Softwr

Religion · head to head

IconCMO vs Overflow

IconCMO logo

IconCMO

Religion

Comprehensive church and organization management software

From
$50/month
Rated
-
Full reviewWebsite
Overflow logo

Overflow

Religion

Stock, crypto and donor-advised fund giving for churches and nonprofits, priced per gift type

From
$50/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: IconCMO membership and accounting are priced as two separate subscriptions, so a church needing both pays for both; Overflow crypto carries a 3 percent fee on top of the base rate, which makes it the most expensive channel on the platform at exactly the point where donors expect it to be cheap.
  • They diverge on capability: IconCMO covers Member Management, Overflow covers Stock donation flow.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which IconCMO and Overflow actually diverge.

Attributes where IconCMO and Overflow differ
AttributeIconCMOOverflow
Pricing modelsubscriptionPer month plus a published fee per asset type
PlatformsWeb, DesktopWeb, iOS, Android
Founded1985Unknown

Identical on both: starting price ($50/month), free tier (No), user rating (Not yet rated), category (Religion).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in IconCMO

  • Member Management
  • Financial Management
  • Volunteer Coordination
  • Facility Management
  • Accounting Packages
  • Payment Processing
  • Email Systems
  • Reporting Tools

Only in Overflow

  • Stock donation flow
  • Cryptocurrency giving
  • Donor-advised fund grants
  • Card and ACH giving
  • RoundUps
  • Tax receipting

What people use each for

The jobs each tool is most often brought in to do.

IconCMO

  • Church membership and attendance recordsnot Overflow
  • Donation tracking and contribution statementsnot Overflow
  • Fund accounting for a congregationnot Overflow
  • Event registration and child check-in on the Premium tiernot Overflow
  • Bulk email to membersnot Overflow

Overflow

  • A church wanting to accept appreciated stock without the finance team processing each transfer by handnot IconCMO
  • A capital campaign where major donors are more likely to give assets than cashnot IconCMO
  • A nonprofit that keeps being offered donor-advised fund grants and has no clean way to receive and attribute themnot IconCMO
  • Adding crypto giving for a younger donor base without holding the asset or managing a walletnot IconCMO

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

IconCMO

  • Membership and accounting are priced as two separate subscriptions, so a church needing both pays for both
  • The Basic membership plan at $50 a month includes a single user
  • Communications and email statements start at the Standard plan at $75 a month, capped at 2,000 emails a month and 5 users
  • Event registration, check-in and document storage require Premium at $125 a month
  • Accounts payable and receivable are gated to the Premium accounting tier at $45 a month

Overflow

  • Crypto carries a 3 percent fee on top of the base rate, which makes it the most expensive channel on the platform at exactly the point where donors expect it to be cheap.
  • Card processing at 2.75 percent plus 30 cents on the entry plan is above what a church can get from a dedicated church giving processor, so using Overflow for routine weekly giving costs more than it should.
  • It is a giving channel, not a church management system, so contributions must be reconciled into your existing ChMS and finance software, adding a second monthly close step.
  • Stock and DAF fees are quoted as a 1 to 3 percent range with the actual rate depending on transfer route, so an organisation cannot forecast net proceeds precisely before the gift settles.
  • Non-cash gifts settle over days rather than instantly, and the amount received depends on the price at liquidation, so the receipted value and the cash landed will not match.

Pricing, plan by plan

IconCMO

$50/month
  • Membership & Donation - Basic$50/month
    • 1 User account
    • Membership tracking
    • Attendance tracking
  • Membership & Donation - Standard$75/month
    • 5 Users
    • All Basic features
    • Communications
  • Membership & Donation - Premium$125/month
    • Unlimited Users
    • Unlimited Emails
    • All Basic and Standard features
  • Accounting - Standard$35/month
    • 1 User
    • General Ledger
    • Banking

Overflow

$50/month
  • Foundation$50/month
    • All giving methods including stock, crypto and DAF
    • Cards from 2.75 percent plus 0.30 USD
    • ACH at 0.50 percent plus 0.20 USD
  • Growth$undefined/month
    • Reduced processing rates by volume
    • Dedicated onboarding and account management
    • Token vaulting for recurring donors
  • Enterprise$undefined/month
    • Custom rate structure for multi-site organisations
    • Strategic support
    • Custom pricing

Which should you pick?

Choose IconCMO if

  • You need member management.
  • You work on Web, Desktop.
  • You also want financial management.
IconCMO review

Choose Overflow if

  • You need stock donation flow.
  • You work on Web, iOS, Android.
  • You also want cryptocurrency giving.
Overflow review

Questions people ask

Is IconCMO or Overflow better?
Neither clearly leads. IconCMO starts at $50/month and Overflow at $50/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, IconCMO or Overflow?
IconCMO starts at $50/month and Overflow at $50/month.
Does IconCMO or Overflow run on more platforms?
IconCMO runs on Web, Desktop. Overflow runs on Web, iOS, Android.
What is IconCMO best used for?
IconCMO is most often used for church membership and attendance records, donation tracking and contribution statements, fund accounting for a congregation, event registration and child check-in on the premium tier. Of those, church membership and attendance records and donation tracking and contribution statements are not what Overflow is typically brought in for.
What can IconCMO do that Overflow cannot?
IconCMO covers Member Management, Financial Management, Volunteer Coordination, Facility Management. Overflow covers Stock donation flow, Cryptocurrency giving, Donor-advised fund grants, Card and ACH giving.

Answered from the vendors’ own pages

IconCMO: What is the lowest price for Icon CMO Membership & Donation package?

The Basic Membership & Donation plan costs $50/month for 1 user account and includes membership tracking, attendance tracking, donations tracking, and support. Alternatively, you can bill annually at $550/year.

Source
Overflow: What does Overflow cost?

Foundation is 50 USD a month. Cards start at 2.75 percent plus 0.30, ACH at 0.50 percent plus 0.20, stock and DAF at 1 to 3 percent, and crypto adds 3 percent.

IconCMO: How many users are supported in each Icon CMO tier?

Membership & Donation tiers support 1 user (Basic, $50/month), 5 users (Standard, $75/month), or unlimited users (Premium, $125/month). Accounting packages support 1 user (Standard, $35/month) or 5 users (Premium, $45/month).

Source
Overflow: Why give stock instead of cash?

Transferring appreciated shares avoids the capital gains tax the donor would pay on selling first, so the same after-tax cost produces a larger gift.

IconCMO: What add-on services are available for Icon CMO?

Icon Systems offers Icon Bookkeeping starting at $500/month, Icon Payroll starting at $40/month, and SMS Text Messaging ranging from $20 to $300/month depending on message volume (500 to 10,000 texts per month).

Source
Overflow: Does Overflow replace our church management system?

No. It handles giving only and integrates with your existing ChMS.

Overflow: Do we hold the cryptocurrency?

No. Crypto gifts are liquidated and remitted as cash, so the organisation does not carry price risk after settlement.

Share

Related pages

More on IconCMO

More on Overflow

Keep looking

Other head to heads