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Religion · head to head

Overflow vs Pushpay

Overflow logo

Overflow

Religion

Stock, crypto and donor-advised fund giving for churches and nonprofits, priced per gift type

From
$50/month
Rated
-
Pushpay logo

Pushpay

Religion

Mobile-first giving platform for churches and nonprofits

From
On request
Rated
-

The short version

  • Each has a real cost: Overflow crypto carries a 3 percent fee on top of the base rate, which makes it the most expensive channel on the platform at exactly the point where donors expect it to be cheap.; Pushpay the pricing page names Core, Advanced and Complete packages but publishes no price, no minimum and no per-transaction rate for any of them
  • They diverge on capability: Overflow covers Stock donation flow, Pushpay covers Mobile Giving.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Overflow and Pushpay actually diverge.

Attributes where Overflow and Pushpay differ
AttributeOverflowPushpay
Starting price$50/monthOn request
Pricing modelPer month plus a published fee per asset typesubscription
PlatformsWeb, iOS, AndroidWeb, IOS, Android, SMS
FoundedUnknown2012

Identical on both: free tier (No), user rating (Not yet rated), category (Religion).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Overflow

  • Stock donation flow
  • Cryptocurrency giving
  • Donor-advised fund grants
  • Card and ACH giving
  • RoundUps
  • Tax receipting

Only in Pushpay

  • Mobile Giving
  • Recurring Donations
  • Text-to-Give
  • Planning Center
  • Accounting Software
  • CRM Systems
  • Web support
  • IOS support

What people use each for

The jobs each tool is most often brought in to do.

Overflow

  • A church wanting to accept appreciated stock without the finance team processing each transfer by handnot Pushpay
  • A capital campaign where major donors are more likely to give assets than cashnot Pushpay
  • A nonprofit that keeps being offered donor-advised fund grants and has no clean way to receive and attribute themnot Pushpay
  • Adding crypto giving for a younger donor base without holding the asset or managing a walletnot Pushpay

Pushpay

  • church giving and donation managementnot Overflow
  • churchcommunity building and engagementnot Overflow
  • remote check deposit processingnot Overflow

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Overflow

  • Crypto carries a 3 percent fee on top of the base rate, which makes it the most expensive channel on the platform at exactly the point where donors expect it to be cheap.
  • Card processing at 2.75 percent plus 30 cents on the entry plan is above what a church can get from a dedicated church giving processor, so using Overflow for routine weekly giving costs more than it should.
  • It is a giving channel, not a church management system, so contributions must be reconciled into your existing ChMS and finance software, adding a second monthly close step.
  • Stock and DAF fees are quoted as a 1 to 3 percent range with the actual rate depending on transfer route, so an organisation cannot forecast net proceeds precisely before the gift settles.
  • Non-cash gifts settle over days rather than instantly, and the amount received depends on the price at liquidation, so the receipted value and the cash landed will not match.

Pushpay

  • The pricing page names Core, Advanced and Complete packages but publishes no price, no minimum and no per-transaction rate for any of them
  • Integrations and API access are withheld from the Core package and require Advanced
  • Giving history on Advanced is capped at 7 years
  • Multi-site support, per-campus branding, multiple bank accounts and metric dashboards require the Complete package
  • Check-in, facility management, forms and volunteer scheduling are excluded from Core
  • Check scanning and remote deposit start at $0.29 per check on top of the plan

Pricing, plan by plan

Overflow

$50/month
  • Foundation$50/month
    • All giving methods including stock, crypto and DAF
    • Cards from 2.75 percent plus 0.30 USD
    • ACH at 0.50 percent plus 0.20 USD
  • Growth$undefined/month
    • Reduced processing rates by volume
    • Dedicated onboarding and account management
    • Token vaulting for recurring donors
  • Enterprise$undefined/month
    • Custom rate structure for multi-site organisations
    • Strategic support
    • Custom pricing

Pushpay

On request
  • StandardFree
    • Transaction fees apply (2.2% + $0.30)
    • Mobile giving
  • Premium$299/month
    • Advanced analytics
    • Priority support
    • Custom integrations

Which should you pick?

Choose Overflow if

  • You need stock donation flow.
  • You work on Web, iOS, Android.
  • You also want cryptocurrency giving.

Choose Pushpay if

  • You need mobile giving.
  • You work on Web, IOS, Android, SMS.
  • You also want recurring donations.

Questions people ask

Is Overflow or Pushpay better?
Neither clearly leads. Overflow starts at $50/month and Pushpay at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Overflow or Pushpay?
Overflow starts at $50/month and Pushpay at On request.
Does Overflow or Pushpay run on more platforms?
Overflow runs on Web, iOS, Android. Pushpay runs on Web, IOS, Android, SMS.
What is Overflow best used for?
Overflow is most often used for a church wanting to accept appreciated stock without the finance team processing each transfer by hand, a capital campaign where major donors are more likely to give assets than cash, a nonprofit that keeps being offered donor-advised fund grants and has no clean way to receive and attribute them, adding crypto giving for a younger donor base without holding the asset or managing a wallet. Of those, a church wanting to accept appreciated stock without the finance team processing each transfer by hand and a capital campaign where major donors are more likely to give assets than cash are not what Pushpay is typically brought in for.
What can Overflow do that Pushpay cannot?
Overflow covers Stock donation flow, Cryptocurrency giving, Donor-advised fund grants, Card and ACH giving. Pushpay covers Mobile Giving, Recurring Donations, Text-to-Give, Planning Center.

Answered from the vendors’ own pages

Overflow: What does Overflow cost?

Foundation is 50 USD a month. Cards start at 2.75 percent plus 0.30, ACH at 0.50 percent plus 0.20, stock and DAF at 1 to 3 percent, and crypto adds 3 percent.

Pushpay: How much does Pushpay cost?

Pushpay pricing is not published; the vendor requires you to request a demo to receive pricing for Core, Advanced, or Complete subscription tiers.

Source
Overflow: Why give stock instead of cash?

Transferring appreciated shares avoids the capital gains tax the donor would pay on selling first, so the same after-tax cost produces a larger gift.

Pushpay: Does Pushpay charge per transaction?

Pushpay does not appear to charge per-transaction fees; subscription is monthly or annual with ACH payments; additional services like check scanning cost USD 0.29 per check.

Source
Overflow: Does Overflow replace our church management system?

No. It handles giving only and integrates with your existing ChMS.

Pushpay: Are there setup fees for Pushpay?

No, Pushpay explicitly states there are no setup fees required for any of their plans, making it easier to get started with their services.

Source
Overflow: Do we hold the cryptocurrency?

No. Crypto gifts are liquidated and remitted as cash, so the organisation does not carry price risk after settlement.

Pushpay: What payment options and contract terms does Pushpay offer?

Pushpay allows automatic ACH payments with monthly or annual subscriptions; contract terms of 1, 2, or 3 years are available based on your needs.

Source
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