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Religion · head to head

Overflow vs Planning Center Services

Overflow logo

Overflow

Religion

Stock, crypto and donor-advised fund giving for churches and nonprofits, priced per gift type

From
$50/month
Rated
-
Full reviewWebsite
Planning Center Services logo

Planning Center Services

Religion

Digital worship planning and service execution platform

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Overflow crypto carries a 3 percent fee on top of the base rate, which makes it the most expensive channel on the platform at exactly the point where donors expect it to be cheap.; Planning Center Services the free tier of Services stops at 5 team members
  • They diverge on capability: Overflow covers Stock donation flow, Planning Center Services covers Service Planning.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Overflow and Planning Center Services actually diverge.

Attributes where Overflow and Planning Center Services differ
AttributeOverflowPlanning Center Services
Starting price$50/monthOn request
Pricing modelPer month plus a published fee per asset typesubscription
FoundedUnknown2006

Identical on both: free tier (No), platforms (Web, iOS, Android), user rating (Not yet rated), category (Religion).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Overflow

  • Stock donation flow
  • Cryptocurrency giving
  • Donor-advised fund grants
  • Card and ACH giving
  • RoundUps
  • Tax receipting

Only in Planning Center Services

  • Service Planning
  • Volunteer Scheduling
  • Song Setlists
  • Planning Center Giving
  • Music Database
  • Calendar Systems
  • Web support
  • IOS support

What people use each for

The jobs each tool is most often brought in to do.

Overflow

  • A church wanting to accept appreciated stock without the finance team processing each transfer by handnot Planning Center Services
  • A capital campaign where major donors are more likely to give assets than cashnot Planning Center Services
  • A nonprofit that keeps being offered donor-advised fund grants and has no clean way to receive and attribute themnot Planning Center Services
  • Adding crypto giving for a younger donor base without holding the asset or managing a walletnot Planning Center Services

Planning Center Services

  • Member managementnot Overflow
  • Donation trackingnot Overflow
  • Event planningnot Overflow
  • Volunteer schedulingnot Overflow
  • Communicationnot Overflow

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Overflow

  • Crypto carries a 3 percent fee on top of the base rate, which makes it the most expensive channel on the platform at exactly the point where donors expect it to be cheap.
  • Card processing at 2.75 percent plus 30 cents on the entry plan is above what a church can get from a dedicated church giving processor, so using Overflow for routine weekly giving costs more than it should.
  • It is a giving channel, not a church management system, so contributions must be reconciled into your existing ChMS and finance software, adding a second monthly close step.
  • Stock and DAF fees are quoted as a 1 to 3 percent range with the actual rate depending on transfer route, so an organisation cannot forecast net proceeds precisely before the gift settles.
  • Non-cash gifts settle over days rather than instantly, and the amount received depends on the price at liquidation, so the receipted value and the cash landed will not match.

Planning Center Services

  • The free tier of Services stops at 5 team members
  • Each Planning Center product is billed separately, so Registrations, Giving, Check-ins, Groups and Calendar each carry their own free cap and their own subscription
  • The Music Stand add-on is a further $5 a month
  • Text messaging costs $5 a month for a toll-free number plus $0.02 per message
  • Card payments are charged at 2.15 percent plus $0.30 per transaction, with a further 1.5 percent on international cards

Pricing, plan by plan

Overflow

$50/month
  • Foundation$50/month
    • All giving methods including stock, crypto and DAF
    • Cards from 2.75 percent plus 0.30 USD
    • ACH at 0.50 percent plus 0.20 USD
  • Growth$undefined/month
    • Reduced processing rates by volume
    • Dedicated onboarding and account management
    • Token vaulting for recurring donors
  • Enterprise$undefined/month
    • Custom rate structure for multi-site organisations
    • Strategic support
    • Custom pricing

Planning Center Services

On request
  • Basic$49/month
    • Service planning
    • Basic volunteer scheduling
  • Plus$99/month
    • All features
    • Advanced scheduling
    • Mobile app

Which should you pick?

Choose Overflow if

  • You need stock donation flow.
  • You work on Web, iOS, Android.
  • You also want cryptocurrency giving.
Overflow review

Choose Planning Center Services if

  • You need service planning.
  • You work on Web, IOS, Android.
  • You also want volunteer scheduling.
Planning Center Services review

Questions people ask

Is Overflow or Planning Center Services better?
Neither clearly leads. Overflow starts at $50/month and Planning Center Services at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Overflow or Planning Center Services?
Overflow starts at $50/month and Planning Center Services at On request.
Does Overflow or Planning Center Services run on more platforms?
Overflow runs on Web, iOS, Android. Planning Center Services runs on Web, IOS, Android.
What is Overflow best used for?
Overflow is most often used for a church wanting to accept appreciated stock without the finance team processing each transfer by hand, a capital campaign where major donors are more likely to give assets than cash, a nonprofit that keeps being offered donor-advised fund grants and has no clean way to receive and attribute them, adding crypto giving for a younger donor base without holding the asset or managing a wallet. Of those, a church wanting to accept appreciated stock without the finance team processing each transfer by hand and a capital campaign where major donors are more likely to give assets than cash are not what Planning Center Services is typically brought in for.
What can Overflow do that Planning Center Services cannot?
Overflow covers Stock donation flow, Cryptocurrency giving, Donor-advised fund grants, Card and ACH giving. Planning Center Services covers Service Planning, Volunteer Scheduling, Song Setlists, Planning Center Giving.

Answered from the vendors’ own pages

Overflow: What does Overflow cost?

Foundation is 50 USD a month. Cards start at 2.75 percent plus 0.30, ACH at 0.50 percent plus 0.20, stock and DAF at 1 to 3 percent, and crypto adds 3 percent.

Planning Center Services: How much does Planning Center Services cost?

Planning Center Services pricing is not publicly available. The pricing page requires account authentication and redirects to the login portal. Contact Planning Center sales directly for rate information.

Source
Overflow: Why give stock instead of cash?

Transferring appreciated shares avoids the capital gains tax the donor would pay on selling first, so the same after-tax cost produces a larger gift.

Planning Center Services: Does Planning Center Services offer a free plan or trial?

No public information about free plans or trial availability is accessible without logging in. Contact Planning Center directly to inquire about trial options.

Source
Overflow: Does Overflow replace our church management system?

No. It handles giving only and integrates with your existing ChMS.

Overflow: Do we hold the cryptocurrency?

No. Crypto gifts are liquidated and remitted as cash, so the organisation does not carry price risk after settlement.

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