Softwr

Accounting & Finance · head to head

FreeAgent vs Pleo

F

FreeAgent

Accounting & Finance

Accounting software for small businesses and freelancers

From
On request
Rated
-
Full reviewWebsite
Pleo logo

Pleo

Accounting & Finance

Smart company cards for forward-thinking teams

From
£9.5/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: FreeAgent priced in GBP from around £10 to £13.75 per month, and the software is built around UK tax rules (VAT, Self Assessment) rather than other jurisdictions; Pleo card delays and transaction limits impact usability, with limited regional acceptance in some areas

Where they differ

Only the attributes on which FreeAgent and Pleo actually diverge.

Attributes where FreeAgent and Pleo differ
AttributeFreeAgentPleo
Starting priceOn request£9.5/month
Pricing modelsubscriptionUnknown
PlatformsWebiOS, Android, Web
FoundedUnknown2015

Identical on both: free tier (No), user rating (Not yet rated), category (Accounting & Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in FreeAgent

Nothing recorded that Pleo does not also cover.

Only in Pleo

  • Company cards
  • Receipt capture
  • Expense categorization
  • Spend limits
  • Accounting sync
  • Xero
  • QuickBooks
  • Sage

What people use each for

The jobs each tool is most often brought in to do.

FreeAgent

No use cases recorded yet. See the FreeAgent review.

Pleo

  • Employee expensesnot FreeAgent
  • Spending autonomynot FreeAgent
  • Expense automationnot FreeAgent

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

FreeAgent

  • Priced in GBP from around £10 to £13.75 per month, and the software is built around UK tax rules (VAT, Self Assessment) rather than other jurisdictions

Pleo

  • Card delays and transaction limits impact usability, with limited regional acceptance in some areas
  • Receipt capture OCR inaccuracies and upload lag/glitches complicate expense categorization
  • Limited expense categories and tags reduce flexibility for complex accounting structures
  • Transaction approval workflows have minimal customization options
  • Lacks in-built forecasting tools and reporting is basic, providing limited insights into trends

Pricing, plan by plan

FreeAgent

On request

No published plan breakdown. See the FreeAgent review.

Pleo

£9.5/month
  • Starter$9.5/month
    • Company cards
    • Real-time expense tracking
    • Automated reports
  • Essential$39/month
    • Reimbursements
    • Mileage and per diem
    • Vendor cards
  • Advanced$89/month
    • Cashback
    • Budgets
    • Multi-entity management
  • Beyond$179/month
    • Spending insights
    • Sub-wallets
    • Dedicated success manager

Which should you pick?

Choose FreeAgent if

Nothing in the data separates FreeAgent from Pleo on the points above - pick on price and on how each one feels to use.

FreeAgent review

Choose Pleo if

  • You need company cards.
  • You work on iOS, Android, Web.
  • You also want receipt capture.
Pleo review

Questions people ask

Is FreeAgent or Pleo better?
Neither clearly leads. FreeAgent starts at On request and Pleo at £9.5/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, FreeAgent or Pleo?
FreeAgent starts at On request and Pleo at £9.5/month.
Does FreeAgent or Pleo run on more platforms?
FreeAgent runs on Web. Pleo runs on iOS, Android, Web.
What can FreeAgent do that Pleo cannot?
Pleo covers Company cards, Receipt capture, Expense categorization, Spend limits.

Answered from the vendors’ own pages

Pleo: What are Pleo's pricing tiers?

Pleo offers four pricing tiers: Starter (GBP 9.50/month), Essential (GBP 39.00/month), Advanced (GBP 89.00/month), and Beyond (GBP 179.00/month). Annual billing provides equivalent of two free months.

Source
Pleo: Does Pleo have a free tier?

No, Pleo does not offer a free tier or permanent free plan. All plans require payment with a free trial available for evaluation.

Source
Pleo: What integrations does Pleo support for accounting?

Pleo integrates directly with Xero and QuickBooks, plus Sage 200, Sage 50, Microsoft Dynamics 365 Business Central, Datev, and Visma e-conomic. Zapier integrations are also available.

Source
Pleo: What platforms can access Pleo?

Pleo is accessible via iOS and Android mobile apps, and through a web interface. Physical and virtual cards are issued for spending.

Source
Pleo: Does Pleo support multiple currencies?

Yes, Pleo supports multi-currency spending and transactions. The platform is particularly strong for European teams with local payment methods.

Source
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