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ERP · head to head

GEP SMART vs Holded

GEP SMART logo

GEP SMART

ERP

Enterprise source-to-pay from a vendor that also sells the consulting and the outsourced procurement team

From
On request
Rated
-
Full reviewWebsite
Holded logo

Holded

ERP

Spanish cloud ERP for invoicing, accounting and business management for small companies

From
€7.5/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: GEP SMART gEP sells the software, the consulting and the outsourced procurement team, so the vendor measuring the savings is often the vendor delivering them, which makes independent verification difficult.; Holded prices exclude VAT
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which GEP SMART and Holded actually diverge.

Attributes where GEP SMART and Holded differ
AttributeGEP SMARTHolded
Starting priceOn request€7.5/month
Pricing modelquotesubscription
PlatformsWeb, iOS, AndroidWeb

Identical on both: free tier (No), user rating (Not yet rated), category (ERP).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in GEP SMART

  • Unified source-to-pay
  • Spend and category analytics
  • Savings tracking
  • Supplier risk management
  • GEP QUANTUM
  • Managed services attachment

Only in Holded

Nothing recorded that GEP SMART does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

GEP SMART

  • An enterprise that needs category expertise as well as software and would otherwise run two procurement processesnot Holded
  • A company outsourcing tactical sourcing while retaining strategic categories, using one platform across bothnot Holded
  • A multinational consolidating regional procurement systems onto one spend taxonomynot Holded
  • An organisation that needs savings tracked and reconciled against realised spend rather than claimed in a spreadsheetnot Holded

Holded

  • Managing bank reconciliation rules across multiple accountsnot GEP SMART
  • Scaling from 250 to unlimited invoices annually as business growsnot GEP SMART
  • Processing payroll and absences for teams of 5-50 peoplenot GEP SMART
  • Managing stock across multiple warehouses for distributionnot GEP SMART
  • Automating tax authority submissions for Spanish SMEsnot GEP SMART

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

GEP SMART

  • GEP sells the software, the consulting and the outsourced procurement team, so the vendor measuring the savings is often the vendor delivering them, which makes independent verification difficult.
  • Nothing is published and reported entry points around half a million US dollars a year exclude implementation, which GEP typically delivers itself rather than through a competing integrator.
  • Implementation being delivered by the vendor limits the pool of independent consultants who can advise you during the project or take over afterwards.
  • Combined software and services engagements are difficult to unwind, because replacing the platform also means rebuilding procurement capability the outsourcer was providing.
  • The platform is scoped for very large enterprises, so mid-market organisations face both a price and a complexity floor that no module selection brings down.

Holded

  • Prices exclude VAT
  • Annual limits reset January to December
  • Invoice limits cap usage per tier

Pricing, plan by plan

GEP SMART

On request
  • GEP SMART$undefined/year
    • Scaled by managed spend volume, modules and user count
    • Third parties report deployments starting around 500,000 USD per year
    • Frequently bundled with GEP consulting or managed services

Holded

€7.5/month
  • Plus$7.5/month
    • 250 invoices per year
    • 1 connected bank
  • Basic$14.5/month
    • 1,000 invoices per year
    • 5 connected banks
    • 2 users plus advisory
  • Standard$29.5/month
    • 3,000 invoices per year
    • Unlimited banks
    • 4 users plus advisory
  • Advanced$49.5/month
    • 10,000 invoices per year
    • Unlimited banks
    • 7 users plus advisory

Which should you pick?

Choose GEP SMART if

  • You need unified source-to-pay.
  • You work on Web, iOS, Android.
  • You also want spend and category analytics.
GEP SMART review

Choose Holded if

Nothing in the data separates Holded from GEP SMART on the points above - pick on price and on how each one feels to use.

Holded review

Questions people ask

Is GEP SMART or Holded better?
Neither clearly leads. GEP SMART starts at On request and Holded at €7.5/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, GEP SMART or Holded?
GEP SMART starts at On request and Holded at €7.5/month.
Does GEP SMART or Holded run on more platforms?
GEP SMART runs on Web, iOS, Android. Holded runs on Web.
What is GEP SMART best used for?
GEP SMART is most often used for an enterprise that needs category expertise as well as software and would otherwise run two procurement processes, a company outsourcing tactical sourcing while retaining strategic categories, using one platform across both, a multinational consolidating regional procurement systems onto one spend taxonomy, an organisation that needs savings tracked and reconciled against realised spend rather than claimed in a spreadsheet. Of those, an enterprise that needs category expertise as well as software and would otherwise run two procurement processes and a company outsourcing tactical sourcing while retaining strategic categories, using one platform across both are not what Holded is typically brought in for.
What can GEP SMART do that Holded cannot?
GEP SMART covers Unified source-to-pay, Spend and category analytics, Savings tracking, Supplier risk management.

Answered from the vendors’ own pages

GEP SMART: Is GEP just a software company?

No. It sells procurement software, procurement consulting and outsourced procurement operations, and deals often combine all three.

Holded: Does Holded offer annual billing discounts?

Yes, Holded offers 50% discount for the first 3 months across all plans. Additionally, annual billing provides savings compared to monthly plans.

Source
GEP SMART: What does GEP SMART cost?

Not published. Third parties report deployments from around 500,000 USD a year, scaled by managed spend, modules and users.

Holded: What add-ons does Holded offer?

Holded offers optional add-on modules: Inventory (25 EUR/month), Team Pro (1.50 EUR per employee per month), Payroll (5 EUR per employee per month), and POS (25 EUR per store per month).

Source
GEP SMART: Who implements it?

GEP typically does, which shortens the project but reduces independent advice during and after it.

Holded: What are the invoice limits per plan?

Invoice limits vary by plan: Plus (250/year), Basic (1,000/year), Standard (3,000/year), Advanced (10,000/year), and Premium (unlimited).

Source
GEP SMART: How does it compare with Ivalua?

Both are single-platform enterprise source-to-pay. GEP adds consulting and managed services; Ivalua is software only and stronger on direct materials.

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