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Religion · head to head

Overflow vs PowerChurch Plus

Overflow logo

Overflow

Religion

Stock, crypto and donor-advised fund giving for churches and nonprofits, priced per gift type

From
$50/month
Rated
-
P

PowerChurch Plus

Religion

Church management software with integrated giving and accounting

From
On request
Rated
-

The short version

  • Each has a real cost: Overflow crypto carries a 3 percent fee on top of the base rate, which makes it the most expensive channel on the platform at exactly the point where donors expect it to be cheap.; PowerChurch Plus desktop PowerChurch Plus is a one time license at $445 rather than a subscription, with paid upgrades priced separately at $175
  • They diverge on capability: Overflow covers Stock donation flow, PowerChurch Plus covers Member Management.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Overflow and PowerChurch Plus actually diverge.

Attributes where Overflow and PowerChurch Plus differ
AttributeOverflowPowerChurch Plus
Starting price$50/monthOn request
Pricing modelPer month plus a published fee per asset typesubscription
PlatformsWeb, iOS, AndroidWindows, Web
FoundedUnknown1989

Identical on both: free tier (No), user rating (Not yet rated), category (Religion).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Overflow

  • Stock donation flow
  • Cryptocurrency giving
  • Donor-advised fund grants
  • Card and ACH giving
  • RoundUps
  • Tax receipting

Only in PowerChurch Plus

  • Member Management
  • Attendance Tracking
  • Giving Management
  • Financial Reporting
  • Accounting Software
  • Payment Processing
  • Email Integration
  • Data Management

What people use each for

The jobs each tool is most often brought in to do.

Overflow

  • A church wanting to accept appreciated stock without the finance team processing each transfer by handnot PowerChurch Plus
  • A capital campaign where major donors are more likely to give assets than cashnot PowerChurch Plus
  • A nonprofit that keeps being offered donor-advised fund grants and has no clean way to receive and attribute themnot PowerChurch Plus
  • Adding crypto giving for a younger donor base without holding the asset or managing a walletnot PowerChurch Plus

PowerChurch Plus

  • Desktop church management software for congregations that prefer a one time license over a subscriptionnot Overflow

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Overflow

  • Crypto carries a 3 percent fee on top of the base rate, which makes it the most expensive channel on the platform at exactly the point where donors expect it to be cheap.
  • Card processing at 2.75 percent plus 30 cents on the entry plan is above what a church can get from a dedicated church giving processor, so using Overflow for routine weekly giving costs more than it should.
  • It is a giving channel, not a church management system, so contributions must be reconciled into your existing ChMS and finance software, adding a second monthly close step.
  • Stock and DAF fees are quoted as a 1 to 3 percent range with the actual rate depending on transfer route, so an organisation cannot forecast net proceeds precisely before the gift settles.
  • Non-cash gifts settle over days rather than instantly, and the amount received depends on the price at liquidation, so the receipted value and the cash landed will not match.

PowerChurch Plus

  • Desktop PowerChurch Plus is a one time license at $445 rather than a subscription, with paid upgrades priced separately at $175
  • PowerChurch Online's standard license covers only two concurrent users; each additional user costs $29 per month or $299 per year on top of the base subscription

Pricing, plan by plan

Overflow

$50/month
  • Foundation$50/month
    • All giving methods including stock, crypto and DAF
    • Cards from 2.75 percent plus 0.30 USD
    • ACH at 0.50 percent plus 0.20 USD
  • Growth$undefined/month
    • Reduced processing rates by volume
    • Dedicated onboarding and account management
    • Token vaulting for recurring donors
  • Enterprise$undefined/month
    • Custom rate structure for multi-site organisations
    • Strategic support
    • Custom pricing

PowerChurch Plus

On request
  • Basic$79/month
    • Core features
    • Up to 250 members
  • Complete$249/month
    • All features
    • Unlimited members
    • Advanced reports

Which should you pick?

Choose Overflow if

  • You need stock donation flow.
  • You work on Web, iOS, Android.
  • You also want cryptocurrency giving.

Choose PowerChurch Plus if

  • You need member management.
  • You work on Windows, Web.
  • You also want attendance tracking.

Questions people ask

Is Overflow or PowerChurch Plus better?
Neither clearly leads. Overflow starts at $50/month and PowerChurch Plus at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Overflow or PowerChurch Plus?
Overflow starts at $50/month and PowerChurch Plus at On request.
Does Overflow or PowerChurch Plus run on more platforms?
Overflow runs on Web, iOS, Android. PowerChurch Plus runs on Windows, Web.
What is Overflow best used for?
Overflow is most often used for a church wanting to accept appreciated stock without the finance team processing each transfer by hand, a capital campaign where major donors are more likely to give assets than cash, a nonprofit that keeps being offered donor-advised fund grants and has no clean way to receive and attribute them, adding crypto giving for a younger donor base without holding the asset or managing a wallet. Of those, a church wanting to accept appreciated stock without the finance team processing each transfer by hand and a capital campaign where major donors are more likely to give assets than cash are not what PowerChurch Plus is typically brought in for.
What can Overflow do that PowerChurch Plus cannot?
Overflow covers Stock donation flow, Cryptocurrency giving, Donor-advised fund grants, Card and ACH giving. PowerChurch Plus covers Member Management, Attendance Tracking, Giving Management, Financial Reporting.

Answered from the vendors’ own pages

Overflow: What does Overflow cost?

Foundation is 50 USD a month. Cards start at 2.75 percent plus 0.30, ACH at 0.50 percent plus 0.20, stock and DAF at 1 to 3 percent, and crypto adds 3 percent.

Overflow: Why give stock instead of cash?

Transferring appreciated shares avoids the capital gains tax the donor would pay on selling first, so the same after-tax cost produces a larger gift.

Overflow: Does Overflow replace our church management system?

No. It handles giving only and integrates with your existing ChMS.

Overflow: Do we hold the cryptocurrency?

No. Crypto gifts are liquidated and remitted as cash, so the organisation does not carry price risk after settlement.

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