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E-Commerce · head to head

Mollie vs Poshmark

Mollie logo

Mollie

E-Commerce

European payment service provider with published per-transaction rates and no monthly fee on the online plan

From
£0.3/transaction
Rated
-
Full reviewWebsite
Poshmark logo

Poshmark

E-Commerce

Social resale marketplace with a flat fee on low-value sales and a percentage cut above that

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Poshmark has a free tier, so it costs nothing to try first.
  • Each has a real cost: Mollie non-European cards cost 3.25% plus 20p against 1.20% plus 20p for UK domestic consumer cards, so a merchant with significant traffic from the US or Asia pays close to triple the domestic rate on that revenue.; Poshmark the flat 2.95 dollar fee on sales under 15 dollars takes a large proportional bite out of cheap items, making Poshmark a poor fit for offloading low-value pieces compared with a flat percentage competitor.
  • They diverge on capability: Mollie covers Local payment methods, Poshmark covers Social sharing feed.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Mollie and Poshmark actually diverge.

Attributes where Mollie and Poshmark differ
AttributeMolliePoshmark
Starting price£0.3/transactionFree
Pricing modelPer transaction by payment methodFree to list; tiered seller commission by sale price
Free tierNoYes
PlatformsWeb, iOS, Android, APIiOS, Android, Web

Identical on both: user rating (Not yet rated), category (E-Commerce).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Mollie

  • Local payment methods
  • Published rate card
  • Hosted checkout and payment links
  • Subscriptions API
  • Point of sale terminals
  • Plugin ecosystem
  • Multicurrency settlement

Only in Poshmark

  • Social sharing feed
  • Posh Shows live selling
  • Tiered seller commission
  • Prepaid shipping labels
  • Posh Protect buyer guarantee
  • Bundle and offer tools

What people use each for

The jobs each tool is most often brought in to do.

Mollie

  • A Dutch or Belgian shop where most customers pay by iDEAL or Bancontact and the flat 30p beats a percentage rate on high-value basketsnot Poshmark
  • A small merchant that wants published pricing rather than a sales call before it can model card costsnot Poshmark
  • A subscription business in the EEA collecting by SEPA Direct Debit mandate instead of cardnot Poshmark
  • A marketplace or platform that needs one integration covering the main European local methodsnot Poshmark

Poshmark

  • A seller with a wardrobe of mid-value branded clothing who wants social discovery features to drive salesnot Mollie
  • Someone willing to invest time sharing and engaging to keep listings visible in the feed algorithmnot Mollie
  • A buyer who enjoys live-hosted Posh Shows as a shopping format rather than static browsingnot Mollie
  • A seller who wants shipping cost handled through a fixed-rate prepaid label rather than arranging it themselvesnot Mollie

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Mollie

  • Non-European cards cost 3.25% plus 20p against 1.20% plus 20p for UK domestic consumer cards, so a merchant with significant traffic from the US or Asia pays close to triple the domestic rate on that revenue.
  • Coverage is built around European methods, so if you expand into Latin America or Southeast Asia you will need a second processor and a second reconciliation process rather than extending Mollie.
  • The in-person Pro plan requires a one-year contract and charges 20 pounds a month per additional terminal, so a shop with four tills pays 80 pounds a month in terminal fees before any transaction cost.
  • Mollie offers no interchange-plus option publicly, so large merchants cannot see or benefit from falling interchange the way they could on a cost-plus contract with an acquirer.
  • The developer tooling and reporting are lighter than the largest processors, so finance teams that want detailed fee breakdowns or granular reconciliation exports often end up building that layer themselves.

