?

Choose Gumroad if

Nothing in the data separates Gumroad from Razorpay on the points above - pick on price and on how each one feels to use.

Gumroad review

Choose Razorpay if

Nothing in the data separates Razorpay from Gumroad on the points above - pick on price and on how each one feels to use.

Razorpay review

Questions people ask

Is Gumroad or Razorpay better?
Neither clearly leads. Gumroad starts at On request and Razorpay at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Gumroad or Razorpay?
Gumroad starts at On request and Razorpay at On request.
Does Gumroad or Razorpay run on more platforms?
Both run on Web, so platform support will not decide this one for you.
ShareXLinkedInRedditWhatsAppEmail

Related pages

More on Gumroad

More on Razorpay

Keep looking

Other head to heads