Accounting · head to head
Netvisor vs Ottimate
Netvisor
Accounting
Finnish cloud accounting and payroll with pricing built from a base fee plus per transaction charges
- From
- Free
- Rated
- -
Ottimate
Accounting
Invoice capture and accounts payable automation trained on food and beverage distributor formats
- From
- On request
- Rated
- -
The short version
- Only Netvisor has a free tier, so it costs nothing to try first.
- Each has a real cost: Netvisor pricing is a base fee plus a charge per sales invoice, per purchase invoice, per payslip and per other transaction, so a company with high document volumes pays a bill that scales with trading activity and cannot be budgeted as a fixed monthly cost.; Ottimate nothing is published about price, and quotes are structured by location and invoice volume, so a group with a few high-volume sites and one with many low-volume sites can receive very different numbers for the same total spend
- They diverge on capability: Netvisor covers Finnish general ledger, Ottimate covers Line-item invoice capture.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Netvisor and Ottimate actually diverge.
Identical on both: user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Netvisor
- Finnish general ledger
- Value added tax reporting
- Bank connections
- Electronic invoicing
- Purchase invoice workflow
- Sales invoicing
- Payroll
- Incomes register reporting
Only in Ottimate
- Line-item invoice capture
- GL coding
- Approval routing
- Supplier payments
- Price change alerts
- Purchase order matching
- Digital invoice retrieval
What people use each for
The jobs each tool is most often brought in to do.
Netvisor
- A Finnish company whose accounting firm works in Netvisor and wants the client approving purchase invoices in the same systemnot Ottimate
- A Finnish employer needing payroll that handles collective agreement terms and reports to the incomes register on timenot Ottimate
- A business receiving and sending structured e-invoices with Finnish counterparties that require themnot Ottimate
- A Finnish accounting practice standardising clients on one system with a shared role model rather than one instance per clientnot Ottimate
Ottimate
- A 40 site restaurant group whose bookkeepers key distributor invoices line by line to track food costnot Netvisor
- An operator that wants to know within a week when a supplier raises the price of an item outside the contracted schedulenot Netvisor
- A hotel group standardising accounts payable approvals across properties that each have their own general manager sign-off rulesnot Netvisor
- A finance team migrating from paper invoice files that needs digital retrieval from supplier portals rather than chasing branches for copiesnot Netvisor
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Netvisor
- Pricing is a base fee plus a charge per sales invoice, per purchase invoice, per payslip and per other transaction, so a company with high document volumes pays a bill that scales with trading activity and cannot be budgeted as a fixed monthly cost.
- It serves Finland, so the tax and payroll logic is useless to entities filing elsewhere, and a Nordic group ends up running a different system in each country even where they belong to the same corporate family.
- The interface, help material and support operate in Finnish, so a foreign owned subsidiary needs a Finnish speaking bookkeeper or accounting firm to operate it and cannot supervise it directly from head office.
- Finnish payroll requires collective agreement terms to be configured correctly, and getting holiday pay, supplements and shift rules right is specialist work usually done by a partner, so payroll implementation is a paid project rather than a setup wizard.
- Because most deployments come through an accounting firm, the practical service you receive depends on that firm's competence with the product, and changing accountant can mean changing system or inheriting a configuration nobody documented.
Ottimate
- Nothing is published about price, and quotes are structured by location and invoice volume, so a group with a few high-volume sites and one with many low-volume sites can receive very different numbers for the same total spend
- The line-item extraction advantage is trained on food and beverage distributor formats, so accuracy on long-tail suppliers, service invoices and one-off vendors falls back to general OCR and needs human review
- It is an accounts payable layer, not an inventory or recipe costing system, so operators still need Restaurant365 or an equivalent for true plate costing and the value depends on that integration behaving
- The company has rebranded once already from Plate IQ, and much of the third party comparison material still uses the old name or wrongly attributes it to AvidXchange, which makes independent due diligence unusually hard
- Payment execution through the platform introduces a dependency on Ottimate for supplier relationships, and moving away later means re-establishing payment details with every vendor rather than simply exporting data
Pricing, plan by plan
Netvisor
Free- Starter$25/month
- Basic accounting, 1000 transactions, invoicing, payroll for 1 person
- Basic$25/month
- Basic accounting plus invoicing, 2.06 euros per invoice item, unlimited users, email support
- Core$25/month
- All Basic features, invoices included in monthly cost
- Professional$25/month
- All Core features, broadest software interface, budgeting, reporting, forecasting, purchase and sales orders
Ottimate
On request- Ottimate$undefined/year
- Quoted by location count and invoice volume
- Payment rails may carry separate transaction charges
- Implementation and accounting system integration scoped separately
Which should you pick?
