Is Fortnox or Kodo better?

Neither clearly leads. Fortnox starts at Free and Kodo at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Fortnox or Kodo?

Fortnox has a free tier; the other does not. Paid plans start at Free for Fortnox and On request for Kodo.

Does Fortnox or Kodo run on more platforms?

Fortnox runs on Web. Kodo runs on Web, iOS, Android.

Can I use Fortnox for free?

Yes. Fortnox has a free tier, so you can try it without paying. Kodo starts at On request.

What is Fortnox best used for?

Fortnox is most often used for registering swedish corporations with guided formation assistance, selling unpaid invoices to improve cash flow, managing multiple client businesses from bureau dashboard, integrating payroll with swedish banking automation. Of those, registering swedish corporations with guided formation assistance and selling unpaid invoices to improve cash flow are not what Kodo is typically brought in for.

What can Fortnox do that Kodo cannot?

Kodo covers Corporate cards, Purchase requests, Invoice capture and matching, Vendor payouts.

Accounting · head to head

Fortnox vs Kodo

Fortnox

Accounting

Swedish cloud accounting and business platform for bookkeeping, invoicing and payroll

From: Free
Rated: -

Full review Website

Kodo

Accounting

Corporate cards and intake to pay for Indian businesses

From: On request
Rated: -

Full review Website

The short version

Only Fortnox has a free tier, so it costs nothing to try first.
Each has a real cost: Fortnox corporate packages alone span at least 7 named tiers (Mini through Stor+) priced from 209 kr/man to 919 kr/man, and add-on programs are billed separately per module (SEK); Kodo kodo is not a licensed issuer, so card limits, settlement cycles and eligibility come from a partner bank whose terms you do not directly control and which can change the programme.
Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Fortnox and Kodo actually diverge.

Attributes where Fortnox and Kodo differ
Attribute	Fortnox	Kodo
Starting price	Free	On request
Pricing model	subscription	quote
Free tier	Yes	No
Platforms	Web	Web, iOS, Android

Identical on both: user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Fortnox

Nothing recorded that Kodo does not also cover.

Only in Kodo

Corporate cards
Purchase requests
Invoice capture and matching
Vendor payouts
GST and TDS handling
ERP integration
Approval workflows
Spend analytics

What people use each for

The jobs each tool is most often brought in to do.

Fortnox

Registering Swedish corporations with guided formation assistancenot Kodo
Selling unpaid invoices to improve cash flownot Kodo
Managing multiple client businesses from bureau dashboardnot Kodo
Integrating payroll with Swedish banking automationnot Kodo

Kodo

An Indian startup replacing founder personal cards with issued cards carrying per employee limitsnot Fortnox
A finance team automating vendor payouts across NEFT, RTGS and UPI with maker checker approvalnot Fortnox
A company that needs GST compliant invoice coding flowing into Tally without rekeyingnot Fortnox
A business enforcing purchase requests and approvals before spend rather than reconciling it afterwardsnot Fortnox

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Fortnox

Corporate packages alone span at least 7 named tiers (Mini through Stor+) priced from 209 kr/man to 919 kr/man, and add-on programs are billed separately per module (SEK)
The Fortnox Access verification tier is priced by transaction volume, rising from 9 kr/man at zero verifications to 199 kr/man at 1000+ verifications (SEK), so cost is not fixed and scales with usage

Kodo

Kodo is not a licensed issuer, so card limits, settlement cycles and eligibility come from a partner bank whose terms you do not directly control and which can change the programme.
Indian regulatory changes on prepaid instruments and card issuing partnerships have repeatedly disrupted fintech card programmes, so continuity risk is higher here than in equivalent European or United States products.
Pricing is not published, so comparing Kodo against Happay, Zoho Expense or a bank corporate card requires a full sales cycle and disclosure of your spend volumes.
Coverage is India only, so any group with overseas subsidiaries runs a second card and payables system and loses the consolidated view.
The intake to pay workflow is lighter than a dedicated procurement suite, with limited contract management and supplier onboarding, so regulated or heavily audited buyers will find gaps.

Pricing, plan by plan

Fortnox

Free

New Company TrialFree
- 6-month free trial for newly started businesses

Kodo

On request

Kodo$undefined/year
- Quoted per customer, no published rate card
- Card limits and settlement terms set by the sponsoring partner bank
- Payout volumes and payment rails may carry per transaction charges

Which should you pick?

Choose Fortnox if

You want to start without paying.

Fortnox review

Choose Kodo if

You need corporate cards.
You work on Web, iOS, Android.
You also want purchase requests.

Kodo review

Questions people ask

Is Fortnox or Kodo better?: Neither clearly leads. Fortnox starts at Free and Kodo at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Fortnox or Kodo?: Fortnox has a free tier; the other does not. Paid plans start at Free for Fortnox and On request for Kodo.
Does Fortnox or Kodo run on more platforms?: Fortnox runs on Web. Kodo runs on Web, iOS, Android.
Can I use Fortnox for free?: Yes. Fortnox has a free tier, so you can try it without paying. Kodo starts at On request.
What is Fortnox best used for?: Fortnox is most often used for registering swedish corporations with guided formation assistance, selling unpaid invoices to improve cash flow, managing multiple client businesses from bureau dashboard, integrating payroll with swedish banking automation. Of those, registering swedish corporations with guided formation assistance and selling unpaid invoices to improve cash flow are not what Kodo is typically brought in for.
What can Fortnox do that Kodo cannot?: Kodo covers Corporate cards, Purchase requests, Invoice capture and matching, Vendor payouts.

Answered from the vendors’ own pages

Fortnox: Does Fortnox offer a free trial?

Yes, newly started businesses receive their first six months in Fortnox at no cost, followed by subscription-based pricing.

Source

Kodo: Who actually issues the cards?

A partner bank under a card network arrangement, not Kodo. Ask which bank, whether the product is credit or prepaid, and what happens to your limits if the partnership changes.

Fortnox: What pricing tiers does Fortnox offer?

Fortnox offers tiered subscription packages that vary by module (accounting, invoicing, payroll) but specific pricing details are not listed on the main website.

Source

Kodo: Is pricing published?

No. Kodo quotes per customer, so benchmark against at least two Indian rivals before signing.

Fortnox: How can I find Fortnox pricing information?

Detailed pricing is available on the packages page (/paket), through a purchasing guide tool at buy-guide.fortnox.se, or by contacting sales representatives directly.

Source

Kodo: Does Kodo work outside India?

No meaningful coverage outside India for card issuing or payouts.

Fortnox vs Kodo

Fortnox

Kodo

The short version

Where they differ

What each one covers

Only in Fortnox

Only in Kodo

What people use each for

Fortnox

Kodo

Where each one falls short

Fortnox

Kodo

Pricing, plan by plan

Fortnox

Kodo

Which should you pick?

Choose Fortnox if

Choose Kodo if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Fortnox

More on Kodo

Keep looking

Other head to heads