Is Hnry or Indy better?

Neither clearly leads. Hnry starts at 1/per $100 income and Indy at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Hnry or Indy?

Indy has a free tier; the other does not. Paid plans start at 1/per $100 income for Hnry and Free for Indy.

Does Hnry or Indy run on more platforms?

Hnry runs on Web. Indy runs on Web, iOS, Android.

Can I use Indy for free?

Yes. Indy has a free tier, so you can try it without paying. Hnry starts at 1/per $100 income.

What is Hnry best used for?

Hnry is most often used for calculating quarterly tax without manual bookkeeping, logging expenses via photo instantly, sending unlimited invoices with auto-follow-up, automatically withholding income taxes year-round. Of those, calculating quarterly tax without manual bookkeeping and logging expenses via photo instantly are not what Indy is typically brought in for.

What can Hnry do that Indy cannot?

Indy covers Contract library, Proposals, Invoicing, Time tracking.

Accounting · head to head

Hnry vs Indy

Hnry

Accounting

Accounting for sole traders and the self-employed

From: 1/per $100 income
Rated: -

Full review Website

Indy

Proposals

Freelance workflow suite covering proposals, contracts, invoices and time tracking with a usable free tier

From: Free
Rated: -

Full review Website

The short version

Only Indy has a free tier, so it costs nothing to try first.
Each has a real cost: Hnry service limited to self-employed sole traders in New Zealand only; Indy the free tier caps documents per month, and an active freelancer passes those caps quickly enough that the free plan is a trial in practice rather than a permanent option.
Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Hnry and Indy actually diverge.

Attributes where Hnry and Indy differ
Attribute	Hnry	Indy
Starting price	1/per $100 income	Free
Pricing model	usage-based	quote
Free tier	No	Yes
Platforms	Web	Web, iOS, Android
Category	Accounting	Proposals

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Hnry

Nothing recorded that Indy does not also cover.

Only in Indy

Contract library
Proposals
Invoicing
Time tracking
Task and calendar
Client portal
Free tier

What people use each for

The jobs each tool is most often brought in to do.

Hnry

Calculating quarterly tax without manual bookkeepingnot Indy
Logging expenses via photo instantlynot Indy
Sending unlimited invoices with auto-follow-upnot Indy
Automatically withholding income taxes year-roundnot Indy

Indy

A new freelancer who needs a real signed contract before there is revenue to fund a subscriptionnot Hnry
Testing whether an all in one freelance bundle suits your workflow before committing money to onenot Hnry
Part time or side project freelancing with low monthly document volume that stays inside the free capsnot Hnry
Replacing an unsigned emailed quote with a proposal that converts into a contract and an invoicenot Hnry

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Hnry

Service limited to self-employed sole traders in New Zealand only
1% + GST fee with $1,500 annual maximum cap
Minimum $0.50 fee per transaction for payments under $50

Indy

The free tier caps documents per month, and an active freelancer passes those caps quickly enough that the free plan is a trial in practice rather than a permanent option.
Project management and task tracking are shallow, so anyone running several concurrent projects will keep a separate tool and lose the single system benefit.
Reporting on income, utilisation and profitability is thin next to a dedicated accounting or time tracking product.
Payments are processed by a third party gateway, so the card fee applies on top of the subscription and materially changes the cost per invoice on small jobs.
As with every bundle, leaving means separating proposals, contracts, time and invoices out of one export, which is harder than replacing a single purpose tool.

Pricing, plan by plan

Hnry

1/per $100 income

No published plan breakdown. See the Hnry review.

Indy

Free

Indy$undefined/year
- Free tier with monthly document limits
- Proposals, contracts and invoices
- Time tracking and tasks

Which should you pick?

Choose Hnry if

Nothing in the data separates Hnry from Indy on the points above - pick on price and on how each one feels to use.

Hnry review

Choose Indy if

You need contract library.
You want to start without paying.
You work on Web, iOS, Android.
You also want proposals.

Indy review

Questions people ask

Is Hnry or Indy better?: Neither clearly leads. Hnry starts at 1/per $100 income and Indy at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Hnry or Indy?: Indy has a free tier; the other does not. Paid plans start at 1/per $100 income for Hnry and Free for Indy.
Does Hnry or Indy run on more platforms?: Hnry runs on Web. Indy runs on Web, iOS, Android.
Can I use Indy for free?: Yes. Indy has a free tier, so you can try it without paying. Hnry starts at 1/per $100 income.
What is Hnry best used for?: Hnry is most often used for calculating quarterly tax without manual bookkeeping, logging expenses via photo instantly, sending unlimited invoices with auto-follow-up, automatically withholding income taxes year-round. Of those, calculating quarterly tax without manual bookkeeping and logging expenses via photo instantly are not what Indy is typically brought in for.
What can Hnry do that Indy cannot?: Indy covers Contract library, Proposals, Invoicing, Time tracking.

Answered from the vendors’ own pages

Hnry: How much does Hnry charge?

Hnry charges 1% plus GST of independent income paid into your Hnry Bank Account, with a maximum annual fee of $1,500. Minimum fee is $0.50 per payment for transactions under $50.

Source

Indy: Is the free tier actually usable?

Yes, for real signed contracts and invoices, but it caps documents per month and active freelancers hit that fairly quickly.

Hnry: Are there joining fees for Hnry?

No, Hnry has no joining fees, upfront payments, or credit card required to sign up.

Source

Indy: Does it take a percentage of invoices?

The payment gateway charges its standard card fee. That is separate from the subscription and should be modelled per invoice.

Hnry: Is the Hnry fee tax deductible?

Yes, Hnry automatically claims its fees as a business expense on your behalf, making them tax-deductible.

Source

Indy: Can it manage several concurrent projects?

Only lightly. The task and project features are the weakest part of the product.

Indy: Are the contracts legally sound?

They are standard freelance templates with editable clauses. They are a starting point, not legal advice for your jurisdiction.

Indy: Who is it wrong for?

Agencies, anyone with subcontractors, and freelancers who need real project management or detailed profitability reporting.

Hnry vs Indy

Hnry

Indy

The short version

Where they differ

What each one covers

Only in Hnry

Only in Indy

What people use each for

Hnry

Indy

Where each one falls short

Hnry

Indy

Pricing, plan by plan

Hnry

Indy

Which should you pick?

Choose Hnry if

Choose Indy if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Hnry

More on Indy

Keep looking

Other head to heads