Poshmark

  • The flat 2.95 dollar fee on sales under 15 dollars takes a large proportional bite out of cheap items, making Poshmark a poor fit for offloading low-value pieces compared with a flat percentage competitor.
  • The 20 percent commission on higher-value sales is above Mercari flat 10 percent rate, so a seller moving pricier items pays materially more per sale unless the social discovery features generate enough extra volume to compensate.
  • Visibility in the app depends heavily on active sharing and engagement, so a seller who lists items and does not regularly promote them tends to see far fewer sales than one who does, turning selling into ongoing work.
  • Naver ownership since 2023 means Poshmark now reports as part of a larger Korean internet conglomerate rather than as an independent company, which can affect roadmap priorities and regional focus.
  • Buyer protection through Posh Protect requires timely reporting and photo evidence, and disputes over item condition still rely on subjective judgement between buyer and seller.

Pricing, plan by plan

Mollie

£0.3/transaction
  • Online paymentsFree
    • No monthly fee
    • UK domestic consumer cards 1.20% + 20p
    • European and commercial cards 2.90% + 20p
  • In person, pay as you goFree
    • No monthly commitment
    • Per-transaction terminal rates
    • One terminal
  • In person, Pro$20/month
    • Lower per-transaction terminal rates
    • One-year contract required
    • Each additional terminal 20 pounds per month

Poshmark

Free
  • SellingFree
    • Flat 2.95 dollar fee on sales under 15 dollars
    • 20 percent commission on sales of 15 dollars or more
    • Shipping label cost typically passed to the buyer at a fixed rate

Which should you pick?

Choose Mollie if

  • You need local payment methods.
  • You work on Web, iOS, Android, API.
  • You also want published rate card.
Mollie review

Choose Poshmark if

  • You need social sharing feed.
  • You want to start without paying.
  • You work on iOS, Android, Web.
  • You also want posh shows live selling.
Poshmark review

Questions people ask

Is Mollie or Poshmark better?
Neither clearly leads. Mollie starts at £0.3/transaction and Poshmark at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Mollie or Poshmark?
Poshmark has a free tier; the other does not. Paid plans start at £0.3/transaction for Mollie and Free for Poshmark.
Does Mollie or Poshmark run on more platforms?
Mollie runs on Web, iOS, Android, API. Poshmark runs on iOS, Android, Web.
Can I use Poshmark for free?
Yes. Poshmark has a free tier, so you can try it without paying. Mollie starts at £0.3/transaction.
What is Mollie best used for?
Mollie is most often used for a dutch or belgian shop where most customers pay by ideal or bancontact and the flat 30p beats a percentage rate on high-value baskets, a small merchant that wants published pricing rather than a sales call before it can model card costs, a subscription business in the eea collecting by sepa direct debit mandate instead of card, a marketplace or platform that needs one integration covering the main european local methods. Of those, a dutch or belgian shop where most customers pay by ideal or bancontact and the flat 30p beats a percentage rate on high-value baskets and a small merchant that wants published pricing rather than a sales call before it can model card costs are not what Poshmark is typically brought in for.
What can Mollie do that Poshmark cannot?
Mollie covers Local payment methods, Published rate card, Hosted checkout and payment links, Subscriptions API. Poshmark covers Social sharing feed, Posh Shows live selling, Tiered seller commission, Prepaid shipping labels.

Answered from the vendors’ own pages

Mollie: Does Mollie charge a monthly fee?

Not on the online payments plan. You pay only per successful transaction. In-person Pro is 20 pounds a month.

Poshmark: How much does Poshmark charge sellers?

A flat 2.95 dollar fee on sales under 15 dollars, and a 20 percent commission on sales of 15 dollars or more.

Mollie: Is iDEAL really a flat fee?

Yes, 30p per transaction regardless of the amount, which is why it is cheaper than cards on high-value baskets.

Poshmark: Who owns Poshmark?

Naver, the South Korean internet and search company, acquired Poshmark in 2023.

Mollie: Can I use Mollie outside Europe?

You can accept non-European cards but at 3.25% plus 20p, and merchant accounts are aimed at European businesses. It is not a global processor.

Poshmark: Do I have to actively promote my listings?

Not strictly, but the app visibility algorithm favours accounts that regularly share and engage, so passive listing tends to sell more slowly.

Mollie: Does Mollie do interchange plus?

Not publicly. The published rates are blended, so falling interchange does not flow through to you automatically.

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