Softwr

Accounting · head to head

FreeAgent vs Hnry

FreeAgent logo

FreeAgent

Accounting

Accounting software for small businesses and freelancers

From
Free
Rated
-
Full reviewWebsite
Hnry logo

Hnry

Accounting

Accounting for sole traders and the self-employed

From
1/per $100 income
Rated
-
Full reviewWebsite

The short version

  • Only FreeAgent has a free tier, so it costs nothing to try first.
  • Each has a real cost: FreeAgent introductory pricing shown is 50% off the regular rates; Hnry service limited to self-employed sole traders in New Zealand only
  • Prices and features above were last checked on 29 August 2026.

Where they differ

Only the attributes on which FreeAgent and Hnry actually diverge.

Attributes where FreeAgent and Hnry differ
AttributeFreeAgentHnry
Starting priceFree1/per $100 income
Pricing modelsubscriptionusage-based
Free tierYesNo

Identical on both: platforms (Web), user rating (Not yet rated), category (Accounting).

What people use each for

The jobs each tool is most often brought in to do.

FreeAgent

  • Submitting VAT and Self Assessment tax returns to HMRC directlynot Hnry
  • Splitting rental income and expenses across multiple properties automaticallynot Hnry
  • Collecting invoice payments faster through one-click payments and remindersnot Hnry
  • Capturing bills and receipts via AI to auto-categorize expensesnot Hnry
  • Filing Real Time Information payroll directly to HMRC for employeesnot Hnry

Hnry

  • Calculating quarterly tax without manual bookkeepingnot FreeAgent
  • Logging expenses via photo instantlynot FreeAgent
  • Sending unlimited invoices with auto-follow-upnot FreeAgent
  • Automatically withholding income taxes year-roundnot FreeAgent

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

FreeAgent

  • Introductory pricing shown is 50% off the regular rates
  • All prices exclude 20% VAT
  • Add-ons required for some features (Smart Capture Unlimited £5/month, Amazon integration £6/month)

Hnry

  • Service limited to self-employed sole traders in New Zealand only
  • 1% + GST fee with $1,500 annual maximum cap
  • Minimum $0.50 fee per transaction for payments under $50

Pricing, plan by plan

FreeAgent

Free
  • Sole Traders$9.5/month
    • Introductory rate (regular price £19/month)
    • Annual option at £95/year (regular £190)
  • Landlords$5/month
    • Introductory rate (regular price £10/month)
    • Annual option at £50/year (regular £100)
  • UK Partnerships/LLPs$13.5/month
    • Introductory rate (regular price £27/month)
    • Annual option at £135/year (regular £270)
  • UK Limited Companies$16.5/month
    • Introductory rate (regular price £33/month)
    • Annual option at £330/year (regular £330)

Hnry

1/per $100 income

No published plan breakdown. See the Hnry review.

Which should you pick?

Choose FreeAgent if

  • You want to start without paying.
FreeAgent review

Choose Hnry if

Nothing in the data separates Hnry from FreeAgent on the points above - pick on price and on how each one feels to use.

Hnry review

Questions people ask

Is FreeAgent or Hnry better?
Neither clearly leads. FreeAgent starts at Free and Hnry at 1/per $100 income, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, FreeAgent or Hnry?
FreeAgent has a free tier; the other does not. Paid plans start at Free for FreeAgent and 1/per $100 income for Hnry.
Does FreeAgent or Hnry run on more platforms?
Both run on Web, so platform support will not decide this one for you.
Can I use FreeAgent for free?
Yes. FreeAgent has a free tier, so you can try it without paying. Hnry starts at 1/per $100 income.
What is FreeAgent best used for?
FreeAgent is most often used for submitting vat and self assessment tax returns to hmrc directly, splitting rental income and expenses across multiple properties automatically, collecting invoice payments faster through one-click payments and reminders, capturing bills and receipts via ai to auto-categorize expenses. Of those, submitting vat and self assessment tax returns to hmrc directly and splitting rental income and expenses across multiple properties automatically are not what Hnry is typically brought in for.

Answered from the vendors’ own pages

FreeAgent: Does FreeAgent offer a free option?

FreeAgent is free for qualifying customers maintaining business accounts with NatWest, Royal Bank of Scotland, Ulster Bank, or certain Mettle accounts.

Source
Hnry: How much does Hnry charge?

Hnry charges 1% plus GST of independent income paid into your Hnry Bank Account, with a maximum annual fee of $1,500. Minimum fee is $0.50 per payment for transactions under $50.

Source
FreeAgent: What is FreeAgent's pricing for sole traders?

Sole traders pay £9.50/month (50% introductory rate; regular £19/month), or £95/year annually (regular £190/year), excluding 20% VAT.

Source
Hnry: Are there joining fees for Hnry?

No, Hnry has no joining fees, upfront payments, or credit card required to sign up.

Source
FreeAgent: What add-ons does FreeAgent offer?

Optional add-ons include Smart Capture Unlimited at £5/month and Amazon integration at £6/month, allowing customers to extend base plan functionality.

Source
Hnry: Is the Hnry fee tax deductible?

Yes, Hnry automatically claims its fees as a business expense on your behalf, making them tax-deductible.

Source
FreeAgent: Does FreeAgent offer a trial?

FreeAgent provides a 30-day free trial with no commitment, and customers can cancel at any time during or after the trial period.

Source
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