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Religion · head to head

Overflow vs Pushpay Church App

Overflow logo

Overflow

Religion

Stock, crypto and donor-advised fund giving for churches and nonprofits, priced per gift type

From
$50/month
Rated
-
Pushpay Church App logo

Pushpay Church App

Religion

Mobile-first giving and engagement app for churches

From
On request
Rated
-

The short version

  • Each has a real cost: Overflow crypto carries a 3 percent fee on top of the base rate, which makes it the most expensive channel on the platform at exactly the point where donors expect it to be cheap.; Pushpay Church App pricing page lists Core, Advanced and Complete tiers with no dollar figures shown, directing buyers to request a demo or call 1-844-PUSHPAY for a quote
  • They diverge on capability: Overflow covers Stock donation flow, Pushpay Church App covers Mobile Giving.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Overflow and Pushpay Church App actually diverge.

Attributes where Overflow and Pushpay Church App differ
AttributeOverflowPushpay Church App
Starting price$50/monthOn request
Pricing modelPer month plus a published fee per asset typesubscription
PlatformsWeb, iOS, AndroidIOS, Android
FoundedUnknown2012

Identical on both: free tier (No), user rating (Not yet rated), category (Religion).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Overflow

  • Stock donation flow
  • Cryptocurrency giving
  • Donor-advised fund grants
  • Card and ACH giving
  • RoundUps
  • Tax receipting

Only in Pushpay Church App

  • Mobile Giving
  • Announcements
  • Event Calendar
  • Sermons
  • Pushpay Platform
  • Church Management
  • Streaming
  • Push Notifications

What people use each for

The jobs each tool is most often brought in to do.

Overflow

  • A church wanting to accept appreciated stock without the finance team processing each transfer by handnot Pushpay Church App
  • A capital campaign where major donors are more likely to give assets than cashnot Pushpay Church App
  • A nonprofit that keeps being offered donor-advised fund grants and has no clean way to receive and attribute themnot Pushpay Church App
  • Adding crypto giving for a younger donor base without holding the asset or managing a walletnot Pushpay Church App

Pushpay Church App

  • Church giving, communication and management app bundled as ChurchStaqnot Overflow

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Overflow

  • Crypto carries a 3 percent fee on top of the base rate, which makes it the most expensive channel on the platform at exactly the point where donors expect it to be cheap.
  • Card processing at 2.75 percent plus 30 cents on the entry plan is above what a church can get from a dedicated church giving processor, so using Overflow for routine weekly giving costs more than it should.
  • It is a giving channel, not a church management system, so contributions must be reconciled into your existing ChMS and finance software, adding a second monthly close step.
  • Stock and DAF fees are quoted as a 1 to 3 percent range with the actual rate depending on transfer route, so an organisation cannot forecast net proceeds precisely before the gift settles.
  • Non-cash gifts settle over days rather than instantly, and the amount received depends on the price at liquidation, so the receipted value and the cash landed will not match.

Pushpay Church App

  • Pricing page lists Core, Advanced and Complete tiers with no dollar figures shown, directing buyers to request a demo or call 1-844-PUSHPAY for a quote
  • Remote check deposit is billed separately starting at $0.29 per check on top of the platform subscription

Pricing, plan by plan

Overflow

$50/month
  • Foundation$50/month
    • All giving methods including stock, crypto and DAF
    • Cards from 2.75 percent plus 0.30 USD
    • ACH at 0.50 percent plus 0.20 USD
  • Growth$undefined/month
    • Reduced processing rates by volume
    • Dedicated onboarding and account management
    • Token vaulting for recurring donors
  • Enterprise$undefined/month
    • Custom rate structure for multi-site organisations
    • Strategic support
    • Custom pricing

Pushpay Church App

On request
  • Standard$99/month
    • Basic app
    • Giving integration
  • Pro$299/month
    • Premium features
    • Custom branding
    • Advanced analytics

Which should you pick?

Choose Overflow if

  • You need stock donation flow.
  • You work on Web, iOS, Android.
  • You also want cryptocurrency giving.

Choose Pushpay Church App if

  • You need mobile giving.
  • You work on IOS, Android.
  • You also want announcements.

Questions people ask

Is Overflow or Pushpay Church App better?
Neither clearly leads. Overflow starts at $50/month and Pushpay Church App at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Overflow or Pushpay Church App?
Overflow starts at $50/month and Pushpay Church App at On request.
Does Overflow or Pushpay Church App run on more platforms?
Overflow runs on Web, iOS, Android. Pushpay Church App runs on IOS, Android.
What is Overflow best used for?
Overflow is most often used for a church wanting to accept appreciated stock without the finance team processing each transfer by hand, a capital campaign where major donors are more likely to give assets than cash, a nonprofit that keeps being offered donor-advised fund grants and has no clean way to receive and attribute them, adding crypto giving for a younger donor base without holding the asset or managing a wallet. Of those, a church wanting to accept appreciated stock without the finance team processing each transfer by hand and a capital campaign where major donors are more likely to give assets than cash are not what Pushpay Church App is typically brought in for.
What can Overflow do that Pushpay Church App cannot?
Overflow covers Stock donation flow, Cryptocurrency giving, Donor-advised fund grants, Card and ACH giving. Pushpay Church App covers Mobile Giving, Announcements, Event Calendar, Sermons.

Answered from the vendors’ own pages

Overflow: What does Overflow cost?

Foundation is 50 USD a month. Cards start at 2.75 percent plus 0.30, ACH at 0.50 percent plus 0.20, stock and DAF at 1 to 3 percent, and crypto adds 3 percent.

Pushpay Church App: How much does the Pushpay Church App cost?

Pushpay does not publish fixed pricing on its website. Church organizations must request a demo or contact Pushpay sales directly to receive a custom quote based on their congregation size, features needed, and usage patterns.

Source
Overflow: Why give stock instead of cash?

Transferring appreciated shares avoids the capital gains tax the donor would pay on selling first, so the same after-tax cost produces a larger gift.

Pushpay Church App: What payment methods does Pushpay support for donations?

Pushpay enables churches to accept donations through multiple payment methods integrated into the Church App. The platform processes payments securely and provides transaction management for donation campaigns.

Source
Overflow: Does Overflow replace our church management system?

No. It handles giving only and integrates with your existing ChMS.

Pushpay Church App: Does Pushpay provide a demo?

Yes, Pushpay offers product demonstrations for churches interested in implementing the Church App. Prospects can request a demo to see how the platform works and how it integrates with existing church systems.

Source
Overflow: Do we hold the cryptocurrency?

No. Crypto gifts are liquidated and remitted as cash, so the organisation does not carry price risk after settlement.

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