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Religion · head to head

Olive Tree Bible Software vs Overflow

O

Olive Tree Bible Software

Religion

Comprehensive Bible study with large resource library and mobile focus

From
Free
Rated
-
Full reviewWebsite
Overflow logo

Overflow

Religion

Stock, crypto and donor-advised fund giving for churches and nonprofits, priced per gift type

From
$50/month
Rated
-
Full reviewWebsite

The short version

  • Only Olive Tree Bible Software has a free tier, so it costs nothing to try first.
  • Each has a real cost: Olive Tree Bible Software bible study resources beyond the free KJV and ESV are sold individually per title, for example the ESV Study Bible at $39.99 and Bible Knowledge Commentary at $39.99; Overflow crypto carries a 3 percent fee on top of the base rate, which makes it the most expensive channel on the platform at exactly the point where donors expect it to be cheap.
  • They diverge on capability: Olive Tree Bible Software covers Multiple Translations, Overflow covers Stock donation flow.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Olive Tree Bible Software and Overflow actually diverge.

Attributes where Olive Tree Bible Software and Overflow differ
AttributeOlive Tree Bible SoftwareOverflow
Starting priceFree$50/month
Pricing modelfreemiumPer month plus a published fee per asset type
Free tierYesNo
PlatformsIOS, Android, WebWeb, iOS, Android
Founded1989Unknown

Identical on both: user rating (Not yet rated), category (Religion).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Olive Tree Bible Software

  • Multiple Translations
  • Reading Plans
  • Study Notes
  • Highlighting
  • Social Sharing
  • Cloud Sync
  • Note Management
  • Search Tools

Only in Overflow

  • Stock donation flow
  • Cryptocurrency giving
  • Donor-advised fund grants
  • Card and ACH giving
  • RoundUps
  • Tax receipting

What people use each for

The jobs each tool is most often brought in to do.

Olive Tree Bible Software

  • Reading free public domain Bible translations with optional per title paid study resourcesnot Overflow

Overflow

  • A church wanting to accept appreciated stock without the finance team processing each transfer by handnot Olive Tree Bible Software
  • A capital campaign where major donors are more likely to give assets than cashnot Olive Tree Bible Software
  • A nonprofit that keeps being offered donor-advised fund grants and has no clean way to receive and attribute themnot Olive Tree Bible Software
  • Adding crypto giving for a younger donor base without holding the asset or managing a walletnot Olive Tree Bible Software

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Olive Tree Bible Software

  • Bible study resources beyond the free KJV and ESV are sold individually per title, for example the ESV Study Bible at $39.99 and Bible Knowledge Commentary at $39.99

Overflow

  • Crypto carries a 3 percent fee on top of the base rate, which makes it the most expensive channel on the platform at exactly the point where donors expect it to be cheap.
  • Card processing at 2.75 percent plus 30 cents on the entry plan is above what a church can get from a dedicated church giving processor, so using Overflow for routine weekly giving costs more than it should.
  • It is a giving channel, not a church management system, so contributions must be reconciled into your existing ChMS and finance software, adding a second monthly close step.
  • Stock and DAF fees are quoted as a 1 to 3 percent range with the actual rate depending on transfer route, so an organisation cannot forecast net proceeds precisely before the gift settles.
  • Non-cash gifts settle over days rather than instantly, and the amount received depends on the price at liquidation, so the receipted value and the cash landed will not match.

Pricing, plan by plan

Olive Tree Bible Software

Free
  • FreeFree
    • Basic Bible
    • Limited resources
  • Standard Library$69.99/month
    • 500+ resources
    • Offline access
  • Ultimate Library$199.99/month
    • 2000+ resources
    • All premium content

Overflow

$50/month
  • Foundation$50/month
    • All giving methods including stock, crypto and DAF
    • Cards from 2.75 percent plus 0.30 USD
    • ACH at 0.50 percent plus 0.20 USD
  • Growth$undefined/month
    • Reduced processing rates by volume
    • Dedicated onboarding and account management
    • Token vaulting for recurring donors
  • Enterprise$undefined/month
    • Custom rate structure for multi-site organisations
    • Strategic support
    • Custom pricing

Which should you pick?

Choose Olive Tree Bible Software if

  • You need multiple translations.
  • You want to start without paying.
  • You work on IOS, Android, Web.
  • You also want reading plans.
Olive Tree Bible Software review

Choose Overflow if

  • You need stock donation flow.
  • You work on Web, iOS, Android.
  • You also want cryptocurrency giving.
Overflow review

Questions people ask

Is Olive Tree Bible Software or Overflow better?
Neither clearly leads. Olive Tree Bible Software starts at Free and Overflow at $50/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Olive Tree Bible Software or Overflow?
Olive Tree Bible Software has a free tier; the other does not. Paid plans start at Free for Olive Tree Bible Software and $50/month for Overflow.
Does Olive Tree Bible Software or Overflow run on more platforms?
Olive Tree Bible Software runs on IOS, Android, Web. Overflow runs on Web, iOS, Android.
Can I use Olive Tree Bible Software for free?
Yes. Olive Tree Bible Software has a free tier, so you can try it without paying. Overflow starts at $50/month.
What is Olive Tree Bible Software best used for?
Olive Tree Bible Software is most often used for reading free public domain bible translations with optional per title paid study resources. Of those, reading free public domain bible translations with optional per title paid study resources is not what Overflow is typically brought in for.
What can Olive Tree Bible Software do that Overflow cannot?
Olive Tree Bible Software covers Multiple Translations, Reading Plans, Study Notes, Highlighting. Overflow covers Stock donation flow, Cryptocurrency giving, Donor-advised fund grants, Card and ACH giving.

Answered from the vendors’ own pages

Overflow: What does Overflow cost?

Foundation is 50 USD a month. Cards start at 2.75 percent plus 0.30, ACH at 0.50 percent plus 0.20, stock and DAF at 1 to 3 percent, and crypto adds 3 percent.

Overflow: Why give stock instead of cash?

Transferring appreciated shares avoids the capital gains tax the donor would pay on selling first, so the same after-tax cost produces a larger gift.

Overflow: Does Overflow replace our church management system?

No. It handles giving only and integrates with your existing ChMS.

Overflow: Do we hold the cryptocurrency?

No. Crypto gifts are liquidated and remitted as cash, so the organisation does not carry price risk after settlement.

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