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Accounting · head to head

Medius Expense vs Mooncard

Medius Expense logo

Medius Expense

Accounting

Expense management, formerly Expensya, now the expense module of the Medius spend platform

From
On request
Rated
-
Mooncard logo

Mooncard

Payroll

French corporate card and expense management platform built on the Visa network

From
On request
Rated
-

The short version

  • Each has a real cost: Medius Expense the Expensya name is being retired, so contracts, logins and support articles change identity mid-relationship and internal documentation has to be rewritten.; Mooncard pricing is entirely unpublished, so a company cannot budget or benchmark Mooncard against Payhawk or Extend without starting a sales process.
  • They diverge on capability: Medius Expense covers Receipt OCR, Mooncard covers Configurable Visa cards.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Medius Expense and Mooncard actually diverge.

Attributes where Medius Expense and Mooncard differ
AttributeMedius ExpenseMooncard
CategoryAccountingPayroll

Identical on both: starting price (On request), pricing model (quote), free tier (No), platforms (Web, iOS, Android), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Medius Expense

  • Receipt OCR
  • Mileage and per diem
  • VAT recovery
  • Card reconciliation
  • Approval workflows
  • AP suite integration

Only in Mooncard

  • Configurable Visa cards
  • Automated expense capture
  • Multi-entity premium tier
  • Accounting export
  • Flying Blue miles
  • Real-time spend visibility

What people use each for

The jobs each tool is most often brought in to do.

Medius Expense

  • A French or Spanish employer needing VAT-compliant receipt capture in local formats and languagesnot Mooncard
  • A company already running Medius for supplier invoices that wants employee spend on the same platformnot Mooncard
  • A finance team with heavy mileage claims needing statutory rates applied without spreadsheetsnot Mooncard
  • A group consolidating several country expense tools into one European platformnot Mooncard

Mooncard

  • A French business replacing an Amex corporate card programme with wider Visa merchant acceptancenot Medius Expense
  • A finance team automating VAT-compliant receipt capture instead of manual expense reportsnot Medius Expense
  • A group with several legal entities wanting consolidated card and expense visibilitynot Medius Expense
  • A company whose travellers want Flying Blue miles on corporate card spendnot Medius Expense

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Medius Expense

  • The Expensya name is being retired, so contracts, logins and support articles change identity mid-relationship and internal documentation has to be rewritten.
  • It is now a module inside an accounts payable suite, so expense-specific roadmap items compete with supplier invoice work for engineering time.
  • Pricing is not published and is discounted against bundling with Medius AP, which makes standalone expense quotes less competitive than they look.
  • Strength is concentrated in Europe and the Maghreb; North American and Asian tax and mileage handling are thinner than the European coverage.
  • It does not issue cards, so real-time spend controls are absent and it relies on card feed reconciliation after the fact.

Mooncard

  • Pricing is entirely unpublished, so a company cannot budget or benchmark Mooncard against Payhawk or Extend without starting a sales process.
  • Its strongest support, integrations and merchant relationships are concentrated in France, and companies with most spend outside France or Europe get a thinner experience.
  • Being built specifically to displace Amex corporate cards, it has less of a track record and feature depth outside the expense and card niche compared with broader spend platforms like Payhawk.
  • Group and multi-entity functionality sits behind a separate premium tier, so a growing company may need to renegotiate its plan as it adds entities.
  • Marketing-driven positioning, including stunts such as the stratospheric payment demo, does not substitute for third-party benchmarking of actual transaction reliability at scale.

Pricing, plan by plan

Medius Expense

On request
  • Medius Expense$undefined/year
    • Per-user subscription, quoted not published
    • Tiering by feature set and entity count
    • Implementation and OCR configuration fees

Mooncard

On request
  • Mooncard$undefined/month
    • Original offer with cards and expense management software
    • Premium tier for groups and multi-entity structures
    • Custom quote required, no published rate card

Which should you pick?

Choose Medius Expense if

  • You need receipt ocr.
  • You work on Web, iOS, Android.
  • You also want mileage and per diem.

Choose Mooncard if

  • You need configurable visa cards.
  • You work on Web, iOS, Android.
  • You also want automated expense capture.

Questions people ask

Is Medius Expense or Mooncard better?
Neither clearly leads. Medius Expense starts at On request and Mooncard at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Medius Expense or Mooncard?
Medius Expense starts at On request and Mooncard at On request.
Does Medius Expense or Mooncard run on more platforms?
Both run on Web, iOS, Android, so platform support will not decide this one for you.
What is Medius Expense best used for?
Medius Expense is most often used for a french or spanish employer needing vat-compliant receipt capture in local formats and languages, a company already running medius for supplier invoices that wants employee spend on the same platform, a finance team with heavy mileage claims needing statutory rates applied without spreadsheets, a group consolidating several country expense tools into one european platform. Of those, a french or spanish employer needing vat-compliant receipt capture in local formats and languages and a company already running medius for supplier invoices that wants employee spend on the same platform are not what Mooncard is typically brought in for.
What can Medius Expense do that Mooncard cannot?
Medius Expense covers Receipt OCR, Mileage and per diem, VAT recovery, Card reconciliation. Mooncard covers Configurable Visa cards, Automated expense capture, Multi-entity premium tier, Accounting export.

Answered from the vendors’ own pages

Medius Expense: Is Expensya still available?

Under that name, no. The product continues as Medius Expense, with the branding cutover on 30 September 2026 and no change to features or data.

Mooncard: Is Mooncard only for France?

No, but its content, support and market presence are strongest in France; other European markets are served but less deeply.

Medius Expense: Do I have to buy Medius AP as well?

No, but the commercial terms improve materially if you do, which is worth testing during negotiation.

Mooncard: Does Mooncard publish pricing?

No, quotes are provided directly by the Mooncard sales team based on company size and needs.

Medius Expense: Does it issue corporate cards?

No. It reconciles existing card feeds rather than issuing its own cards.

Mooncard: Which card network does it use?

Visa, which the company positions as giving broader merchant acceptance than the Amex network used by many incumbent French corporate cards.

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