E-Commerce · head to head
Mailchimp vs Mollie

Mollie
E-Commerce
European payment service provider with published per-transaction rates and no monthly fee on the online plan
- From
- £0.3/transaction
- Rated
- -
The short version
- Only Mailchimp has a free tier, so it costs nothing to try first.
- Each has a real cost: Mailchimp the free plan allows 250 contacts and 500 sends a month, with a 250 daily cap; Mollie non-European cards cost 3.25% plus 20p against 1.20% plus 20p for UK domestic consumer cards, so a merchant with significant traffic from the US or Asia pays close to triple the domestic rate on that revenue.
- They diverge on capability: Mailchimp covers Email campaigns, Mollie covers Local payment methods.
- Prices and features above were last checked on 31 August 2026.
Where they differ
Only the attributes on which Mailchimp and Mollie actually diverge.
Identical on both: user rating (Not yet rated), category (E-Commerce).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Mailchimp
- Email campaigns
- Marketing automation
- Landing pages
- Forms & popups
- Audience management
- Content studio
- Analytics
- Social media
Only in Mollie
- Local payment methods
- Published rate card
- Hosted checkout and payment links
- Subscriptions API
- Point of sale terminals
- Plugin ecosystem
- Multicurrency settlement
What people use each for
The jobs each tool is most often brought in to do.
Mailchimp
- Email newslettersnot Mollie
- E-commerce marketingnot Mollie
- Lead generationnot Mollie
- Customer engagementnot Mollie
- Marketing automationnot Mollie
Mollie
- A Dutch or Belgian shop where most customers pay by iDEAL or Bancontact and the flat 30p beats a percentage rate on high-value basketsnot Mailchimp
- A small merchant that wants published pricing rather than a sales call before it can model card costsnot Mailchimp
- A subscription business in the EEA collecting by SEPA Direct Debit mandate instead of cardnot Mailchimp
- A marketplace or platform that needs one integration covering the main European local methodsnot Mailchimp
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Mailchimp
- The free plan allows 250 contacts and 500 sends a month, with a 250 daily cap
- Price is driven by contact count, so the list growing raises the bill regardless of how much you send
- Send allowances are a multiple of contacts, 10x on Essentials and 12x on Standard, so a large list with heavy sending forces a tier change
- Essentials allows 3 seats and Standard 5; unlimited seats need Premium at $350 a month
- The headline $13 and $20 prices are for 500 contacts, not a flat rate
Mollie
- Non-European cards cost 3.25% plus 20p against 1.20% plus 20p for UK domestic consumer cards, so a merchant with significant traffic from the US or Asia pays close to triple the domestic rate on that revenue.
- Coverage is built around European methods, so if you expand into Latin America or Southeast Asia you will need a second processor and a second reconciliation process rather than extending Mollie.
- The in-person Pro plan requires a one-year contract and charges 20 pounds a month per additional terminal, so a shop with four tills pays 80 pounds a month in terminal fees before any transaction cost.
- Mollie offers no interchange-plus option publicly, so large merchants cannot see or benefit from falling interchange the way they could on a cost-plus contract with an acquirer.
- The developer tooling and reporting are lighter than the largest processors, so finance teams that want detailed fee breakdowns or granular reconciliation exports often end up building that layer themselves.
Pricing, plan by plan
Mailchimp
Free- FreeFree
- 250 contacts
- 500 sends per month
- Basic email campaigns
- Essentials$13/month
- 500+ contacts
- Email campaigns
- Basic automation
- Standard$20/month
- Advanced automation
- Segmentation
- Landing pages
Mollie
£0.3/transaction- Online paymentsFree
- No monthly fee
- UK domestic consumer cards 1.20% + 20p
- European and commercial cards 2.90% + 20p
- In person, pay as you goFree
- No monthly commitment
- Per-transaction terminal rates
- One terminal
- In person, Pro$20/month
- Lower per-transaction terminal rates
- One-year contract required
- Each additional terminal 20 pounds per month
Which should you pick?
Choose Mailchimp if
- You need email campaigns.
- You want to start without paying.
- You work on Web, iOS, Android.
- You also want marketing automation.
Choose Mollie if
- You need local payment methods.
- You work on Web, iOS, Android, API.
- You also want published rate card.
Questions people ask
- Is Mailchimp or Mollie better?
- Neither clearly leads. Mailchimp starts at Free and Mollie at £0.3/transaction, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Mailchimp or Mollie?
- Mailchimp has a free tier; the other does not. Paid plans start at Free for Mailchimp and £0.3/transaction for Mollie.
- Does Mailchimp or Mollie run on more platforms?
- Mailchimp runs on Web, iOS, Android. Mollie runs on Web, iOS, Android, API.
- Can I use Mailchimp for free?
- Yes. Mailchimp has a free tier, so you can try it without paying. Mollie starts at £0.3/transaction.
- What is Mailchimp best used for?
- Mailchimp is most often used for email newsletters, e-commerce marketing, lead generation, customer engagement. Of those, email newsletters and e-commerce marketing are not what Mollie is typically brought in for.
- What can Mailchimp do that Mollie cannot?
- Mailchimp covers Email campaigns, Marketing automation, Landing pages, Forms & popups. Mollie covers Local payment methods, Published rate card, Hosted checkout and payment links, Subscriptions API.
Answered from the vendors’ own pages
Mailchimp: Does Mailchimp offer a free plan?
Yes, Mailchimp's free plan supports up to 250 contacts and 500 sends per month with a 250-per-day cap.
SourceMollie: Does Mollie charge a monthly fee?
Not on the online payments plan. You pay only per successful transaction. In-person Pro is 20 pounds a month.
Mailchimp: What email features does Mailchimp include?
Mailchimp provides email campaign builder, automation sequences, segmentation, contact management, and A/B testing for email marketing.
SourceMollie: Is iDEAL really a flat fee?
Yes, 30p per transaction regardless of the amount, which is why it is cheaper than cards on high-value baskets.
Mailchimp: Can Mailchimp integrate with e-commerce platforms?
Yes, Mailchimp integrates with Shopify, WooCommerce, Squarespace, and other e-commerce platforms for customer sync and abandoned cart automation.
SourceMollie: Can I use Mollie outside Europe?
You can accept non-European cards but at 3.25% plus 20p, and merchant accounts are aimed at European businesses. It is not a global processor.
Mollie: Does Mollie do interchange plus?
Not publicly. The published rates are blended, so falling interchange does not flow through to you automatically.
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