Is Fortnox or Moss better?

Neither clearly leads. Fortnox starts at Free and Moss at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Fortnox or Moss?

Fortnox has a free tier; the other does not. Paid plans start at Free for Fortnox and On request for Moss.

Does Fortnox or Moss run on more platforms?

Fortnox runs on Web. Moss runs on Web, iOS, Android.

Can I use Fortnox for free?

Yes. Fortnox has a free tier, so you can try it without paying. Moss starts at On request.

What is Fortnox best used for?

Fortnox is most often used for registering swedish corporations with guided formation assistance, selling unpaid invoices to improve cash flow, managing multiple client businesses from bureau dashboard, integrating payroll with swedish banking automation. Of those, registering swedish corporations with guided formation assistance and selling unpaid invoices to improve cash flow are not what Moss is typically brought in for.

What can Fortnox do that Moss cannot?

Moss covers Corporate credit cards, Invoice management, Employee reimbursements, DATEV export.

Accounting · head to head

Fortnox vs Moss

Fortnox

Accounting

Swedish cloud accounting and business platform for bookkeeping, invoicing and payroll

From: Free
Rated: -

Full review Website

Moss

Accounting

European corporate cards, invoice management and accounting automation

From: On request
Rated: -

Full review Website

The short version

Only Fortnox has a free tier, so it costs nothing to try first.
Each has a real cost: Fortnox corporate packages alone span at least 7 named tiers (Mini through Stor+) priced from 209 kr/man to 919 kr/man, and add-on programs are billed separately per module (SEK); Moss pricing is not published anywhere, so the only way to compare Moss with Pleo or Payhawk is to run parallel sales processes and reveal your spend volume to all of them.
Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Fortnox and Moss actually diverge.

Attributes where Fortnox and Moss differ
Attribute	Fortnox	Moss
Starting price	Free	On request
Pricing model	subscription	quote
Free tier	Yes	No
Platforms	Web	Web, iOS, Android

Identical on both: user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Fortnox

Nothing recorded that Moss does not also cover.

Only in Moss

Corporate credit cards
Invoice management
Employee reimbursements
DATEV export
Accounting preparation
Budgets and teams
Receipt matching
Multi entity

What people use each for

The jobs each tool is most often brought in to do.

Fortnox

Registering Swedish corporations with guided formation assistancenot Moss
Selling unpaid invoices to improve cash flownot Moss
Managing multiple client businesses from bureau dashboardnot Moss
Integrating payroll with Swedish banking automationnot Moss

Moss

A German company whose tax adviser works in DATEV and needs card and invoice data exported without manual rekeyingnot Fortnox
A finance team replacing pre funded prepaid cards with a monthly settled credit limit to protect working capitalnot Fortnox
A business consolidating supplier invoice approval and card spend into one approval chainnot Fortnox
A group with entities in Germany, the Netherlands and Spain wanting one spend view across themnot Fortnox

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Fortnox

Corporate packages alone span at least 7 named tiers (Mini through Stor+) priced from 209 kr/man to 919 kr/man, and add-on programs are billed separately per module (SEK)
The Fortnox Access verification tier is priced by transaction volume, rising from 9 kr/man at zero verifications to 199 kr/man at 1000+ verifications (SEK), so cost is not fixed and scales with usage

Moss

Pricing is not published anywhere, so the only way to compare Moss with Pleo or Payhawk is to run parallel sales processes and reveal your spend volume to all of them.
Card limits are underwritten, so early stage companies and businesses with thin filed accounts are routinely offered limits well below what they need and the limit can be reduced on review.
Coverage is European and weighted to DACH, so any group with United States or Asian entities has to run a second card programme and reconcile two systems.
Invoice management is capable but not a full procurement or purchase order system, so businesses needing three way matching against goods receipts will find it thin.
As a non bank the credit product depends on partner banks and funding lines, which means the terms behind your limit are set by a party you do not contract with and can change without you being the cause.

Pricing, plan by plan

Fortnox

Free

New Company TrialFree
- 6-month free trial for newly started businesses

Moss

On request

Moss$undefined/year
- Platform fee plus per user components, quoted per customer
- Card limits set by underwriting against company financials
- DATEV export and accounting preparation included in core plans

Which should you pick?

Choose Fortnox if

You want to start without paying.

Fortnox review

Choose Moss if

You need corporate credit cards.
You work on Web, iOS, Android.
You also want invoice management.

Moss review

Questions people ask

Is Fortnox or Moss better?: Neither clearly leads. Fortnox starts at Free and Moss at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Fortnox or Moss?: Fortnox has a free tier; the other does not. Paid plans start at Free for Fortnox and On request for Moss.
Does Fortnox or Moss run on more platforms?: Fortnox runs on Web. Moss runs on Web, iOS, Android.
Can I use Fortnox for free?: Yes. Fortnox has a free tier, so you can try it without paying. Moss starts at On request.
What is Fortnox best used for?: Fortnox is most often used for registering swedish corporations with guided formation assistance, selling unpaid invoices to improve cash flow, managing multiple client businesses from bureau dashboard, integrating payroll with swedish banking automation. Of those, registering swedish corporations with guided formation assistance and selling unpaid invoices to improve cash flow are not what Moss is typically brought in for.
What can Fortnox do that Moss cannot?: Moss covers Corporate credit cards, Invoice management, Employee reimbursements, DATEV export.

Answered from the vendors’ own pages

Fortnox: Does Fortnox offer a free trial?

Yes, newly started businesses receive their first six months in Fortnox at no cost, followed by subscription-based pricing.

Source

Moss: Does Moss issue credit or prepaid cards?

Credit in its core German offer, settled monthly against an underwritten limit, rather than requiring a pre funded balance.

Fortnox: What pricing tiers does Fortnox offer?

Fortnox offers tiered subscription packages that vary by module (accounting, invoicing, payroll) but specific pricing details are not listed on the main website.

Source

Moss: Is DATEV export genuinely automatic?

Yes, bookings and receipt images export in DATEV format, which is the main reason German finance teams choose it over non German tools.

Fortnox: How can I find Fortnox pricing information?

Detailed pricing is available on the packages page (/paket), through a purchasing guide tool at buy-guide.fortnox.se, or by contacting sales representatives directly.

Source

Moss: Does Moss work outside Europe?

Not meaningfully. Coverage centres on Germany, Austria, the Netherlands, the UK and Spain, so global groups need a second provider.

Fortnox vs Moss

Fortnox

Moss

The short version

Where they differ

What each one covers

Only in Fortnox

Only in Moss

What people use each for

Fortnox

Moss

Where each one falls short

Fortnox

Moss

Pricing, plan by plan

Fortnox

Moss

Which should you pick?

Choose Fortnox if

Choose Moss if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Fortnox

More on Moss

Keep looking

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