Choose Netvisor if
- You need finnish general ledger.
- You want to start without paying.
- You also want value added tax reporting.
Choose Ottimate if
- You need line-item invoice capture.
- You work on Web, iOS, Android.
- You also want gl coding.
Questions people ask
- Is Netvisor or Ottimate better?
- Neither clearly leads. Netvisor starts at Free and Ottimate at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Netvisor or Ottimate?
- Netvisor has a free tier; the other does not. Paid plans start at Free for Netvisor and On request for Ottimate.
- Does Netvisor or Ottimate run on more platforms?
- Netvisor runs on Web. Ottimate runs on Web, iOS, Android.
- Can I use Netvisor for free?
- Yes. Netvisor has a free tier, so you can try it without paying. Ottimate starts at On request.
- What is Netvisor best used for?
- Netvisor is most often used for a finnish company whose accounting firm works in netvisor and wants the client approving purchase invoices in the same system, a finnish employer needing payroll that handles collective agreement terms and reports to the incomes register on time, a business receiving and sending structured e-invoices with finnish counterparties that require them, a finnish accounting practice standardising clients on one system with a shared role model rather than one instance per client. Of those, a finnish company whose accounting firm works in netvisor and wants the client approving purchase invoices in the same system and a finnish employer needing payroll that handles collective agreement terms and reports to the incomes register on time are not what Ottimate is typically brought in for.
- What can Netvisor do that Ottimate cannot?
- Netvisor covers Finnish general ledger, Value added tax reporting, Bank connections, Electronic invoicing. Ottimate covers Line-item invoice capture, GL coding, Approval routing, Supplier payments.
Answered from the vendors’ own pages
Netvisor: Is Netvisor usable outside Finland?
Not as a compliance system. The value is the Finnish tax, banking, e-invoicing and payroll logic. Companies filing elsewhere should look at the local product in the Visma range or another local vendor.
Ottimate: Is Ottimate owned by AvidXchange?
No. Ottimate is the rebranded Plate IQ and operates as an independent venture-backed company. AvidXchange is a competitor, not the parent.
Netvisor: Why is the pricing structured per transaction?
It reflects a Finnish market convention where the accounting firm's fee also scales with document volume. It means a low volume company pays very little and a high volume one pays a great deal, so estimate your annual invoice and payslip counts before comparing headline prices.
Ottimate: What was it called before?
Plate IQ. The company kept the same product and renamed it Ottimate.
Netvisor: Can my accounting firm work in it with me?
Yes, that is the intended model. The practice and the client share one instance with different roles, so the firm does the bookkeeping while you approve purchase invoices and issue sales invoices.
Ottimate: Does it work outside restaurants?
It will process any invoice, but the line-item extraction accuracy that justifies the price is tuned to food and beverage distributors. Other industries should test carefully before committing.
Netvisor: Does it handle payroll for collective agreements?
It supports Finnish collective agreement based payroll, but configuring the specific agreement terms correctly is expert work normally done during a paid implementation. Do not assume payroll is switched on the same week as accounting.
Ottimate: Does it replace Restaurant365?
No. It handles invoice capture, approval and payment. Recipe costing and restaurant-specific inventory stay in Restaurant365 or an equivalent.
Netvisor: What about the incomes register?
Reporting earnings to the national incomes register within the statutory deadline is built in, which is one of the main reasons Finnish employers use a local product rather than an international one.
Netvisor: Is it a full ERP?
It includes inventory and fixed assets alongside the ledger, which covers a good deal of a small distributor's needs, but it is a financial management system rather than a manufacturing or full supply chain ERP.
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