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Payroll · head to head

Mooncard vs Namely

Mooncard logo

Mooncard

Payroll

French corporate card and expense management platform built on the Visa network

From
On request
Rated
-
Full reviewWebsite
Namely logo

Namely

Payroll

The HR platform that employees love

From
$18/employee/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Mooncard pricing is entirely unpublished, so a company cannot budget or benchmark Mooncard against Payhawk or Extend without starting a sales process.; Namely limited customization for complex HR processes: workflows and customization options are limited compared to enterprise solutions
  • They diverge on capability: Mooncard covers Configurable Visa cards, Namely covers HR Management.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Mooncard and Namely actually diverge.

Attributes where Mooncard and Namely differ
AttributeMooncardNamely
Starting priceOn request$18/employee/month
Pricing modelquoteUnknown
PlatformsWeb, iOS, AndroidWeb
FoundedUnknown2012

Identical on both: free tier (No), user rating (Not yet rated), category (Payroll).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Mooncard

  • Configurable Visa cards
  • Automated expense capture
  • Multi-entity premium tier
  • Accounting export
  • Flying Blue miles
  • Real-time spend visibility

Only in Namely

  • HR Management
  • Payroll
  • Benefits Administration
  • Time Off Management
  • Performance Management
  • Onboarding
  • Slack
  • Google Workspace

What people use each for

The jobs each tool is most often brought in to do.

Mooncard

  • A French business replacing an Amex corporate card programme with wider Visa merchant acceptancenot Namely
  • A finance team automating VAT-compliant receipt capture instead of manual expense reportsnot Namely
  • A group with several legal entities wanting consolidated card and expense visibilitynot Namely
  • A company whose travellers want Flying Blue miles on corporate card spendnot Namely

Namely

  • Processing payroll for employees across multiple states with different tax rulesnot Mooncard
  • Collecting 360-degree feedback and managing performance reviewsnot Mooncard
  • Automating onboarding workflows and document e-signature collectionnot Mooncard
  • Managing benefits enrollment and annual open enrollment periodsnot Mooncard

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Mooncard

  • Pricing is entirely unpublished, so a company cannot budget or benchmark Mooncard against Payhawk or Extend without starting a sales process.
  • Its strongest support, integrations and merchant relationships are concentrated in France, and companies with most spend outside France or Europe get a thinner experience.
  • Being built specifically to displace Amex corporate cards, it has less of a track record and feature depth outside the expense and card niche compared with broader spend platforms like Payhawk.
  • Group and multi-entity functionality sits behind a separate premium tier, so a growing company may need to renegotiate its plan as it adds entities.
  • Marketing-driven positioning, including stunts such as the stratospheric payment demo, does not substitute for third-party benchmarking of actual transaction reliability at scale.

Namely

  • Limited customization for complex HR processes: workflows and customization options are limited compared to enterprise solutions
  • Payroll limitations: better served for less complex organizations and struggles with complex time-and-attendance or multi-FEIN scenarios
  • Missing ATS and surveys: lacks built-in applicant tracking system and pulse survey capabilities
  • Slow support response times: pod-based support model has led to slow response times for customers
  • Designed for specific market segment: best fit is mid-sized companies with 50-350 employees

Pricing, plan by plan

Mooncard

On request
  • Mooncard$undefined/month
    • Original offer with cards and expense management software
    • Premium tier for groups and multi-entity structures
    • Custom quote required, no published rate card

Namely

$18/employee/month

No published plan breakdown. See the Namely review.

Which should you pick?

Choose Mooncard if

  • You need configurable visa cards.
  • You work on Web, iOS, Android.
  • You also want automated expense capture.
Mooncard review

Choose Namely if

  • You need hr management.
  • You also want payroll.
Namely review

Questions people ask

Is Mooncard or Namely better?
Neither clearly leads. Mooncard starts at On request and Namely at $18/employee/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Mooncard or Namely?
Mooncard starts at On request and Namely at $18/employee/month.
Does Mooncard or Namely run on more platforms?
Mooncard runs on Web, iOS, Android. Namely runs on Web.
What is Mooncard best used for?
Mooncard is most often used for a french business replacing an amex corporate card programme with wider visa merchant acceptance, a finance team automating vat-compliant receipt capture instead of manual expense reports, a group with several legal entities wanting consolidated card and expense visibility, a company whose travellers want flying blue miles on corporate card spend. Of those, a french business replacing an amex corporate card programme with wider visa merchant acceptance and a finance team automating vat-compliant receipt capture instead of manual expense reports are not what Namely is typically brought in for.
What can Mooncard do that Namely cannot?
Mooncard covers Configurable Visa cards, Automated expense capture, Multi-entity premium tier, Accounting export. Namely covers HR Management, Payroll, Benefits Administration, Time Off Management.

Answered from the vendors’ own pages

Mooncard: Is Mooncard only for France?

No, but its content, support and market presence are strongest in France; other European markets are served but less deeply.

Namely: Does Namely support global payroll?

Namely primarily focuses on mid-sized US-based companies with 50-350 employees. While it can handle complex payroll scenarios, it is better served for less complex organizations and does not have extensive global payroll capabilities compared to enterprise platforms.

Source
Mooncard: Does Mooncard publish pricing?

No, quotes are provided directly by the Mooncard sales team based on company size and needs.

Namely: What is included in Namely's Premium pricing?

Premium plans cost $18-24 per employee per month plus implementation fees of 10-25% of annual software costs. Plans include payroll, HR, benefits administration, time management, and talent management features.

Source
Mooncard: Which card network does it use?

Visa, which the company positions as giving broader merchant acceptance than the Amex network used by many incumbent French corporate cards.

Namely: Does Namely include performance management features?

Yes, Namely offers customizable performance review modules enabling dynamic, ongoing feedback rather than traditional annual-only reviews. This is one of Namely's standout features.

Source
Namely: How long does Namely implementation typically take?

Namely is designed for mid-sized companies and implementation timelines vary based on complexity. The platform includes implementation fees of 10-25% of annual software costs in addition to monthly per-employee pricing.

Source
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