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Payroll · head to head

Mooncard vs Omnipresent

Mooncard logo

Mooncard

Payroll

French corporate card and expense management platform built on the Visa network

From
On request
Rated
-
Omnipresent logo

Omnipresent

Payroll

Employer of record with a service-led model and a mix of owned and partner entities across 160 countries

From
On request
Rated
-

The short version

  • Each has a real cost: Mooncard pricing is entirely unpublished, so a company cannot budget or benchmark Mooncard against Payhawk or Extend without starting a sales process.; Omnipresent pricing sits above the low-cost EOR vendors and is quoted per country, so a company placing many low-salary roles pays a service premium it will not use.
  • They diverge on capability: Mooncard covers Configurable Visa cards, Omnipresent covers Employer of record.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Mooncard and Omnipresent actually diverge.

Attributes where Mooncard and Omnipresent differ
AttributeMooncardOmnipresent
PlatformsWeb, iOS, AndroidWeb

Identical on both: starting price (On request), pricing model (quote), free tier (No), user rating (Not yet rated), category (Payroll).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Mooncard

  • Configurable Visa cards
  • Automated expense capture
  • Multi-entity premium tier
  • Accounting export
  • Flying Blue miles
  • Real-time spend visibility

Only in Omnipresent

  • Employer of record
  • Owned and partner entities
  • Country cost calculator
  • Negotiated local benefits
  • Named specialists
  • Global mobility
  • Contractor engagement
  • Offboarding support

What people use each for

The jobs each tool is most often brought in to do.

Mooncard

  • A French business replacing an Amex corporate card programme with wider Visa merchant acceptancenot Omnipresent
  • A finance team automating VAT-compliant receipt capture instead of manual expense reportsnot Omnipresent
  • A group with several legal entities wanting consolidated card and expense visibilitynot Omnipresent
  • A company whose travellers want Flying Blue miles on corporate card spendnot Omnipresent

Omnipresent

  • A company hiring senior staff in a new country where a misclassification or termination error would be expensivenot Mooncard
  • An employer that wants benefits genuinely competitive in each local market rather than a uniform global packagenot Mooncard
  • A business testing a market for eighteen months before deciding whether to incorporatenot Mooncard
  • A team that needs an employment adviser to answer notice period and severance questions before an offer goes outnot Mooncard

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Mooncard

  • Pricing is entirely unpublished, so a company cannot budget or benchmark Mooncard against Payhawk or Extend without starting a sales process.
  • Its strongest support, integrations and merchant relationships are concentrated in France, and companies with most spend outside France or Europe get a thinner experience.
  • Being built specifically to displace Amex corporate cards, it has less of a track record and feature depth outside the expense and card niche compared with broader spend platforms like Payhawk.
  • Group and multi-entity functionality sits behind a separate premium tier, so a growing company may need to renegotiate its plan as it adds entities.
  • Marketing-driven positioning, including stunts such as the stratospheric payment demo, does not substitute for third-party benchmarking of actual transaction reliability at scale.

Omnipresent

  • Pricing sits above the low-cost EOR vendors and is quoted per country, so a company placing many low-salary roles pays a service premium it will not use.
  • Coverage combines owned entities with in-country partners, and in partner countries the employment liability and payroll calculation belong to a third party rather than to Omnipresent directly.
  • The platform is not an HRIS, so employee records, performance and time off for your directly employed staff still live somewhere else and the two systems have to be reconciled.
  • Statutory deposits and employer contributions are billed separately from the platform fee, and companies routinely underestimate the first-year cash requirement as a result.
  • An EOR is the wrong instrument once headcount in a country passes roughly fifteen to twenty people, and the migration to your own entity is a project the vendor has no incentive to accelerate.

Pricing, plan by plan

Mooncard

On request
  • Mooncard$undefined/month
    • Original offer with cards and expense management software
    • Premium tier for groups and multi-entity structures
    • Custom quote required, no published rate card

Omnipresent

On request
  • Employer of Record$undefined/year
    • Priced per employee per month, quoted by country
    • Statutory deposit and employer contributions charged separately
    • Currency conversion applied on payroll runs
  • Contractor Management$undefined/year
    • Per contractor monthly fee
    • Classification assessment
    • Compliant contract templates

Which should you pick?

Choose Mooncard if

  • You need configurable visa cards.
  • You work on Web, iOS, Android.
  • You also want automated expense capture.

Choose Omnipresent if

  • You need employer of record.
  • You also want owned and partner entities.

Questions people ask

Is Mooncard or Omnipresent better?
Neither clearly leads. Mooncard starts at On request and Omnipresent at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Mooncard or Omnipresent?
Mooncard starts at On request and Omnipresent at On request.
Does Mooncard or Omnipresent run on more platforms?
Mooncard runs on Web, iOS, Android. Omnipresent runs on Web.
What is Mooncard best used for?
Mooncard is most often used for a french business replacing an amex corporate card programme with wider visa merchant acceptance, a finance team automating vat-compliant receipt capture instead of manual expense reports, a group with several legal entities wanting consolidated card and expense visibility, a company whose travellers want flying blue miles on corporate card spend. Of those, a french business replacing an amex corporate card programme with wider visa merchant acceptance and a finance team automating vat-compliant receipt capture instead of manual expense reports are not what Omnipresent is typically brought in for.
What can Mooncard do that Omnipresent cannot?
Mooncard covers Configurable Visa cards, Automated expense capture, Multi-entity premium tier, Accounting export. Omnipresent covers Employer of record, Owned and partner entities, Country cost calculator, Negotiated local benefits.

Answered from the vendors’ own pages

Mooncard: Is Mooncard only for France?

No, but its content, support and market presence are strongest in France; other European markets are served but less deeply.

Omnipresent: Which countries are owned entities?

Omnipresent owns entities in a subset of its 160-plus country coverage and uses vetted partners elsewhere. Request the list for your specific countries before signing.

Mooncard: Does Mooncard publish pricing?

No, quotes are provided directly by the Mooncard sales team based on company size and needs.

Omnipresent: Why is it more expensive than the budget EORs?

It bundles named advisory support and locally negotiated benefits rather than selling a self-service platform at a low headline rate.

Mooncard: Which card network does it use?

Visa, which the company positions as giving broader merchant acceptance than the Amex network used by many incumbent French corporate cards.

Omnipresent: Does the quoted fee include employer taxes?

No. Employer contributions, statutory deposits and currency conversion are separate from the per employee platform fee.

Omnipresent: When should we stop using an EOR?

Once a country reaches roughly fifteen to twenty employees, running your own entity is usually cheaper and gives you direct control of employment terms.

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