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Proposals · head to head

Indy vs Invoice2go

Indy logo

Indy

Proposals

Freelance workflow suite covering proposals, contracts, invoices and time tracking with a usable free tier

From
Free
Rated
-
Full reviewWebsite
Invoice2go logo

Invoice2go

Accounting

Mobile-first invoicing app for small businesses and freelancers

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Indy has a free tier, so it costs nothing to try first.
  • Each has a real cost: Indy the free tier caps documents per month, and an active freelancer passes those caps quickly enough that the free plan is a trial in practice rather than a permanent option.; Invoice2go starter plan caps invoices at just 30 per year, forcing an upgrade for most active businesses.
  • They diverge on capability: Indy covers Contract library, Invoice2go covers Invoice creation and customization.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Indy and Invoice2go actually diverge.

Attributes where Indy and Invoice2go differ
AttributeIndyInvoice2go
Starting priceFreeOn request
Pricing modelquotesubscription
Free tierYesNo
CategoryProposalsAccounting

Identical on both: platforms (Web, iOS, Android), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Indy

  • Contract library
  • Proposals
  • Invoicing
  • Time tracking
  • Task and calendar
  • Client portal
  • Free tier

Only in Invoice2go

  • Invoice creation and customization
  • Estimates and projects
  • In-app payments
  • Automated reminders
  • Accounting integrations
  • Team member access

What people use each for

The jobs each tool is most often brought in to do.

Indy

  • A new freelancer who needs a real signed contract before there is revenue to fund a subscriptionnot Invoice2go
  • Testing whether an all in one freelance bundle suits your workflow before committing money to onenot Invoice2go
  • Part time or side project freelancing with low monthly document volume that stays inside the free capsnot Invoice2go
  • Replacing an unsigned emailed quote with a proposal that converts into a contract and an invoicenot Invoice2go

Invoice2go

  • Freelancers invoicing clients from a mobile devicenot Indy
  • Small service businesses tracking estimates and projectsnot Indy
  • Businesses wanting integrated card and ACH paymentsnot Indy
  • Businesses syncing invoices with QuickBooks or Xeronot Indy

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Indy

  • The free tier caps documents per month, and an active freelancer passes those caps quickly enough that the free plan is a trial in practice rather than a permanent option.
  • Project management and task tracking are shallow, so anyone running several concurrent projects will keep a separate tool and lose the single system benefit.
  • Reporting on income, utilisation and profitability is thin next to a dedicated accounting or time tracking product.
  • Payments are processed by a third party gateway, so the card fee applies on top of the subscription and materially changes the cost per invoice on small jobs.
  • As with every bundle, leaving means separating proposals, contracts, time and invoices out of one export, which is harder than replacing a single purpose tool.

Invoice2go

  • Starter plan caps invoices at just 30 per year, forcing an upgrade for most active businesses.
  • Card processing fees are higher than some dedicated payment processors.
  • Accounting integrations are limited to QuickBooks and Xero, excluding other platforms.
  • Premium plan requires roughly $100k+/year revenue to be cost-effective, per its own positioning.

Pricing, plan by plan

Indy

Free
  • Indy$undefined/year
    • Free tier with monthly document limits
    • Proposals, contracts and invoices
    • Time tracking and tasks

Invoice2go

On request
  • Starter$undefined/month
    • 30 invoices/year
    • 3.5% card payment fee
    • Free ACH bank transfers
  • Professional$undefined/month
    • 100 invoices/year
    • 3% card payment fee
    • QuickBooks/Xero integration
  • Premium$undefined/month
    • Unlimited invoices
    • 2.9% card payment fee
    • Recurring invoices

Which should you pick?

Choose Indy if

  • You need contract library.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want proposals.
Indy review

Choose Invoice2go if

  • You need invoice creation and customization.
  • You work on web, ios, android.
  • You also want estimates and projects.
Invoice2go review

Questions people ask

Is Indy or Invoice2go better?
Neither clearly leads. Indy starts at Free and Invoice2go at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Indy or Invoice2go?
Indy has a free tier; the other does not. Paid plans start at Free for Indy and On request for Invoice2go.
Does Indy or Invoice2go run on more platforms?
Indy runs on Web, iOS, Android. Invoice2go runs on web, ios, android.
Can I use Indy for free?
Yes. Indy has a free tier, so you can try it without paying. Invoice2go starts at On request.
What is Indy best used for?
Indy is most often used for a new freelancer who needs a real signed contract before there is revenue to fund a subscription, testing whether an all in one freelance bundle suits your workflow before committing money to one, part time or side project freelancing with low monthly document volume that stays inside the free caps, replacing an unsigned emailed quote with a proposal that converts into a contract and an invoice. Of those, a new freelancer who needs a real signed contract before there is revenue to fund a subscription and testing whether an all in one freelance bundle suits your workflow before committing money to one are not what Invoice2go is typically brought in for.
What can Indy do that Invoice2go cannot?
Indy covers Contract library, Proposals, Invoicing, Time tracking. Invoice2go covers Invoice creation and customization, Estimates and projects, In-app payments, Automated reminders.

Answered from the vendors’ own pages

Indy: Is the free tier actually usable?

Yes, for real signed contracts and invoices, but it caps documents per month and active freelancers hit that fairly quickly.

Invoice2go: What does Invoice2go cost?

Invoice2go offers three tiers - Starter (30 invoices/year), Professional (100 invoices/year), and Premium (unlimited invoices) - distinguished by invoice volume and card processing fees from 3.5% down to 2.9%.

Source
Indy: Does it take a percentage of invoices?

The payment gateway charges its standard card fee. That is separate from the subscription and should be modelled per invoice.

Invoice2go: Is there a free trial?

Yes, Invoice2go offers a 30-day free trial that requires a credit card but includes a 100% money-back guarantee if canceled within 30 days.

Source
Indy: Can it manage several concurrent projects?

Only lightly. The task and project features are the weakest part of the product.

Invoice2go: Does Invoice2go integrate with accounting software?

Yes, the Professional and Premium plans include integration with QuickBooks and Xero.

Source
Indy: Are the contracts legally sound?

They are standard freelance templates with editable clauses. They are a starting point, not legal advice for your jurisdiction.

Indy: Who is it wrong for?

Agencies, anyone with subcontractors, and freelancers who need real project management or detailed profitability reporting.

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