Accounting & Finance · head to head
Invoice2go vs Melio

Invoice2go
Accounting & Finance
Mobile-first invoicing app for small businesses and freelancers
- From
- On request
- Rated
- -
The short version
- Only Melio has a free tier, so it costs nothing to try first.
- Each has a real cost: Invoice2go starter plan caps invoices at just 30 per year, forcing an upgrade for most active businesses.; Melio go (free) plan limited to one user only
- They diverge on capability: Invoice2go covers Invoice creation and customization, Melio covers Vendor payments.
Where they differ
Only the attributes on which Invoice2go and Melio actually diverge.
| Attribute | Invoice2go | Melio |
|---|---|---|
| Starting price | On request | Free |
| Pricing model | subscription | freemium |
| Free tier | No | Yes |
| Platforms | web, ios, android | Web, Mobile app |
| Founded | Unknown | 2018 |
Identical on both: user rating (Not yet rated), category (Accounting & Finance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Invoice2go
- Invoice creation and customization
- Estimates and projects
- In-app payments
- Automated reminders
- Accounting integrations
- Team member access
Only in Melio
- Vendor payments
- Card to check
- Payment scheduling
- Approval workflows
- QuickBooks sync
- QuickBooks
- Xero
- FreshBooks
What people use each for
The jobs each tool is most often brought in to do.
Invoice2go
- Freelancers invoicing clients from a mobile devicenot Melio
- Small service businesses tracking estimates and projectsnot Melio
- Businesses wanting integrated card and ACH paymentsnot Melio
- Businesses syncing invoices with QuickBooks or Xeronot Melio
Melio
- Accounts payable automationnot Invoice2go
- Bill management and payment schedulingnot Invoice2go
- Multi-vendor payment processingnot Invoice2go
- Invoice receivables and payment collectionnot Invoice2go
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Invoice2go
- Starter plan caps invoices at just 30 per year, forcing an upgrade for most active businesses.
- Card processing fees are higher than some dedicated payment processors.
- Accounting integrations are limited to QuickBooks and Xero, excluding other platforms.
- Premium plan requires roughly $100k+/year revenue to be cost-effective, per its own positioning.
Melio
- Go (free) plan limited to one user only
- ACH charges £0.50 per transaction beyond monthly allowance (5-50 free depending on plan)
- Card payment fees range from 2.9% to 2.9% plus £75 maximum
- International payments limited to select currencies only
- NetSuite integration only available in Unlimited plan (£80/month minimum)
Pricing, plan by plan
Invoice2go
On request- Starter$undefined/month
- 30 invoices/year
- 3.5% card payment fee
- Free ACH bank transfers
- Professional$undefined/month
- 100 invoices/year
- 3% card payment fee
- QuickBooks/Xero integration
- Premium$undefined/month
- Unlimited invoices
- 2.9% card payment fee
- Recurring invoices
Melio
FreeNo published plan breakdown. See the Melio review.
Which should you pick?
Choose Invoice2go if
- You need invoice creation and customization.
- You work on web, ios, android.
- You also want estimates and projects.
Choose Melio if
- You need vendor payments.
- You want to start without paying.
- You work on Web, Mobile app.
- You also want card to check.
Questions people ask
- Is Invoice2go or Melio better?
- Neither clearly leads. Invoice2go starts at On request and Melio at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Invoice2go or Melio?
- Melio has a free tier; the other does not. Paid plans start at On request for Invoice2go and Free for Melio.
- Does Invoice2go or Melio run on more platforms?
- Invoice2go runs on web, ios, android. Melio runs on Web, Mobile app.
- Can I use Melio for free?
- Yes. Melio has a free tier, so you can try it without paying. Invoice2go starts at On request.
- What is Invoice2go best used for?
- Invoice2go is most often used for freelancers invoicing clients from a mobile device, small service businesses tracking estimates and projects, businesses wanting integrated card and ach payments, businesses syncing invoices with quickbooks or xero. Of those, freelancers invoicing clients from a mobile device and small service businesses tracking estimates and projects are not what Melio is typically brought in for.
- What can Invoice2go do that Melio cannot?
- Invoice2go covers Invoice creation and customization, Estimates and projects, In-app payments, Automated reminders. Melio covers Vendor payments, Card to check, Payment scheduling, Approval workflows.
Answered from the vendors’ own pages
Invoice2go: What does Invoice2go cost?
Invoice2go offers three tiers - Starter (30 invoices/year), Professional (100 invoices/year), and Premium (unlimited invoices) - distinguished by invoice volume and card processing fees from 3.5% down to 2.9%.
SourceInvoice2go: Is there a free trial?
Yes, Invoice2go offers a 30-day free trial that requires a credit card but includes a 100% money-back guarantee if canceled within 30 days.
SourceInvoice2go: Does Invoice2go integrate with accounting software?
Yes, the Professional and Premium plans include integration with QuickBooks and Xero.
SourceRelated pages
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