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Software · head to head

Adyen vs Fortnox

Adyen logo

Adyen

Software

The payments platform built for growth

From
$29/month
Rated
-
Full reviewWebsite
Fortnox logo

Fortnox

Software

Swedish cloud accounting and business platform for bookkeeping, invoicing and payroll

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Fortnox corporate packages alone span at least 7 named tiers (Mini through Stor+) priced from 209 kr/man to 919 kr/man, and add-on programs are billed separately per module (SEK)

Where they differ

Only the attributes on which Adyen and Fortnox actually diverge.

Attributes where Adyen and Fortnox differ
AttributeAdyenFortnox
Starting price$29/monthOn request
Pricing modelusage-basedsubscription
PlatformsWeb, Api, PosWeb
Founded2006Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Adyen

  • Payment processing
  • Risk management
  • Unified commerce
  • Issuing
  • Platform payments
  • SAP
  • Salesforce
  • Oracle

Only in Fortnox

Nothing recorded that Adyen does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Adyen

  • Card acquiring with interchange plus pricing for larger merchantsnot Fortnox
  • Accepting local payment methods across multiple countriesnot Fortnox
  • Settling in several currencies through linked bank accountsnot Fortnox
  • Unified online and in-person paymentsnot Fortnox

Fortnox

No use cases recorded yet. See the Fortnox review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Adyen

  • There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
  • Published fees are indicative rather than a rate card, with real pricing negotiated
  • Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
  • Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America

Fortnox

  • Corporate packages alone span at least 7 named tiers (Mini through Stor+) priced from 209 kr/man to 919 kr/man, and add-on programs are billed separately per module (SEK)
  • The Fortnox Access verification tier is priced by transaction volume, rising from 9 kr/man at zero verifications to 199 kr/man at 1000+ verifications (SEK), so cost is not fixed and scales with usage

Pricing, plan by plan

Adyen

$29/month
  • CustomFree
    • Payment processing
    • Risk management
    • Unified commerce

Fortnox

On request

No published plan breakdown. See the Fortnox review.

Which should you pick?

Choose Adyen if

  • You need payment processing.
  • You work on Web, Api, Pos.
  • You also want risk management.
Adyen review

Choose Fortnox if

Nothing in the data separates Fortnox from Adyen on the points above - pick on price and on how each one feels to use.

Fortnox review

Questions people ask

Is Adyen or Fortnox better?
Neither clearly leads. Adyen starts at $29/month and Fortnox at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Adyen or Fortnox?
Adyen starts at $29/month and Fortnox at On request.
Does Adyen or Fortnox run on more platforms?
Adyen runs on Web, Api, Pos. Fortnox runs on Web.
What is Adyen best used for?
Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Fortnox is typically brought in for.
What can Adyen do that Fortnox cannot?
Adyen covers Payment processing, Risk management, Unified commerce, Issuing.
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