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Insurance · head to head

Bolt Solutions vs Metromile

Bolt Solutions logo

Bolt Solutions

Insurance

Commercial insurance distribution platform

From
On request
Rated
-
Full reviewWebsite
Metromile logo

Metromile

Insurance

Pay-per-mile car insurance

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Bolt Solutions no transparent pricing published on vendor website; Metromile the Internet Archive's capture of Metromile's homepage on 2 January 2021 stated rates start at $29/month plus a few cents per mile driven, with all miles over 250 per day (150 in New Jersey) free of charge; example given was $29 base plus 450 miles at 6 cents equaling $56.
  • They diverge on capability: Bolt Solutions covers Commercial quoting, Metromile covers Usage-based pricing.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Bolt Solutions and Metromile actually diverge.

Attributes where Bolt Solutions and Metromile differ
AttributeBolt SolutionsMetromile
Pricing modeltransactionusage-based
PlatformsWeb, ApiWeb, Ios, Android
Founded20072011

Identical on both: starting price (On request), free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Bolt Solutions

  • Commercial quoting
  • Multi-carrier marketplace
  • Instant binding
  • Policy issuance
  • Agent portal
  • Carrier connectivity
  • Document generation
  • Analytics dashboard

Only in Metromile

  • Usage-based pricing
  • Per-mile tracking
  • Digital policy management
  • Mobile app
  • Safe driving rewards
  • Quick claims
  • Online support
  • Policy customization

Both cover

  • Data encryption
  • Cloud deployment
  • Web support
  • English language support

What people use each for

The jobs each tool is most often brought in to do.

Bolt Solutions

  • Commercial quotingnot Metromile
  • Small business insurancenot Metromile
  • BOP policiesnot Metromile
  • Workers compnot Metromile
  • Multi-carrier accessnot Metromile

Metromile

  • Low-mileage drivingnot Bolt Solutions

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Bolt Solutions

  • No transparent pricing published on vendor website

Metromile

  • The Internet Archive's capture of Metromile's homepage on 2 January 2021 stated rates start at $29/month plus a few cents per mile driven, with all miles over 250 per day (150 in New Jersey) free of charge; example given was $29 base plus 450 miles at 6 cents equaling $56.

Pricing, plan by plan

Bolt Solutions

On request
  • Agent Portal$undefined/month
    • Commercial quoting
    • Multi-carrier access
    • Policy binding
  • Enterprise$undefined/custom
    • All Agent features
    • API access
    • White-label options

Metromile

On request
  • Standard Coverage$undefined/month
    • Per-mile pricing
    • Base monthly fee
    • Liability coverage

Which should you pick?

Choose Bolt Solutions if

  • You need commercial quoting.
  • You work on Web, Api.
  • You also want multi-carrier marketplace.
Bolt Solutions review

Choose Metromile if

  • You need usage-based pricing.
  • You work on Web, Ios, Android.
  • You also want per-mile tracking.
Metromile review

Questions people ask

Is Bolt Solutions or Metromile better?
Neither clearly leads. Bolt Solutions starts at On request and Metromile at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Bolt Solutions or Metromile?
Bolt Solutions starts at On request and Metromile at On request.
Does Bolt Solutions or Metromile run on more platforms?
Bolt Solutions runs on Web, Api. Metromile runs on Web, Ios, Android.
What is Bolt Solutions best used for?
Bolt Solutions is most often used for commercial quoting, small business insurance, bop policies, workers comp. Of those, commercial quoting and small business insurance are not what Metromile is typically brought in for.
What can Bolt Solutions do that Metromile cannot?
Bolt Solutions covers Commercial quoting, Multi-carrier marketplace, Instant binding, Policy issuance. Metromile covers Usage-based pricing, Per-mile tracking, Digital policy management, Mobile app. Both handle Data encryption, Cloud deployment, Web support, English language support.

Answered from the vendors’ own pages

Bolt Solutions: Does Bolt offer a free trial or free tier?

No information about free trial or free options is published on the pricing page. You must contact Bolt's sales team to request a demo or trial.

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