Softwr

Accounting · head to head

Airbase vs Mooncard

Airbase logo

Airbase

Accounting

Spend management combining corporate cards, bill payment and expense claims, now part of Paylocity

From
$29/month
Rated
-
Full reviewWebsite
Mooncard logo

Mooncard

Payroll

French corporate card and expense management platform built on the Visa network

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Airbase card issuing and bill payment are built around United States entities and United States bank accounts, so a group with subsidiaries abroad keeps running local card and payment processes alongside and does not get the single ledger of spend that justified the purchase.; Mooncard pricing is entirely unpublished, so a company cannot budget or benchmark Mooncard against Payhawk or Extend without starting a sales process.
  • They diverge on capability: Airbase covers Corporate cards, Mooncard covers Configurable Visa cards.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Airbase and Mooncard actually diverge.

Attributes where Airbase and Mooncard differ
AttributeAirbaseMooncard
Starting price$29/monthOn request
Pricing modelsubscriptionquote
CategoryAccountingPayroll
Founded2017Unknown

Identical on both: free tier (No), platforms (Web, Ios, Android), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Airbase

  • Corporate cards
  • Virtual cards per vendor
  • Bill payment
  • Expense reimbursement
  • Unified approval policy
  • Purchase intake and procurement
  • Automated coding
  • Receipt collection

Only in Mooncard

  • Configurable Visa cards
  • Automated expense capture
  • Multi-entity premium tier
  • Accounting export
  • Flying Blue miles
  • Real-time spend visibility

What people use each for

The jobs each tool is most often brought in to do.

Airbase

  • A company that has outgrown one shared company card and needs per person and per subscription cards with real limitsnot Mooncard
  • A finance team where supplier invoices arrive in an inbox and approval is whoever replies, with no record afterwardsnot Mooncard
  • A controller trying to close the month without rebuilding card and expense coding from statements every timenot Mooncard
  • An organisation that wants spend approved before it is committed rather than discovered when the invoice arrivesnot Mooncard

Mooncard

  • A French business replacing an Amex corporate card programme with wider Visa merchant acceptancenot Airbase
  • A finance team automating VAT-compliant receipt capture instead of manual expense reportsnot Airbase
  • A group with several legal entities wanting consolidated card and expense visibilitynot Airbase
  • A company whose travellers want Flying Blue miles on corporate card spendnot Airbase

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Airbase

  • Card issuing and bill payment are built around United States entities and United States bank accounts, so a group with subsidiaries abroad keeps running local card and payment processes alongside and does not get the single ledger of spend that justified the purchase.
  • The value depends on nearly all spend flowing through the platform, which makes partial adoption almost worthless and means the rollout is a change management exercise across every budget holder rather than a finance department deployment.
  • Paylocity's acquisition in 2024 reorients the roadmap towards a human capital management suite, so expense reimbursement is likely to be well served while procurement and the more finance specific features compete for attention with payroll and HR priorities.
  • Pricing combines a platform fee with tiering on features and users, and part of the economics rests on interchange rebates from card spend, so a company that puts most of its spend on transfers rather than cards pays the fee without earning the offset.
  • The general ledger sync is a mapping you own, so a chart of accounts change, a new department dimension or a ledger migration means reworking the coding rules, and a bad mapping quietly posts correct approvals to the wrong accounts.

Mooncard

  • Pricing is entirely unpublished, so a company cannot budget or benchmark Mooncard against Payhawk or Extend without starting a sales process.
  • Its strongest support, integrations and merchant relationships are concentrated in France, and companies with most spend outside France or Europe get a thinner experience.
  • Being built specifically to displace Amex corporate cards, it has less of a track record and feature depth outside the expense and card niche compared with broader spend platforms like Payhawk.
  • Group and multi-entity functionality sits behind a separate premium tier, so a growing company may need to renegotiate its plan as it adds entities.
  • Marketing-driven positioning, including stunts such as the stratospheric payment demo, does not substitute for third-party benchmarking of actual transaction reliability at scale.

Pricing, plan by plan

Airbase

$29/month
  • StandardFree
    • Corporate cards
    • Expense reports
    • Bill pay
  • Premium$10/month
    • Advanced approvals
    • NetSuite sync
    • Procurement
  • Enterprise$undefined/month
    • Custom workflows
    • API access
    • Dedicated support

Mooncard

On request
  • Mooncard$undefined/month
    • Original offer with cards and expense management software
    • Premium tier for groups and multi-entity structures
    • Custom quote required, no published rate card

Which should you pick?

Choose Airbase if

  • You need corporate cards.
  • You work on Web, Ios, Android.
  • You also want virtual cards per vendor.
Airbase review

Choose Mooncard if

  • You need configurable visa cards.
  • You work on Web, iOS, Android.
  • You also want automated expense capture.
Mooncard review

Questions people ask

Is Airbase or Mooncard better?
Neither clearly leads. Airbase starts at $29/month and Mooncard at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Airbase or Mooncard?
Airbase starts at $29/month and Mooncard at On request.
Does Airbase or Mooncard run on more platforms?
Airbase runs on Web, Ios, Android. Mooncard runs on Web, iOS, Android.
What is Airbase best used for?
Airbase is most often used for a company that has outgrown one shared company card and needs per person and per subscription cards with real limits, a finance team where supplier invoices arrive in an inbox and approval is whoever replies, with no record afterwards, a controller trying to close the month without rebuilding card and expense coding from statements every time, an organisation that wants spend approved before it is committed rather than discovered when the invoice arrives. Of those, a company that has outgrown one shared company card and needs per person and per subscription cards with real limits and a finance team where supplier invoices arrive in an inbox and approval is whoever replies, with no record afterwards are not what Mooncard is typically brought in for.
What can Airbase do that Mooncard cannot?
Airbase covers Corporate cards, Virtual cards per vendor, Bill payment, Expense reimbursement. Mooncard covers Configurable Visa cards, Automated expense capture, Multi-entity premium tier, Accounting export.

Answered from the vendors’ own pages

Airbase: Does it work for companies outside the United States?

Partially. Some international spend and reimbursement is supported, but card issuing and the payment rails are strongest for United States entities. Confirm coverage for each country you operate in before assuming it replaces local processes.

Mooncard: Is Mooncard only for France?

No, but its content, support and market presence are strongest in France; other European markets are served but less deeply.

Airbase: Does Airbase replace our accounting system?

No. It manages spend and pushes coded transactions into the ledger. QuickBooks, NetSuite or whatever else you use stays.

Mooncard: Does Mooncard publish pricing?

No, quotes are provided directly by the Mooncard sales team based on company size and needs.

Airbase: What changed after the Paylocity acquisition?

Ownership and roadmap direction. The product continues, now positioned alongside Paylocity's payroll and HR products. If procurement is your main reason to buy, ask directly about investment in that module.

Mooncard: Which card network does it use?

Visa, which the company positions as giving broader merchant acceptance than the Amex network used by many incumbent French corporate cards.

Airbase: How is it priced?

A platform subscription with tiers, plus usage and user dimensions, partly offset by rebates on card spend. Because the rebate depends on card volume, model your own mix of card versus transfer spend before accepting a payback figure.

Airbase: Can we use it for accounts payable only?

You can, but the approval consistency argument weakens considerably. Most of the reported benefit comes from cards, bills and reimbursements sharing one policy and one coding process.

Airbase: Will our auditors accept the approval records?

The per transaction record of approver, receipt and coding is generally what auditors want to see for spend testing. Agree the sampling approach with them early, particularly around any spend that still happens outside the platform.

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