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Religion · head to head

Overflow vs SecureGive

Overflow logo

Overflow

Religion

Stock, crypto and donor-advised fund giving for churches and nonprofits, priced per gift type

From
$50/month
Rated
-
Full reviewWebsite
SecureGive logo

SecureGive

Religion

Secure giving platform for churches and nonprofits

From
$149/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Overflow crypto carries a 3 percent fee on top of the base rate, which makes it the most expensive channel on the platform at exactly the point where donors expect it to be cheap.; SecureGive the Basic plan at $149 per month caps transactions at 2,000 per month
  • They diverge on capability: Overflow covers Stock donation flow, SecureGive covers Secure Giving.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Overflow and SecureGive actually diverge.

Attributes where Overflow and SecureGive differ
AttributeOverflowSecureGive
Starting price$50/month$149/month
Pricing modelPer month plus a published fee per asset typesubscription
PlatformsWeb, iOS, AndroidWeb, Mobile-responsive
FoundedUnknown2010

Identical on both: free tier (No), user rating (Not yet rated), category (Religion).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Overflow

  • Stock donation flow
  • Cryptocurrency giving
  • Donor-advised fund grants
  • Card and ACH giving
  • RoundUps
  • Tax receipting

Only in SecureGive

  • Secure Giving
  • Mobile Access
  • Recurring Gifts
  • PCI Compliance
  • Payment Processing
  • Accounting Software
  • Email Notifications
  • Reporting

What people use each for

The jobs each tool is most often brought in to do.

Overflow

  • A church wanting to accept appreciated stock without the finance team processing each transfer by handnot SecureGive
  • A capital campaign where major donors are more likely to give assets than cashnot SecureGive
  • A nonprofit that keeps being offered donor-advised fund grants and has no clean way to receive and attribute themnot SecureGive
  • Adding crypto giving for a younger donor base without holding the asset or managing a walletnot SecureGive

SecureGive

  • Online, text and kiosk giving for churchesnot Overflow
  • Managing pledges and capital campaigns for a congregationnot Overflow
  • Accepting stock and cryptocurrency donations converted to dollarsnot Overflow

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Overflow

  • Crypto carries a 3 percent fee on top of the base rate, which makes it the most expensive channel on the platform at exactly the point where donors expect it to be cheap.
  • Card processing at 2.75 percent plus 30 cents on the entry plan is above what a church can get from a dedicated church giving processor, so using Overflow for routine weekly giving costs more than it should.
  • It is a giving channel, not a church management system, so contributions must be reconciled into your existing ChMS and finance software, adding a second monthly close step.
  • Stock and DAF fees are quoted as a 1 to 3 percent range with the actual rate depending on transfer route, so an organisation cannot forecast net proceeds precisely before the gift settles.
  • Non-cash gifts settle over days rather than instantly, and the amount received depends on the price at liquidation, so the receipted value and the cash landed will not match.

SecureGive

  • The Basic plan at $149 per month caps transactions at 2,000 per month
  • Basic supports online or kiosk giving only; mobile, text and check scanning require Premium at $299 per month
  • API access, the virtual terminal and the auto card updater require the Premium plan
  • Premium is limited to 5 campuses; unlimited campuses, transactions and kiosks require Enterprise
  • Non-cash giving for crypto and stock is a $99 per month add-on and Campaigns is a $49 per month add-on unless you are on Enterprise
  • Church Apps cost $200 per month bundled with giving, $300 per month standalone, plus a $500 one-time setup cost
  • Enterprise is call-for-quote with no published rate
  • Payment processing is charged on top of the subscription, described only as an effective rate that most churches see at 2% or less

Pricing, plan by plan

Overflow

$50/month
  • Foundation$50/month
    • All giving methods including stock, crypto and DAF
    • Cards from 2.75 percent plus 0.30 USD
    • ACH at 0.50 percent plus 0.20 USD
  • Growth$undefined/month
    • Reduced processing rates by volume
    • Dedicated onboarding and account management
    • Token vaulting for recurring donors
  • Enterprise$undefined/month
    • Custom rate structure for multi-site organisations
    • Strategic support
    • Custom pricing

SecureGive

$149/month
  • Basic$149/month
    • Online giving or kiosk giving for single campus
    • Up to 2,000 transactions monthly
    • Donations, purchases, and giving analytics
  • Premium$299/month
    • Multiple giving channels: online, mobile, text, kiosk, check scanning
    • Up to 5 campuses
    • Virtual terminal and auto card updater
  • Enterprise$null/month
    • Unlimited campuses, transactions, and kiosks
    • All giving channels plus campaigns and non-cash giving
    • Custom transition planning

Which should you pick?

Choose Overflow if

  • You need stock donation flow.
  • You work on Web, iOS, Android.
  • You also want cryptocurrency giving.
Overflow review

Choose SecureGive if

  • You need secure giving.
  • You work on Web, Mobile-responsive.
  • You also want mobile access.
SecureGive review

Questions people ask

Is Overflow or SecureGive better?
Neither clearly leads. Overflow starts at $50/month and SecureGive at $149/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Overflow or SecureGive?
Overflow starts at $50/month and SecureGive at $149/month.
Does Overflow or SecureGive run on more platforms?
Overflow runs on Web, iOS, Android. SecureGive runs on Web, Mobile-responsive.
What is Overflow best used for?
Overflow is most often used for a church wanting to accept appreciated stock without the finance team processing each transfer by hand, a capital campaign where major donors are more likely to give assets than cash, a nonprofit that keeps being offered donor-advised fund grants and has no clean way to receive and attribute them, adding crypto giving for a younger donor base without holding the asset or managing a wallet. Of those, a church wanting to accept appreciated stock without the finance team processing each transfer by hand and a capital campaign where major donors are more likely to give assets than cash are not what SecureGive is typically brought in for.
What can Overflow do that SecureGive cannot?
Overflow covers Stock donation flow, Cryptocurrency giving, Donor-advised fund grants, Card and ACH giving. SecureGive covers Secure Giving, Mobile Access, Recurring Gifts, PCI Compliance.

Answered from the vendors’ own pages

Overflow: What does Overflow cost?

Foundation is 50 USD a month. Cards start at 2.75 percent plus 0.30, ACH at 0.50 percent plus 0.20, stock and DAF at 1 to 3 percent, and crypto adds 3 percent.

SecureGive: How much does SecureGive cost?

SecureGive charges $149/month for Basic (single campus, up to 2,000 transactions), $299/month for Premium (5 campuses with multiple channels), and custom pricing for Enterprise plans with unlimited capacity.

Source
Overflow: Why give stock instead of cash?

Transferring appreciated shares avoids the capital gains tax the donor would pay on selling first, so the same after-tax cost produces a larger gift.

SecureGive: What are the transaction fees for SecureGive?

SecureGive uses a Ministry-Minded processing rate with an effective rate of 2% or less for most churches. There are no hidden fees or long-term contracts required.

Source
Overflow: Does Overflow replace our church management system?

No. It handles giving only and integrates with your existing ChMS.

SecureGive: What add-ons are available for SecureGive?

Add-on services include Non-Cash Giving at $99/month, Campaigns at $49/month, and Church Apps at $200/month or $300/month standalone plus $500 setup fee.

Source
Overflow: Do we hold the cryptocurrency?

No. Crypto gifts are liquidated and remitted as cash, so the organisation does not carry price risk after settlement.

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