Accounting · head to head
Hnry vs Lago

Hnry
Accounting
Accounting for sole traders and the self-employed
- From
- 1/per $100 income
- Rated
- -

Lago
Accounting
Open-source billing infrastructure for usage-based models
- From
- Free
- Rated
- -
The short version
- Only Lago has a free tier, so it costs nothing to try first.
- Each has a real cost: Hnry service limited to self-employed sole traders in New Zealand only; Lago free tier limited to 10,000 entities per month with 5M event cap
Where they differ
Only the attributes on which Hnry and Lago actually diverge.
Identical on both: user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Hnry
Nothing recorded that Lago does not also cover.
Only in Lago
- Real-time usage metering
- Multiple pricing models
- Automated invoicing
- Prepaid credits
- Entitlements
- Multi-currency support
- Payment orchestration
- Revenue analytics
What people use each for
The jobs each tool is most often brought in to do.
Hnry
- Calculating quarterly tax without manual bookkeepingnot Lago
- Logging expenses via photo instantlynot Lago
- Sending unlimited invoices with auto-follow-upnot Lago
- Automatically withholding income taxes year-roundnot Lago
Lago
- Building usage-based billing for high-volume APIs and infrastructurenot Hnry
- Implementing metered billing for AI and tokenized servicesnot Hnry
- Creating subscription and hybrid pricing modelsnot Hnry
- Managing multi-currency billing for global companiesnot Hnry
- Maintaining billing infrastructure without vendor lock-innot Hnry
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Hnry
- Service limited to self-employed sole traders in New Zealand only
- 1% + GST fee with $1,500 annual maximum cap
- Minimum $0.50 fee per transaction for payments under $50
Lago
- Free tier limited to 10,000 entities per month with 5M event cap
- No specific pricing published for Pro annual plan or Scale plan
- Self-hosted and on-premise deployments require engineering resources
- Community support only on free tier
- Scale plan requires annual contracts and sales engagement
Pricing, plan by plan
Hnry
1/per $100 incomeNo published plan breakdown. See the Hnry review.
Lago
Free- Build (Free)Free
- 10,000 managed entities per month
- 5M usage events per month
- 1K events per second rate limit
- Pro$399/month
- 10,000 entities included (graduated pricing to 100K)
- 25M usage events included (to 500M with graduated rates)
- 10K events per second (upgradeable to 100K)
- Scale$null/custom
- Custom entity and event volumes
- 50K events per second (upgradeable to 100K)
- RBAC and SSO (SAML)
Which should you pick?
Choose Hnry if
Nothing in the data separates Hnry from Lago on the points above - pick on price and on how each one feels to use.
Choose Lago if
- You need real-time usage metering.
- You want to start without paying.
- You work on Web, Cloud, Self-hosted, On-premise, VPC.
- You also want multiple pricing models.
Questions people ask
- Is Hnry or Lago better?
- Neither clearly leads. Hnry starts at 1/per $100 income and Lago at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Hnry or Lago?
- Lago has a free tier; the other does not. Paid plans start at 1/per $100 income for Hnry and Free for Lago.
- Does Hnry or Lago run on more platforms?
- Hnry runs on Web. Lago runs on Web, Cloud, Self-hosted, On-premise, VPC.
- Can I use Lago for free?
- Yes. Lago has a free tier, so you can try it without paying. Hnry starts at 1/per $100 income.
- What is Hnry best used for?
- Hnry is most often used for calculating quarterly tax without manual bookkeeping, logging expenses via photo instantly, sending unlimited invoices with auto-follow-up, automatically withholding income taxes year-round. Of those, calculating quarterly tax without manual bookkeeping and logging expenses via photo instantly are not what Lago is typically brought in for.
- What can Hnry do that Lago cannot?
- Lago covers Real-time usage metering, Multiple pricing models, Automated invoicing, Prepaid credits.
Answered from the vendors’ own pages
Hnry: How much does Hnry charge?
Hnry charges 1% plus GST of independent income paid into your Hnry Bank Account, with a maximum annual fee of $1,500. Minimum fee is $0.50 per payment for transactions under $50.
SourceLago: Can I use Lago open-source for free?
Yes, Lago is open-source under the AGPLv3 license and can be self-hosted. The cloud-based Build plan is also free with limits of 10,000 entities and 5M events per month.
SourceHnry: Are there joining fees for Hnry?
No, Hnry has no joining fees, upfront payments, or credit card required to sign up.
SourceLago: What payment providers does Lago integrate with?
Lago integrates with Stripe and Adyen for payment processing. It is not a payment processor itself but orchestrates payments through these providers.
SourceHnry: Is the Hnry fee tax deductible?
Yes, Hnry automatically claims its fees as a business expense on your behalf, making them tax-deductible.
SourceLago: Does Lago support multiple currencies?
Yes, Lago supports multi-currency billing with automatic currency conversion for global businesses.
SourceRelated pages
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- Lago vs Wise Business
- Lago vs Orb
- Lago vs Invoice2go
- Lago vs Invoicely
- Lago vs Invoicera
- Lago vs Metronome
- Lago vs Microsoft Excel
- Lago vs Paddle
- Lago vs Qonto
- Lago vs RazorpayX
- Lago vs Stigg
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- Lago vs Avalara
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